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Savings products - In preparation of the launch of our new and improved Online Service we have temporarily withdrawn online applications for all our savings products. You can still apply for these products by post or in branch. All savings products will be available to apply online from 12 May. We apologise for any inconvenience this may cause.
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Online Service update. Due to planned essential maintenance our Online Service will be unavailable from 6pm until 12am on Wednesday 7 May. Our Online Service will also be unavailable between 5.30pm on Friday 9 May until 9am on Monday 12 May. We apologise for any inconvenience this may cause.
Everyday Saver (3)
Simple and straightforward easy access to your savings.
Your savings are protected.
Key features
View summary box
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Before you apply, please read the account summary box below. It is not intended to be a substitute for reading the Product Features leaflet and General Conditions for our Savings Account booklet.
Account summary box
Account name
What is the interest rate?
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Can the Family Building Society change the interest rate?
Yes, the interest rate is variable and may be changed. Please refer to Section 14 of the General Conditions for our Savings Accounts booklet for more information on when we may make changes to the interest rate and how this will be communicated.
What would the estimated balance be after 12 months based on a £1,000 and £50,000 deposit?
| Opening balance | Projected balance (Gross) | ||
| £50,000 | £51,425.00 | ||
| £1,000 | £1,027.50 | ||
- These projections assume that the account is opened with the stated amount with no additions or withdrawals made. Projected balance is at the end of 12 months
- All projections are provided for illustrative purposes only and do not take into account individual circumstances
- Actual interest may depend on the date the account is opened and the date that interest is paid.
How do I open and manage my account?
- The Everyday Saver (3) can be applied for online, by post or at our Epsom branch
- A minimum of £100 must be deposited
- A maximum of £250,000 may be held in the account
- Instructions for the account can be made via the Online Service, by phone, by post or at our Epsom branch.
Can I withdraw money?
- Up to 12 withdrawals are permitted per calendar year without notice or access charge, and can be paid by transfer to your bank account, by transfer to another savings account with us or by cash
- Minimum withdrawal is £100.
Please see the 'Taking money out' section of the Product Features leaflet for full information.
How can I make deposits?
- Additions are allowed but not required on a regular basis
- Additions to the account can be made by debit card (online only via the Online Service), by transfer from your bank account, by cheque, by transfer from another savings account with us or by cash.
Additional information
Tax status: Interest is paid gross without deduction of income tax. You will need to declare any income from savings interest earned over your PSA2 through a self-assessment tax return to HM Revenue & Customs. Interest is paid on 31 January and available from the following day.
This issue may be withdrawn at any time without prior notice.
1AER stands for Annual Equivalent Rate and illustrates what the annual rate would be if interest was compounded.
2PSA stands for Personal Savings Allowance.
All financial information correct on 12 February 2025.
Operating an account on behalf of someone else
This account can be opened and operated by Attorneys and Deputies. It can also be operated by Third Parties. For full details click here.
Use of a debit card to deposit savings
To add to your account using your debit card, you will need to register for our Online Service. You can’t use your debit card to add money to your account over the phone. Please note that the debit card you use to deposit money via the Online Service should be registered to the address we hold for you.
Debit card transactions are subject to approval by your bank and may be declined if you do not have sufficient funds available in your bank account or the transaction exceeds your bank's anti-fraud limits.
Over 125 years looking after people's money
For a long time we've been trusted to help people save for homes, holidays & more with a more small scale, personal approach as shown in our awards.
More about who we areView our awards
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
...or ask the way that suits you.
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Visit us in branch
Ashley Square, Epsom, Surrey, KT18 5DD.
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