Notices

  • Savings customers - interest rates on many of our variable rate savings products decreased on 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes

  • Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)

    Managed Mortgage Rates and Discounted Variable Rates

    From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.

Tips and Guides

Mortgage guides

A range of mortgage guides that can give you helpful information about various different aspects of home ownership.

We know that buying and owning a home can be confusing at times. There are lots of things you need to consider, and sometimes it can be hard knowing where to start. Our guides cover what you need to know if you're a first time buyer up to a last time buyer.

If you have any questions, our friendly team are here to answer your questions. You can call us on 03300 244612.

 

Buy to Let - before you buy

Considering getting a Buy to Let mortgage? To help get you started our guide lists a number of things you need to think about.

Read our guide

First time buyer - before you buy

Buying your first home? Learn about some of the costs you can expect to pay from mortgage fees to survey costs.

Read our guide

Can my parents get a Buy to Let mortgage and rent it out to me?

We can help answer your question about your parents potentially being your landlord.

Find out more

Can I get a mortgage for less than my rent?

We look at the possibility of getting a mortgage and the products available to help first time buyers.

Read more

How to protect your home

Things to think about when it comes to protecting your home and keeping it safe and secure.

Find out more

Moving home - what to remember

Useful tips and key things to think about when you're thinking of moving home.

Read more