Buy to Let Mortgage Guide | Family Building Society

Notices

Our new 1 Year Fixed Rate Bond (58) paying 4.39% Gross AER on balances of £10,000+ is now on sale. Find out more and apply online.
Wednesday 11 June - High call volumes

Due to the high volume of calls we're experiencing today, it's taking us longer than we'd like to answer your call. You may find the answers you're looking for in either our Mortgage or Savings FAQs.
If you still need our help, you can contact us by email (newbusiness@familybsoc.co.uk or mortgage.service@familybsoc.co.uk or savings.service@familybsoc.co.uk) or complete our callback form and we'll call you back at a time convenient for you. Thank you.
Our new and improved Online Service is here.
We've made some improvements to our Online Service. With several enhancements and added benefits our Online Service is now simpler and easier for you to use. Online Service changes
Savings customers - the interest rates on many of our variable rate savings products have decreased from 9 June 2025. Find out more

We have emailed or written to you to let you know of how these interest rate decreases affect you. View our variable savings rate changes
Rate changes following Bank of England decision to decrease its Bank Rate by 0.25% to 4.25% on 8 May 2025. Read more

Savings: Interest rates for Windfall Bond and Tracker Savings Bond decreased by 0.25% from 1 June 2025. We have written to all customers individually to confirm the new rates.
Mortgages: Tracker mortgages will change on 25 June 2025 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

If you’re thinking of becoming a landlord or expanding your portfolio of properties, there are a number of things to consider.

Our useful Buy to Let guide can help get you started.

This guide covers:

The responsibilities of a landlord
Stamp Duty Land Tax
Income Tax
Buy to Let properties in your own name or as a Limited Company

If you have any questions please contact our friendly New Business Team:

Ask us to call back Email us

Most forms of Buy to Let mortgage are not regulated by the Financial Conduct Authority (FCA).

Thinking about purchasing a Buy to Let property?

We offer a wide range of Buy to Let mortgage products, for both individuals and Limited Companies.

See all Buy to Let mortgages

Buy to Let - before you buy

Thinking about purchasing a Buy to Let property?