• Service update - due to planned essential maintenance our Online Service will be unavailable on Friday 28 January from 18:00 until Saturday 29 January 12:00.

  • Following the Bank of England’s decision to raise the Bank Rate by 0.15% to 0.25% in December 2021, Windfall Bond and Tracker Savings Bond rates increased by 0.15% from 1 January 2022. Tracker mortgages changed from 25 January and we have written to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. We will be considering our other savings and our variable mortgage rates after the Bank of England MPC meeting on 3 February. (Notice updated 19/01/22)

  • Please note that the Premium Saver (5) has now been withdrawn from sale. 
    If you have opened an account, you may add funds until 3pm, 7 February 2022, after this no additions will be allowed.

Buy to Let - before you buy

What you need to think about and how to get started if you're considering getting a Buy to Let mortgage.

If you’re thinking of becoming a landlord or expanding your portfolio of properties, there are a number of things to consider.  

Our useful Buy to Let guide can help get you started.

This guide covers:

  • The responsibilities of a landlord
  • Stamp Duty Land Tax
  • Income Tax
  • Buy to Let properties in your own name or as a Limited Company

If you have any questions please contact our friendly New Business Team: 

Ask us to call back  Email us

Most forms of Buy to Let mortgage are not regulated by the Financial Conduct Authority (FCA).

Thinking about purchasing a Buy to Let property?

We offer a wide range of Buy to Let mortgage products, for both individuals and Limited Companies.