Notices

  • Online Service update. Due to planned essential maintenance, our Online Service will be unavailable between 9:00am to 10:00am on Saturday 25 October. We apologise for any inconvenience this may cause.

  • Please note that our Market Tracker Cash ISA (2) has been withdrawn from sale. Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.

  • Mortgage products - On Tuesday 30 September 2025, we made changes to our mortgage product range. This included decreases across many of our Fixed Rate products for Owner Occupier and Buy to Let products.

    Buy to Let Limited Companies

    In addition we launched new Fixed Rate products for Buy to Let Limited Company landlords (UK registered companies) who have expat shareholders and/or directors in our acceptable list of countries.

    Managed Mortgage Rates and Discounted Variable Rates

    From 1 October 2025, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We have written to existing customers who have been impacted by this change, with details relevant to them.

  • We've made some improvements to our Online Service. With several enhancements and added benefits our Online Service is now simpler and easier for you to use.  Online Service changes

Buy to Let - before you buy

What you need to think about and how to get started if you're considering getting a Buy to Let mortgage.

If you’re thinking of becoming a landlord or expanding your portfolio of properties, there are a number of things to consider.  

Our useful Buy to Let guide can help get you started.

This guide covers:

  • The responsibilities of a landlord
  • Stamp Duty Land Tax
  • Income Tax
  • Buy to Let properties in your own name or as a Limited Company


If you have any questions please contact our friendly New Business Team: 

Ask us to call back  Email us


Most forms of Buy to Let mortgage are not regulated by the Financial Conduct Authority (FCA).

Thinking about purchasing a Buy to Let property?

We offer a wide range of Buy to Let mortgage products, for both individuals and Limited Companies.

See all Buy to Let mortgages