Notices

  • Our Windfall Bond is available for new account openings, offering interest at the Bank of England Bank Rate and entry into a monthly free prize draw with more prizes available now determined by the prize fund value. Find out more here

    Newly opened accounts need to be fully funded and nominated bank details registered before the end of September in order to qualify for entry into the November Prize Draw.

  • Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 September 2024. We will be writing to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 September 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

    (Notice updated 05/08)

  • From Thursday 22 August, we reduced our rates on all our fixed rate mortgage products.

    From 19 September 2024, we'll also be reducing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates. We will be writing to existing customers who have been impacted by this change, shortly, with details relevant to them. Find out full details here.

  • Online Service update. Due to planned essential maintenance, our Online Service will be unavailable from 10pm on Thursday 12 September until 2am on Friday 13 September. We apologise for any inconvenience this may cause.

Buy to Let - before you buy

What you need to think about and how to get started if you're considering getting a Buy to Let mortgage.

If you’re thinking of becoming a landlord or expanding your portfolio of properties, there are a number of things to consider.  

Our useful Buy to Let guide can help get you started.

This guide covers:

  • The responsibilities of a landlord
  • Stamp Duty Land Tax
  • Income Tax
  • Buy to Let properties in your own name or as a Limited Company


If you have any questions please contact our friendly New Business Team: 

Ask us to call back  Email us


Most forms of Buy to Let mortgage are not regulated by the Financial Conduct Authority (FCA).

Thinking about purchasing a Buy to Let property?

We offer a wide range of Buy to Let mortgage products, for both individuals and Limited Companies.

See all Buy to Let mortgages