Notices
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Service update - due to planned essential maintenance our Online Service will be unavailable on Friday 28 January from 18:00 until Saturday 29 January 12:00.
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Following the Bank of England’s decision to raise the Bank Rate by 0.15% to 0.25% in December 2021, Windfall Bond and Tracker Savings Bond rates increased by 0.15% from 1 January 2022. Tracker mortgages changed from 25 January and we have written to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. We will be considering our other savings and our variable mortgage rates after the Bank of England MPC meeting on 3 February. (Notice updated 19/01/22)
- Please note that the Premium Saver (5) has now been withdrawn from sale.
If you have opened an account, you may add funds until 3pm, 7 February 2022, after this no additions will be allowed.
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Helping a couple stay in their home and close to their family
Oct 25, 2021, 16:51 PM -
Moving closer to family
Aug 24, 2021, 14:55 PM -
A longer mortgage term to make monthly payments more affordable
Aug 19, 2021, 10:35 AM -
The Family Mortgage - helping first time buyers with small deposits
Jul 27, 2021, 16:32 PM -
A repayment mortgage even in retirement
Jan 4, 2021, 12:24 PM -
Helping the retired back into home ownership
Jan 4, 2021, 12:20 PM -
Giving the retired peace of mind with their home
Jan 4, 2021, 12:10 PM -
Helping the retired move home and borrow more
Jan 4, 2021, 11:54 AM -
Making savings work in retirement with an Offset mortgage
Dec 18, 2020, 16:44 PM -
Helping the retired locate to a new family home
Dec 18, 2020, 16:39 PM -
Buying their dream home in later life
Dec 18, 2020, 16:37 PM -
Helping the retired afford a holiday of a lifetime
Dec 18, 2020, 16:28 PM -
Having more freedom with a Retirement Lifestyle Booster mortgage
Dec 18, 2020, 16:20 PM -
Choosing an Offset mortgage and making home improvements
Dec 18, 2020, 16:13 PM -
Remortgaging to help their son buy a home
Dec 18, 2020, 15:40 PM -
Taking a sensible approach to intergenerational lending
Dec 18, 2020, 15:29 PM
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Helping a couple stay in their home and close to their family
- Later life lending
Mr Grice's mother was very elderly and in need of regular support, so the Grices were keen to stay in their home
Moving closer to family
- Later life lending
During the pandemic returning customers Rod and Sue decided that they wanted to be closer to their daughter but finding the funds they needed to move proved to be challenging.
A longer mortgage term to make monthly payments more affordable
- Later life lending
Warwick and Lynda wanted to decrease their monthly mortgage payments, without having to resort to Equity Release
A repayment mortgage even in retirement
- Later life lending
Christine and her husband were looking for a repayment mortgage in their retirement but needed a long mortgage term
Helping the retired back into home ownership
- Later life lending
When their landlady told them she wanted to sell the house, David and his wife decided to get back on the property ladder
Giving the retired peace of mind with their home
- Later life lending
Gavin wanted to carry on with an Interest-only mortgage so he could stay in his home without having to downsize or rent
Helping the retired move home and borrow more
- Later life lending
Pat and Peter wanted to move home and live closer to town. Affordability was not a problem, however their age was
Making savings work in retirement with an Offset mortgage
- Offset mortgages
Rod and Susan wanted to move home, but their current mortgage lender was unable to offer them a mortgage due their age
Helping the retired locate to a new family home
- Later life lending
Keen to be closer to their children, David and Moyra were not aware their age would be a problem when finding a mortgage.
Buying their dream home in later life
- Later life lending
David and Valerie had found their perfect home to spend their retirement but were finding it hard to get a mortgage at aged 65
Helping the retired afford a holiday of a lifetime
- Retirement Lifestyle Booster
David wasn't ready to downsize and needed to find a mortgage that would help him fund his dream holiday
Having more freedom with a Retirement Lifestyle Booster mortgage
- Retirement Lifestyle Booster
David and his wife were looking for an alternative to equity release and wanted to be able to treat themselves
Choosing an Offset mortgage and making home improvements
- Offset mortgages
Tom and Pamela, both retired, wanted to make some home improvements without dipping into their savings
Remortgaging to help their son buy a home
- Later life lending
Wary of equity release, Paul and Judy were looking at alternative options to help their son move to a bigger property
Taking a sensible approach to intergenerational lending
- Family-assisted mortgages
Susan and Roger, both retired, were looking for a joint Interest-Only mortgage with their son
Choosing the Windfall Bond over other Savings Accounts
- Notice accounts
Mr Theobald was frustrated to see his money earning little interest and at least wanted a product with some perks
Disappointed with his Premium Bonds, Mike found the Windfall Bond
- Notice accounts
Mike decided to try our Windfall Bond Savings Account. Not only did he earn interest on his savings, but he also won a prize
Making the most of my redundancy money with a Market Tracker Saver
- Easy access
Catherine was looking to invest her redundancy into a easy access savings account offering a competitive interest rate