5.34% 2 Year Fixed Rate to 31/07/2026 (XF0764)
The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Key things to bear in mind
- Purpose - Purchase, remortgage, product switch and further advance
- LTV - Maximum 80%.
- Fixed Rate end date - 31/07/2026
- Application Fee - £175 + Valuation Fee. (£125 for further advance, £0 for product switch)
- Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch)
- ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch)
- Early Repayment Charges - 2% until 31/07/2025, 1% until 31/07/2026
- Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
- Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
- Additional benefits:
^Cashback - £500 cashback on completion for remortgage applications - Cost for comparison - 7.5% APRC
Representative example
More downloads & what you'll need to apply
Identification
Bank statements
• Three full months most recent consecutive bank statements for all current accounts, to evidence all income and outgoings. Bank statements must show the applicants name, account number, sort code and bank logo.
Proof of income
If you're employed in a company you'll need:
Other items
Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
...or ask the way that suits you.
Request a call back
We can call you back at a time that suits you.
Visit us in branch
Ashley Square, Epsom, Surrey, KT18 5DD.
View our FAQs
Your questions might be answered here.