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Online Service update. Due to planned essential maintenance, our Online Service will be unavailable from 10pm on 8 May until 3am on 9 May. We apologise for any inconvenience this may cause.
- Savings customers. Your 2023/2024 Annual Interest Savings Summary has been despatched and will be with you shortly. Updated 29 April 2024
5.49% 2 Year Fixed Rate to 31/07/2026 (XF0780)
The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Key things to bear in mind
- Purpose - Further advance and product switch
- Loan to Value - Maximum 60%
- Fixed Rate end date - 31/07/2026
- Application fee - £125 for further advance, £0, for switch
- Valuation Fees (Further advance and Product Switch) - £0
- Legal Fees - £100 minimum for further advances
- Product fee - £0
- Early Repayment Charges - 2% until 31/07/2025, 1% until 31/07/2026
- Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
- Minimum loan - £2,000 for further advance. No minimum for product switches
- Cost for comparison - 8.7% APRC.
More downloads & what you'll need to apply
Identification
Bank statements
Proof of income
Other items
Background BTLs
- Evidence of rent being paid in and mortgage being paid out (bank statements may already cover this).
Applicants with four or more mortgaged Buy to Let properties
- We will treat these applications as a portfolio landlord and we require details of their full portfolio and a business plan.
Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
...or ask the way that suits you.
Request a call back
We can call you back at a time that suits you.
Visit us in branch
Ashley Square, Epsom, Surrey, KT18 5DD.
View our FAQs
Your questions might be answered here.