Notices
- Savings customers. Your 2023/2024 Annual Interest Savings Summary has been despatched and will be with you shortly. Updated 29 April 2024
6.69% Expat 1.75% Discounted Rate from follow on rate for 2 years (XD0217)
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Key things to bear in mind
- Purpose - Expat for product switch
- Discount - 1.75% applied to our Managed Mortgage Rate for 2 years
- Minimum rate - 4.19%
- Loan to Value - Maximum 60%
- Application Fee - £0
- Valuation Fees - £0
- Product Fee - £0
- Early Repayment Charges - 2% in the first year, 1% in the second year
- Maximum loan - No maximum
- Minimum loan - No minimum
- Cost for comparison - 8.5% APRC
- Additional criteria - We require a UK address for the serving of notice
Representative example
A mortgage of £240,021.00 payable over 17 years initially on a discounted variable rate for 2 years at 1.75% below our variable Managed Mortgage Rate and then on our variable Managed Mortgage Rate, currently 8.44% would require 23 monthly payments of £1,338.12 and 181 monthly payments of £1,686.74 plus one initial interest payment of £1,323.64.
The total amount payable would be £577,521.34 made up of the loan amount plus interest of £337,400.34 and a Mortgage Exit Fee of £100.
The overall cost for comparison is 8.5% APRC representative.
More downloads & what you'll need to apply
Identification
N/A
Bank statements
N/A
Proof of income
N/A
Other items
N/A
Case study - The Family Mortgage - helping first time buyers with small deposits
Choosing the Family Mortgage to buy their first home together
Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
...or ask the way that suits you.
Request a call back
We can call you back at a time that suits you.
Visit us in branch
Ashley Square, Epsom, Surrey, KT18 5DD.
View our FAQs
Your questions might be answered here.