Notices

6.94% Expat 1.50% Discounted Rate from follow on rate for 2 years (XD0218)

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Initial interest rate Current follow on rate Overall cost for comparison Repayment or Interest-Only? Max % Loan to Value (LTV) Product fees Additional
benefits

6.94% Expat 1.50% Discounted Rate from follow on rate for 2 years (XD0218)

6.94% 8.44% 8.5%APRC
  • Interest-Only
80% £0

Key things to bear in mind

  • Purpose - Expat product switch
  • Discount - 1.50% applied to our Managed Mortgage Rate for 2 years
  • Minimum rate - 4.44% 
  • Loan to Value - Maximum 80%.
  • Application fee - £0
  • Valuation fees - £0
  • Product fee - £0
  • Early Repayment Charges -  2% in the first year, 1% in the second year                                     
  • Maximum loan - No maximum.
  • Minimum loan - No minimum
  • Cost for comparison - 8.5% APRC
  • Additional criteria - We require a UK address for the serving of notice.
 
Affordability calculator Email us Ask us to call back Summary & fees

Representative example

A mortgage of £240,021.00 payable over 17 years initially on a discounted variable rate for 2 years at 1.50% below our variable Managed Mortgage Rate  and then on our variable Managed Mortgage Rate, currently 8.44% would require 23 monthly payments of £1,388.12 and 181 monthly payments of £1,686.68 plus one initial interest payment of £1,373.40.

The total amount payable would be £578,710.24 made up of the loan amount plus interest of £338,589.24 and a Mortgage Exit Fee of £100.

The overall cost for comparison is 8.5% APRC representative.

More downloads & what you'll need to apply

Identification

 N/A

Bank statements

N/A

Proof of income

N/A

Other items

 N/A

Case study - The Family Mortgage - helping first time buyers with small deposits

Choosing the Family Mortgage to buy their first home together

View full case study 

Over 125 years of helping people move in

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

More about who we areView our awards

Contact our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

newbusiness@familybsoc.co.uk

Existing customers

Savings - 03330 140144
 savings.service@familybsoc.co.uk

Mortgages - 03330 140146
 mortgage.service@familybsoc.co.uk

...or ask the way that suits you.

Request a call back

We can call you back at a time that suits you.

Visit us in branch

Ashley Square, Epsom, Surrey, KT18 5DD.

View our FAQs

Your questions might be answered here.