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Online Service update. Due to planned essential maintenance, our Online Service will be unavailable from 10pm on 8 May until 3am on 9 May. We apologise for any inconvenience this may cause.
- Savings customers. Your 2023/2024 Annual Interest Savings Summary has been despatched and will be with you shortly. Updated 29 April 2024
5.34% 2 Year Fixed Rate to 31/07/2026 (XF0764)
Key things to bear in mind
- Purpose - Purchase, remortgage, product switch and further advance
- LTV - Maximum 80%.
- Fixed Rate end date - 31/07/2026
- Application Fee - £175 + Valuation Fee. (£125 for further advance, £0 for product switch)
- Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch)
- ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch)
- Early Repayment Charges - 2% until 31/07/2025, 1% until 31/07/2026
- Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
- Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
- Additional benefits:
^Cashback - £500 cashback on completion for remortgage applications - Cost for comparison - 7.5% APRC
Representative example
More downloads & what you'll need to apply
Identification
Bank statements
• Three full months most recent consecutive bank statements for all current accounts, to evidence all income and outgoings. Bank statements must show the applicants name, account number, sort code and bank logo.
Proof of income
If you're employed in a company you'll need:
Other items
Case study - Helping the retired back into home ownership
When their landlady told them she wanted to sell the house, David and his wife decided to get back on the property ladder
Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
...or ask the way that suits you.
Request a call back
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Visit us in branch
Ashley Square, Epsom, Surrey, KT18 5DD.
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