Notices
- Savings customers. Your 2023/2024 Annual Interest Savings Summary has been despatched and will be with you shortly. Updated 29 April 2024
6.69% Expat 1.75% Discounted Rate from follow on rate for 2 years (XD0217)
Key things to bear in mind
- Purpose - Expat for product switch
- Discount - 1.75% applied to our Managed Mortgage Rate for 2 years
- Minimum rate - 4.19%
- Loan to Value - Maximum 60%
- Application Fee - £0
- Valuation Fees - £0
- Product Fee - £0
- Early Repayment Charges - 2% in the first year, 1% in the second year
- Maximum loan - No maximum
- Minimum loan - No minimum
- Cost for comparison - 8.5% APRC
- Additional criteria - We require a UK address for the serving of notice
Representative example
A mortgage of £240,021.00 payable over 17 years initially on a discounted variable rate for 2 years at 1.75% below our variable Managed Mortgage Rate and then on our variable Managed Mortgage Rate, currently 8.44% would require 23 monthly payments of £1,338.12 and 181 monthly payments of £1,686.74 plus one initial interest payment of £1,323.64.
The total amount payable would be £577,521.34 made up of the loan amount plus interest of £337,400.34 and a Mortgage Exit Fee of £100.
The overall cost for comparison is 8.5% APRC representative.
More downloads & what you'll need to apply
Identification
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Bank statements
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Proof of income
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Other items
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Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
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