5.34% JBSP 2 Year Fixed Rate to 31/07/2026 (XF0765)

• Three full months most recent consecutive bank statements for all current accounts, to evidence all income and outgoings. Bank statements must show the applicants name, account number, sort code and bank logo. 

If you're renting your current home you'll need:

• 12 months statements showing rent payments. 

If you already have a mortgage you'll need:

• Proof of mortgage payments - we carry out an electronic credit check on all applicants which usually confirms this. However if this fails, we will need proof. This can be provided from 12 months bank statements, the latest mortgage statements, or a combination. To speed up our underwriting, you can provide these on submission.

If you're employed in a company you'll need:

• Three months most recent payslips

• Most recent P60.

If you have property or investment income you'll need:

• Two years most recent SA302s.

If you're self employed you'll need:

• Two years most recent accounts or two years most recent SA302s / Tax Calculations (100% Completed) or Family Building Society Accountant’s Certificate

• Accountant’s details on the application form.

If you are already retired or if the term of your mortgage term goes beyond retirement or age 70 you'll need:

• Most recent Pension Statement or letter from Department for Work and Pensions

• Most recent annual Pension Statement

• Most recent P60.

Evidence of deposit for purchases:

• Evidence of deposit in an account held by the applicant(s)

• For gifted deposits, we require evidence of the funds in a UK account and the giftors details (name, date of birth, relationship to applicants).

If you already let a property you'll need:

• Evidence of rent being paid in and mortgage being paid out (bank statements requested above may already cover this).