6.94% Expat 1.50% Discounted Rate from follow on rate for 2 years (XD0218)

Initial interest rate Current follow on rate Overall cost for comparison Repayment or Interest-Only? Max % Loan to Value (LTV) Product fees Additional

6.94% Expat 1.50% Discounted Rate from follow on rate for 2 years (XD0218)

6.94% 8.44% 8.5%APRC
  • Interest-Only
80% £0

Key things to bear in mind

  • Purpose - Expat product switch
  • Discount - 1.50% applied to our Managed Mortgage Rate for 2 years
  • Minimum rate - 4.44% 
  • Loan to Value - Maximum 80%.
  • Application fee - £0
  • Valuation fees - £0
  • Product fee - £0
  • Early Repayment Charges -  2% in the first year, 1% in the second year                                     
  • Maximum loan - No maximum.
  • Minimum loan - No minimum
  • Cost for comparison - 8.5% APRC
  • Additional criteria - We require a UK address for the serving of notice.
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Representative example

A mortgage of £240,021.00 payable over 17 years initially on a discounted variable rate for 2 years at 1.50% below our variable Managed Mortgage Rate  and then on our variable Managed Mortgage Rate, currently 8.44% would require 23 monthly payments of £1,388.12 and 181 monthly payments of £1,686.68 plus one initial interest payment of £1,373.40.

The total amount payable would be £578,710.24 made up of the loan amount plus interest of £338,589.24 and a Mortgage Exit Fee of £100.

The overall cost for comparison is 8.5% APRC representative.

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Over 125 years of helping people move in

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

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Savings - 03330 140141

Mortgages - 03330 140140

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Mortgages - 03330 140146

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