Notices
  • Our new 1 Year Fixed Rate Bond (68) will be unavailable from 5pm Friday 17 April.  However, the account will be back on sale for new and existing customers on Monday 20 April. 

  • Mortgage products - On Thursday 26 March 2026, we launched a new range of our Owner Occupier and Buy to Let fixed rate products where most of our product rates have been reduced.

    Managed Mortgage Rates - Please note that our Managed Mortgage Rates are not changing at this time.

  • We're pleased to let you know that voting for the AGM is now open. If you've opted for a postal pack you should receive this by 1 April.
  • Savings customers: Your 2025 / 2026 Annual Interest Savings Summary are currently being processed and are due to be sent from 28 April 2026.

5.69% Ltd Co (2.60% discounted rate from follow on rate) for 2 years (XD0228)

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Initial interest rate Current follow on rate Overall cost for comparison Repayment or Interest-Only? Max % Loan to Value (LTV) Product fees Additional
benefits

5.69% Ltd Co (2.60% discounted rate from follow on rate) for 2 years (XD0228)

5.69% 8.29% 8.1%APRC
  • Interest-Only
  • Repayment
75% £0~

Key things to bear in mind

  • Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance
  • Discount - 2.60% applied to our Residential Investment Managed Mortgage Rate for 2 years
  • Minimum Rate - 3.94%
  • Loan to Value - 75%
  • *Application Fee - £125 for Further Advance. £0 for Product Switches
  • Legal Fees - £100 minimum for Further Advance applications
  • Valuation Fees - £0
  • ~Product Fee - £0 for Further Advance and Product Switch
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum Loan - No maximum
  • Minimum Loan - £2,000 for Further Advance. No minimum for product switches
  • ^Cashback - £0
  • Cost for comparison - 8.1% APRC.
Buy to Let calculator Email us Ask us to call back Summary & fees

More downloads & what you'll need to apply

Identification

Only applicable for Further Advance applications - We carry out an electronic ID check on all applicants. If this fails you will need to provide us with ID documents.

Bank statements

Only applicable for Further Advance applications - Buy to Let applicants are normally required to have an existing UK mortgage. We carry out an electronic credit check on all applicants which may show the performance of these. If this fails to show their existing mortgage(s), 12 months proof of conduct is required. To speed up our underwriting, you can provide this on submission.

Proof of income

Only applicable for Further Advance applications - A copy of the existing / proposed tenancy agreement.

Other items

Only applicable for Further Advance applications - A copy of the existing / proposed tenancy agreement.

Case study - Helping the retired back into home ownership

When their landlady told them she wanted to sell the house, David and his wife decided to get back on the property ladder

View full case study

Over 125 years of helping people move in

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

Award image multi award winning including 7 awards in 2025


More about who we areView our awards

Contact our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

newbusiness@familybsoc.co.uk

Existing customers

Savings - 03330 140144
 savings.service@familybsoc.co.uk

Mortgages - 03330 140146
 mortgage.service@familybsoc.co.uk

...or ask the way that suits you.

Request a call back

We can call you back at a time that suits you.

Visit us in branch

Ashley Square, Epsom, Surrey, KT18 5DD.

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