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Online Service update. Due to planned essential maintenance, our Online Service will be unavailable from 10pm on 8 May until 3am on 9 May. We apologise for any inconvenience this may cause.
- Savings customers. Your 2023/2024 Annual Interest Savings Summary has been despatched and will be with you shortly. Updated 29 April 2024
5.49% 2 Year Fixed Rate to 31/07/2026 (XF0780)
Key things to bear in mind
- Purpose - Further advance and product switch
- Loan to Value - Maximum 60%
- Fixed Rate end date - 31/07/2026
- Application fee - £125 for further advance, £0, for switch
- Valuation Fees (Further advance and Product Switch) - £0
- Legal Fees - £100 minimum for further advances
- Product fee - £0
- Early Repayment Charges - 2% until 31/07/2025, 1% until 31/07/2026
- Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
- Minimum loan - £2,000 for further advance. No minimum for product switches
- Cost for comparison - 8.7% APRC.
More downloads & what you'll need to apply
Identification
Bank statements
Proof of income
Other items
Background BTLs
- Evidence of rent being paid in and mortgage being paid out (bank statements may already cover this).
Applicants with four or more mortgaged Buy to Let properties
- We will treat these applications as a portfolio landlord and we require details of their full portfolio and a business plan.
Case study - A repayment mortgage even in retirement
Christine and her husband were looking for a repayment mortgage in their retirement but needed a long mortgage term
View full case studyOver 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
...or ask the way that suits you.
Request a call back
We can call you back at a time that suits you.
Visit us in branch
Ashley Square, Epsom, Surrey, KT18 5DD.
View our FAQs
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