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We're here to help if you're experiencing or expect to experience difficulties in paying your mortgage. Find out more.

Compare all our family assisted mortgages

See all our mortgage products at once or select two to compare side by side. Then see their full details.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Our family assisted mortgage solutions are designed to allow family members to support a borrower to access a mortgage. This can be done by providing security using either cash savings or equity in the family member’s home, or using their income to help with affordability.

You can find out more about our family assisted products and compare in the mortgage details table below, or make an appointment with one of our mortgage advisers on 03330 140 140.

Sort:

Initial interest rate	Current follow on rate	Overall cost for comparison	Repayment or Interest-Only?	Max % Loan to Value (LTV)	Product fees	Additional benefits	Next steps
5.74% JBSP 5 Year Fixed Rate to 31/01/2029 (XF0681)							Compare
5.74%	8.44%	7.6%APRC	Repayment	60%	£599~	£500 for remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Purchase, Remortgage, Further Advance and Product Switches. Also available for product switch and further advance for existing guarantor mortgages LTV - Maximum 60% Fixed rate end date - 31/01/2029 Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switches) Valuation Fees* Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch) ~Product Fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch) ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028, 1% until 31/01/2029 Maximum loan - £500,000 Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Cost for comparison - 7.6% APRC See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.79% Family Mortgage 5 Year Fixed Rate to 31/01/2029 (XF0683)							Compare
5.79%	8.44%	7.7%APRC	Repayment	95%	£599~	£250 for purchase applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Family Mortgage applications for purchase, further advance, product switch Loan to Value - Maximum 95%. For applications above 75% LTV additional security is required. Additional offsetting feature is available Security options available - Security Account, Security through Property, Offset Account. Find out more here Fixed Rate end date - 31/01/2029 Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switch) Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch) ~Product Fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch) ^Cashback - £250 for purchase applications Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028,1% until 31/01/2029 Maximum loan - £500,000 Minimum loan - £45,000 for purchase applications. £2,000 for further advance. No minimum for product switches Cost for comparison - 7.7% APRC See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.84% JBSP 5 Year Fixed Rate to 31/01/2029 (XF0682)							Compare
5.84%	8.44%	7.6%APRC	Repayment	80%	£599~	£500 for remortgage application^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Purchase, Remortgage, Further Advance and Product Switches. Also available for product switch and further advance for existing guarantor mortgages LTV - Maximum 80% Fixed rate end date - 31/01/2029 Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switch) Valuation Fees -* Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch) ~Product Fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch) ^Cashback - £500 for remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year ^Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028, 1% until 31/01/2029 Maximum loan - £500,000 Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. Cost for comparison - 7.6% APRC See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.44% JBSP 2 Year Fixed Rate to 31/01/2026 (XF0677)							Compare
6.44%	8.44%	8.4%APRC	Repayment	60%	£599~	£500 cashback for remortgages^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing Guarantor mortgages. LTV - Maximum 60% Fixed Rate end date - 31/01/2026 Application Fee - £175 + Valuation Fee. (£125 for further advance, £0 for product switch) Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) Product Fee - £599 for loans up to £500,000. (£0 for further advance, £0 for product switch) Early Repayment Charges - 2% until 31/01/2025, 1% until 31/01/2026 Maximum loan - £500,000 Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Additional benefits: ^Cashback - £500 cashback on completion for remortgage applications Cost for comparison - 8.4% APRC See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.54% JBSP 2 Year Fixed Rate to 31/01/2026 (XF0678)							Compare
6.54%	8.44%	8.4%APRC	Repayment	80%	£599~	£500 cashback for remortgages^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages. Loan to Value - Maximum 80% Fixed Rate end date - 31/01/2026 Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switches.) Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch) ~Product Fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch) ^Cashback - £500 for remortgage applications Early Repayment Charges - 2% until 31/01/2025, 1% until 31/01/2026 Maximum loan - £500,000 Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Cost for comparison - 8.4% APRC See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
7.14% JBSP 1.30% Discounted Rate from follow on rate for 2 years (XD0198)							Compare
7.14%	8.44%	8.6%APRC	Interest-Only	60%	£599~	£500 cashback for remortgages^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages. Discount - 1.30% applied to our Managed Mortgage Rate for 2 years Minimum rate - 4.49% Loan to Value - Maximum 60% Application Fee - £175 + Valuation Fee for purchase and remortgage applications. (£125 for further advance. £0 for product switch) Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch) ^~Product Fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch.) Maximum loan - £500,000. Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. Additional benefits: - ^Cashback - £500 cashback on completion for remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Cost for comparison - 8.6% APRC See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
7.64% JBSP 0.80% Discounted Rate from follow on rate for 2 years (XD0199)							Compare
7.64%	8.44%	8.7%APRC	Interest-Only	80%	£599~	£500 cashback for remortgages^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages. Discount - 0.80% applied to our Managed Mortgage Rate for 2 years Minimum rate - 4.99% Loan to Value - Maximum 80%. Application fee - £175 + Valuation Fee for purchase and remortgage applications. (£125 for further advance. £0 for product switch) Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch) ~Product fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch) Maximum loan - £500,000 Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. Additional benefits: ^Cashback - £500 cashback on completion for remortgage applications Early Repayment Charges - 2% for the first year, 1% for the second year Cost for comparison - 8.7% APRC See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back

Comparing two mortgage products


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Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

Compare all our family assisted mortgages

5.74% JBSP 5 Year Fixed Rate to 31/01/2029 (XF0681)

Some key features of this mortgage

Take the next step:

5.79% Family Mortgage 5 Year Fixed Rate to 31/01/2029 (XF0683)

Some key features of this mortgage

Take the next step:

5.84% JBSP 5 Year Fixed Rate to 31/01/2029 (XF0682)

Some key features of this mortgage

Take the next step:

6.44% JBSP 2 Year Fixed Rate to 31/01/2026 (XF0677)

Some key features of this mortgage

Take the next step:

6.54% JBSP 2 Year Fixed Rate to 31/01/2026 (XF0678)

Some key features of this mortgage

Take the next step:

7.14% JBSP 1.30% Discounted Rate from follow on rate for 2 years (XD0198)

Some key features of this mortgage

Take the next step:

7.64% JBSP 0.80% Discounted Rate from follow on rate for 2 years (XD0199)

Some key features of this mortgage

Take the next step:

Comparing two mortgage products