• Homes for Ukraine - important information can be found here.

  • Monthly savings statements - From May we will be sending future monthly statements of electronic transactions on your savings account by email. More details on how to view your statement and the new process can be found here.

  • Following the Bank of England’s decision to raise the Bank Rate by 0.25% to 1.00% on 5 May 2022, Windfall Bond and Tracker Savings Bond rates will increase by 0.25% from 1 June 2022. We are reviewing our other variable savings rates and will notify customers of any interest rate increase on their account. Tracker mortgages will change on 25 June 2022 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. (Notice updated 06/05/2022)


The Windfall Bond savings account

A truly unique savings account that earns interest and with better odds than Premium Bonds.

See full product details 

Please note: The Windfall Bond has been withdrawn for new account openings. However, the regular monthly draw will continue as normal.

Winners of the Windfall Bond monthly prize draw

The Windfall Bond

The Windfall Bond is a unique savings account, quite unlike any other. It allows you to keep your capital secure and accessible*, earns interest at the Bank of England Bank Rate and enters you into a monthly prize draw for the chance to win up to £50,000.

The stats speak for themselves. The odds of a Windfall Bond win are nearly six times better than Premium Bonds.

If you have any questions about the Windfall Bond, please contact our New Business Team:


Ask us for a call back Email us


* Eligible deposits held with Family Building Society are protected up to a total of £85,000 by the FSCS. Windfall Bond funds are accessible without access charge by account closure after 35 days' notice.

All our savings accounts are FSCS protected.   FSCS - Logo


How it works

Find out how the Windfall Bond works, the monthly free draw rules and your chances of winning.

Frequently asked questions

Answers to the most common questions asked by our members about the Windfall Bond.

Windfall Bond prize draw winners

A historic list of the winners of the Windfall Bond monthly free draw since we launched back in 2015.

Call our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

Existing customers

Savings - 03330 140144

Mortgages - 03330 140146

...or ask the way that suits you.

Request a call back

We can call you back at a time that suits you.

Visit us in branch

Ashley Square, Epsom, Surrey, KT18 5DD.

View our FAQs

Your questions might be answered here.