Notices
  • The Capital 90 (1) 1.06% AER - is now on general sale and can be applied for exclusively online. £20,000 minimum deposit. You can add funds to the account until 3pm, 26 November 2021, after this no additions will be allowed. Find out more
  • Premium Saver (4)  0.65% AER - is now on general sale and can be applied for exclusively online. £10,000 minimum deposit. You can add funds to the account until 3pm, 5 November 2021, after this no additions will be allowed. Find out more
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The Windfall Bond savings account

A truly unique savings account that earns interest and with better odds than Premium Bonds.

See full product details and how to apply 

We are pleased to announce our Windfall Bond is now available for new account openings. Before you open a new Windfall Bond please read the important information below.

The Windfall Bond has a maximum capacity for 15,000 open accounts.

  • You will only be able to open new Windfall Bonds online using our Online Service
  • Even if you already have a Windfall Bond account with us, you will need to open any additional Windfall Bonds via the Online Service. Any money paid into your existing Windfall Bond account(s) will not secure you a new Windfall Bond, and instead the money will be returned to you.
  • You can add money to your new account with your debit card; however, given each Windfall Bond must have a balance of £10,000 we recommend you consider transferring your money via Faster Payment. When sending money by Faster Payment, you must state your new Windfall Bond account number as the payment reference.
  • Once you have completed the online application process, your new Windfall Bond account number will be visible on the Online Service.

New customers:

  • To apply for a Windfall Bond online, please click here. Once you have opened your first account with us via our Online Service, and completed your registration, you will need to login to our Online Service to open any subsequent savings accounts online.
  • Please ensure that you complete all personal information and nominated bank account details accurately as any errors may delay your application and result in you not being successful in your application.

Existing customers:

  • If you are already registered and have access to our Online Service, please login to apply for a new Windfall Bond.
  • If you do not currently access your account(s) with us using our Online Service, you can apply for a Windfall Bond here. Once you have opened your first account with us via our Online Service and completed your registration, you will need to login to our Online Service to open any subsequent savings accounts online.
  • If you are interested in opening more than one new Windfall Bond, you will need to repeat the new account opening process via our Online Service for each new bond. For example, if you wish to open three new Windfall Bonds you will need to complete the account opening process three times.
  • If you are adding money to your new Windfall Bonds by Faster Payment, you must send payments for each Bond and quote the correct account number for each as the payment reference. For example, if opening three new Windfall Bonds you should send three separate payments each with different payment references corresponding to the relevant new account number.
* To qualify for entry into the prize draw, each Windfall Bond needs an investment of exactly £10,000 and all account holders need to be aged 18 and over. Windfall Bonds will be included in a draw for the first time in the second calendar month after being opened and meeting the qualifying criteria. More information can be found here.


The Windfall Bond

The Windfall Bond is a unique savings account, quite unlike any other. It allows you to keep your capital secure and accessible*, earns interest at the Bank of England Bank Rate and enters you into a monthly prize draw for the chance to win up to £50,000.

The stats speak for themselves. The odds of a Windfall Bond win are nearly six times better than Premium Bonds.

If you have any questions about the Windfall Bond, please contact our New Business Team:

 

Ask us for a call back Email us

 

* Eligible deposits held with Family Building Society are protected up to a total of £85,000 by the FSCS. Windfall Bond funds are accessible without access charge by account closure after 35 days' notice.

All our savings accounts are FSCS protected.   FSCS - Logo

 

Windfall Bond product information

Key features of the Windfall Bond and how to apply.

Frequently asked questions

Answers to the most common questions asked by our members about the Windfall Bond.

How it works

Find out how the Windfall Bond works, the monthly free draw rules and your chances of winning.

Windfall Bond prize draw winners

A historic list of the winners of the Windfall Bond monthly free draw since we launched back in 2015.

Call our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

Existing customers

Savings - 03330 140144

Mortgages - 03330 140146

...or ask the way that suits you.

Request a call back

We can call you back at a time that suits you.

Visit us in branch

Ashley Square, Epsom, Surrey, KT18 5DD.

View our FAQs

Your questions might be answered here.