Notices
  • It's been a record year for us on the awards front. Read about our latest award win at the Mortgage Introducer Awards, and all the other awards we've won in 2024. Find out more
  • Our Autumn newsletter is now available. You can download it here

  • Mortgage products - From today, Friday 22 November, we've made changes to our mortgage product range. This includes increases across our Owner Occupier Fixed Rate Repayment and Interest-Only products, as well as our Buy to Let Fixed Rate products.

  • Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 December 2024. We will be writing to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 December 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

    (Notice updated 08/11)

  • Online Service update. Due to planned essential maintenance our Online Service will be unavailable between Thursday 12 December at 10:00pm until Friday 13 December at 2:00am. It will also be unavailable on Sunday 15 December between 8:00am and 6:00pm. We apologise for any inconvenience this may cause.

Our variable rate savings accounts have increased

Interest rates on the majority of our variable savings accounts have increased from 31 August 2023.

The majority of our variable rate savings products have increased from 31 August – you can find full details below. We will shortly be notifying those customers affected by email or by letter.

New rates effective from 31 August 2023.

Please note that some of our savings accounts listed below are not currently available for new account openings. If you would like to see details of our current saving accounts please click here.

 

AccountMinimum balance Current Rate Gross Current Rate Gross AER#New Rate Gross New Rate Gross AER#
Premium Saver (1)*~, (2)*~     
Annual Interest£5,000+3.50%3.50%4.30%4.30%
      
Premium Saver (3)*~     
Annual Interest£15,000+3.50%3.50%4.30%4.30%
      
Premium Saver (4)*~     
Annual Interest£10,000+3.50%3.50%4.30%4.30%
      
Premium Saver (5)*~, (6)*~     
Annual Interest£1,000+3.50%3.50%4.30%4.30%

 

AccountMinimum balance Current Rate Gross Current Rate Gross AER#New Rate Gross New Rate Gross AER#
Everyday Saver (1), (2), (3)     
Annual Interest£50,000+3.00%3.00%3.50%3.50%
 £100+2.90%2.90%3.40%3.40%
      
Branch Saver (1), (2), (3), (4), (5)     
Annual Interest£500+3.05%3.05%3.55%3.55%
 £1+2.95%2.95%3.45%3.45%
      
Online Saver (1), (2), (3), (4)     
Annual Interest£100+3.50%3.50%4.30%4.30%
      
AccountMinimum balance Current Rate Gross Current Rate Tax-free^AER#New Rate Gross New Rate Tax-free^AER#
Flexible ISA (1), (2), (3)     
Annual Interest£500+3.00%3.00%3.50%3.50%
AccountMinimum balance Current Rate Gross Current Rate Gross AER#New Rate Gross New Rate Gross AER#
35 Day Notice Saver (1), (2), (3)     
Annual Interest£50,000+3.30%3.30%4.00%4.00%
 £1,000+2.95%2.95%3.65%3.65%
      
Monthly Interest£50,000+3.25%3.30%3.93%4.00%
 £5,000+2.91%2.95%3.59%3.65%
      
Capital 90 (1) ~     
Annual Interest£20,000+4.25%4.25%5.10%5.10%
      
Monthly Interest£20,000+4.17%4.25%4.98%5.10%
      
Capital 90 (2) ~     
Annual Interest £20,000+4.25%4.25%5.10%5.10%
      
Monthly Interest£20,000+4.17%4.25%4.98%5.10%
      
Capital 120 (1)
    
Annual Interest£1,000+4.60%4.60%5.15%5.15%
      
Monthly Interest£1,000+4.51%4.60%5.03%5.15%
AccountMinimum balance Current Rate Gross Current Rate Gross AER#New Rate Gross New Rate Gross AER#
Junior Saver (1), (2)     
Annual Interest£3,000+4.10%4.10%4.50%4.50%
 £1,000+3.85%3.85%4.25%4.25%
 £1+3.85%3.85%4.25%4.25%
      
AccountMinimum balance Current Rate Gross Current Rate Tax-free^AER#New Rate Gross New Rate Tax-free^AER#
Junior Cash ISA (1), (2)     
Annual Interest£3,000+4.10%4.10%4.60%4.60%
 £1,000+3.85%3.85%4.35%4.35%
 £1+3.85%3.85%4.35%

4.35%

AccountMinimum balance Current Rate Gross Current Rate Gross AER#New Rate Gross New Rate Gross AER#
Family Security Account (1)     
Annual Interest£5,000+4.05%4.05%4.30%4.30%

Notes:

#AER stands for Annual Equivalent Rate and illustrates what the annual rate would be if interest was compounded.

^Interest is paid tax-free as it is currently exempt from income tax. The future tax treatment of Individual Savings Accounts may vary.

*A maximum withdrawal limit of £25,000 per day, per account applies. 

~ No additional funds can be paid into these account(s).

 

Do you need our help?

If you have questions or need our help please contact our friendly Savings Service Team.

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