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Mortgage products - On Wednesday 16 September 2026, we've repriced and relaunched our Fixed Rate product ranges across Owner Occupier and Buy to Let fixed rate lending.
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Our Online Saver (12), pays 4.15% Gross AER on balances of £100+. Apply online today.
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Online Service update - Due to essential maintenance, our Online Service will be unavailable from 6pm on Wednesday 16 September to 1am on Thursday 17 September. We apologise for any inconvenience this may cause.
| Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment or Interest-Only? |
FTB | ||
|---|---|---|---|---|---|---|---|---|---|---|
6.34% JBSP 5 Year Fixed Rate to 31/01/2032 (XF1363) |
Code XF1363 (EB) | |||||||||
| More info | 31/01/2032 | 7.54% | 90% | £125* | £0~ | £0 | Repayment | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
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6.09% 5 Year Fixed Rate to 31/01/2032 (XF1360) |
Code XF1360 (EB) | |||||||||
| More info | 31/01/2032 | 7.54% | 60% | £125* | £0~ | £0 | Repayment | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
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6.24% JBSP 5 Year Fixed Rate to 31/01/2032 (XF1362) |
Code XF1362 (EB) | |||||||||
| More info | 31/01/2032 | 7.54% | 80% | £125* | £0~ | £0 | Repayment | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
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6.19% 5 Year Fixed Rate to 31/01/2032 (XF1361) |
Code XF1361 (EB) | |||||||||
| More info | 31/01/2032 | 7.54% | 80% | £125* | £0~ | £0 | Repayment | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
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6.39% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1359) |
Code XF1359 (EB) | |||||||||
| More info | 31/01/2029 | 7.54% | 90% | £125* | £0~ | £0 | Repayment | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
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6.29% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1358) |
Code XF1358 (EB) | |||||||||
| More info | 31/01/2029 | 7.54% | 80% | £125* | £0~ | £0 | Repayment | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
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6.24% 2 Year Fixed Rate to 31/01/2029 (XF1357) |
Code XF1357 (EB) | |||||||||
| More info | 31/01/2029 | 7.54% | 80% | £125* | £0~ | £0 | Repayment | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.74% Expat Ltd Co 5 Year Fixed Rate to 30/11/2031 (XF1394) |
Code XF1394 | |||||||||
| More info | 30/11/2031 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Interest-Only | No | ||
|
More info
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Criteria A-Z
Check affordability
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Request DIP / Illustration and apply
|
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6.14% 2 Year Fixed Rate to 31/01/2029 (XF1356) |
Code XF1356 (EB) | |||||||||
| More info | 31/01/2029 | 7.54% | 60% | £125* | £0~ | £0 | Repayment | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.64% Expat Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1393) |
Code XF1393 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
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6.74% HMO Expat 5 Year Fixed Rate to 30/11/2031 (XF1392) |
Code XF1392 | |||||||||
| More info | 30/11/2031 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
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6.69% HMO Expat 2 Year Fixed Rate to 31/01/2029 (XF1391) |
Code XF1391 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.09% Expat 2 Year Fixed Rate to 31/01/2029 (XF1387) |
Code XF1387 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 2.00%~ | £500^ | Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.54% Expat 5 Year Fixed Rate to 30/11/2031 (XF1389) |
Code XF1389 | |||||||||
| More info | 30/11/2031 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.49% Expat 2 Year Fixed Rate to 31/01/2029 (XF1386) |
Code XF1386 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.64% HMO Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1384) |
Code XF1384 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Repayment Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.59% HMO Ltd Co 5 Year Fixed Rate to 30/11/2031 (XF1385) |
Code XF1385 | |||||||||
| More info | 30/11/2031 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Repayment Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
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6.44% Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1378) |
Code XF1378 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Repayment Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.39% Ltd Co 5 Year Fixed Rate to 30/11/2031 (XF1381) |
Code XF1381 | |||||||||
| More info | 30/11/2031 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Repayment Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
5.99% Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1379) |
Code XF1379 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 2.00%~ | £500^ | Repayment Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
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The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
| Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
Next steps | |||
|---|---|---|---|---|---|---|---|---|---|---|
6.34% JBSP 5 Year Fixed Rate to 31/01/2032 (XF1363) |
||||||||||
| 6.34% | 7.54% |
7.1% |
|
90% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.09% 5 Year Fixed Rate to 31/01/2032 (XF1360) |
||||||||||
| 6.09% | 7.54% |
6.6% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.24% JBSP 5 Year Fixed Rate to 31/01/2032 (XF1362) |
||||||||||
| 6.24% | 7.54% |
7.0% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.19% 5 Year Fixed Rate to 31/01/2032 (XF1361) |
||||||||||
| 6.19% | 7.54% |
6.7% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.39% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1359) |
||||||||||
| 6.39% | 7.54% |
7.5% |
|
90% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.29% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1358) |
||||||||||
| 6.29% | 7.54% |
7.5% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.24% 2 Year Fixed Rate to 31/01/2029 (XF1357) |
||||||||||
| 6.24% | 7.54% |
7.3% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.74% Expat Ltd Co 5 Year Fixed Rate to 30/11/2031 (XF1394) |
||||||||||
| 6.74% | 8.29% |
8.1% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.14% 2 Year Fixed Rate to 31/01/2029 (XF1356) |
||||||||||
| 6.14% | 7.54% |
7.2% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.64% Expat Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1393) |
||||||||||
| 6.64% | 8.29% |
8.5% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.74% HMO Expat 5 Year Fixed Rate to 30/11/2031 (XF1392) |
||||||||||
| 6.74% | 8.29% |
8.2% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.69% HMO Expat 2 Year Fixed Rate to 31/01/2029 (XF1391) |
||||||||||
| 6.69% | 8.29% |
8.5% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.09% Expat 2 Year Fixed Rate to 31/01/2029 (XF1387) |
||||||||||
| 6.09% | 8.29% |
8.4% |
|
75% | 2.00%~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.54% Expat 5 Year Fixed Rate to 30/11/2031 (XF1389) |
||||||||||
| 6.54% | 8.29% |
8.1% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.49% Expat 2 Year Fixed Rate to 31/01/2029 (XF1386) |
||||||||||
| 6.49% | 8.29% |
8.4% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.64% HMO Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1384) |
||||||||||
| 6.64% | 8.29% |
8.4% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.59% HMO Ltd Co 5 Year Fixed Rate to 30/11/2031 (XF1385) |
||||||||||
| 6.59% | 8.29% |
8.1% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.44% Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1378) |
||||||||||
| 6.44% | 8.29% |
8.4% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.39% Ltd Co 5 Year Fixed Rate to 30/11/2031 (XF1381) |
||||||||||
| 6.39% | 8.29% |
8.0% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.99% Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1379) |
||||||||||
| 5.99% | 8.29% |
8.4% |
|
75% | 2.00%~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
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