Compare Buy to Let Mortgages |

Sort products by:

Initial Rate	Initial Rate Ends	Follow On Rate	Max. LTV	Application Fee	Product Fee	Cashback on Completion	Repayment or Interest-Only?	FTB
5.39% 2 Year Tracker Rate Expat (1.64% above the BOE Bank Rate) (XT0022)								Code XT0022
More info	2 years	8.29%	75%	£175*	1.00%~	£0^	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Expat applications for Purchase and Remortgage Difference from Bank Rate - 1.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.64% Loan to Value - Maximum 75% Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.3% APRC Additional criteria - None.
5.19% (2.35% discounted rate from follow on rate) for 2 years (XD0232)								Code XD0232 (EB)
More info	2 years	7.54%	80%	£125*	£0~	£0	Repayment	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Further Advance and Product Switch applications Discount - 2.35% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.44% Loan to Value - 80% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches ^Cashback - £0 Cost for comparison - 6.9% APRC.
5.29% JBSP (2.25% discounted rate from follow on rate) for 2 years (XD0233)								Code XD0233 (EB)
More info	2 years	7.54%	80%	£125*	£0~	£0	Repayment	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Discount - 2.25% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.54% Loan to Value - 80% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - £500,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches ^Cashback - £0 Cost for comparison - 7.2% APRC.
5.69% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0235)								Code XD0235 (EB)
More info	2 years	7.54%	80%	£125*	£0~	£0	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Discount - 1.85% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.94% Loan to Value - 80% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - £500,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches ^Cashback - £0 Cost for comparison - 7.5% APRC.
5.54% (2.00% discounted rate from follow on rate) for 2 years (XD0234)								Code XD0234 (EB)
More info	2 years	7.54%	80%	£125*	£0~	£0	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Further Advance and Product Switch applications Discount - 2.00% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.79% Loan to Value - 80% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches ^Cashback - £0 Cost for comparison - 7.3% APRC.
5.49% (2.80% discounted rate from follow on rate) for 2 years (XD0237)								Code XD0237 (EB)
More info	2 years	8.29%	75%	£125*	£0~	£0	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Further Advance and Product Switch applications Discount - 2.80% applied to our Residential Investment Managed Mortgage Rate for 2 years Minimum Rate - 3.74% Loan to Value - 75% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches ^Cashback - £0 Cost for comparison - 8.0% APRC.
5.84% Ltd Co (2.45% discounted rate from follow on rate) for 2 years (XD0238)								Code XD0238 (EB)
More info	2 years	8.29%	75%	£125*	£0~	£0	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Discount - 2.45% applied to our Residential Investment Managed Mortgage Rate for 2 years Minimum Rate - 4.09% Loan to Value - 75% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches ^Cashback - £0 Cost for comparison - 8.2% APRC.
5.84% Expat (2.45% discounted rate from follow on rate) for 2 years (XD0239)								Code XD0239 (EB)
More info	2 years	8.29%	75%	£125*	£0~	£0	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Expat applications for Product Switch and Further Advance Discount - 2.45% applied to our Residential Investment Managed Mortgage Rate for 2 years Minimum Rate - 4.09% Loan to Value - 75% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches ^Cashback - £0 Cost for comparison - 8.2% APRC.
5.39% 2 Year Tracker Rate (1.64% above the BOE Bank Rate) (XT0017)								Code XT0017 (Direct)
More info	2 years	7.54%	60%	£175*	£999~	£500^	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and Remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / Remortgage applications submitted from directly authorised brokers Difference from Bank Rate - 1.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.64% Loan to Value - Maximum 60% Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.5% APRC Additional criteria - None.
5.79% Expat (1.75% discounted rate from follow on rate) for 2 years (XD0236)								Code XD0236 (EB-)
More info	2 years	7.54%	80%	£0*	£0~	£0	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Expat applications for Product Switch Discount - 1.75% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 4.04% Loan to Value - 80% Application Fee - £0 for Product Switches Legal Fees* - No legal fees for Product Switches Valuation Fees - £0 ^~Product Fee - £0 for Product Switches Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum for product switches Minimum Loan - No minimum for product switches. ^Cashback - £0 Cost for comparison - 7.3% APRC.
4.44% 2 Year Tracker Rate Ltd Co (0.69% above the BOE Bank Rate) (XT0021)								Code XT0021 (Direct)
More info	2 years	8.29%	75%	£175*	3.00%~	£500^	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and Remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / Remortgage applications submitted from directly authorised brokers Difference from Bank Rate - 0.69% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 2.69% Loan to Value - Maximum 75% Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.3% APRC Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
4.39% 2 Year Tracker Rate (0.64% above the BOE Bank Rate) (XT0019)								Code XT0019 (Direct)
More info	2 years	8.29%	75%	£175*	3.00%~	£500^	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and Remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / Remortgage applications submitted from directly authorised brokers Difference from Bank Rate - 0.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 2.64% Loan to Value - Maximum 75% Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.3% APRC Additional criteria - None.
4.44% 2 Year Tracker Rate Expat (0.69% above the BOE Bank Rate) (XT0023)								Code XT0023 (Direct)
More info	2 years	8.29%	75%	£175*	3.00%~	£500^	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and Remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / Remortgage applications submitted from directly authorised brokers Difference from Bank Rate - 0.69% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 2.69% Loan to Value - Maximum 75% Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.3% APRC Additional criteria - None.

The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.

Initial interest rate	Current follow on rate	Overall cost for comparison	Repayment or Interest-Only?	Max % Loan to Value (LTV)	Product fees	Additional benefits	Next steps
5.39% 2 Year Tracker Rate Expat (1.64% above the BOE Bank Rate) (XT0022)							Compare
5.39%	8.29%	8.3%APRC	Interest-Only	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Purchase and Remortgage Difference from Bank Rate - 1.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.64% Loan to Value - Maximum 75% Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.3% APRC Additional criteria - None. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.19% (2.35% discounted rate from follow on rate) for 2 years (XD0232)							Compare
5.19%	7.54%	6.9%APRC	Repayment	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Discount - 2.35% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.44% Loan to Value - 80% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.9% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.29% JBSP (2.25% discounted rate from follow on rate) for 2 years (XD0233)							Compare
5.29%	7.54%	7.2%APRC	Repayment	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Discount - 2.25% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.54% Loan to Value - 80% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - £500,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.2% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.69% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0235)							Compare
5.69%	7.54%	7.5%APRC	Interest-Only	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Discount - 1.85% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.94% Loan to Value - 80% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - £500,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.5% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.54% (2.00% discounted rate from follow on rate) for 2 years (XD0234)							Compare
5.54%	7.54%	7.3%APRC	Interest-Only	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Discount - 2.00% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.79% Loan to Value - 80% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% (2.80% discounted rate from follow on rate) for 2 years (XD0237)							Compare
5.49%	8.29%	8.0%APRC	Interest-Only Repayment	75%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Discount - 2.80% applied to our Residential Investment Managed Mortgage Rate for 2 years Minimum Rate - 3.74% Loan to Value - 75% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.0% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.84% Ltd Co (2.45% discounted rate from follow on rate) for 2 years (XD0238)							Compare
5.84%	8.29%	8.2%APRC	Interest-Only Repayment	75%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Discount - 2.45% applied to our Residential Investment Managed Mortgage Rate for 2 years Minimum Rate - 4.09% Loan to Value - 75% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.2% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.84% Expat (2.45% discounted rate from follow on rate) for 2 years (XD0239)							Compare
5.84%	8.29%	8.2%APRC	Interest-Only	75%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Product Switch and Further Advance Discount - 2.45% applied to our Residential Investment Managed Mortgage Rate for 2 years Minimum Rate - 4.09% Loan to Value - 75% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.2% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.39% 2 Year Tracker Rate (1.64% above the BOE Bank Rate) (XT0017)							Compare
5.39%	7.54%	7.5%APRC	Interest-Only	60%	£999~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and Remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / Remortgage applications submitted from directly authorised brokers Difference from Bank Rate - 1.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.64% Loan to Value - Maximum 60% Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.5% APRC Additional criteria - None. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.79% Expat (1.75% discounted rate from follow on rate) for 2 years (XD0236)							Compare
5.79%	7.54%	7.3%APRC	Interest-Only	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Product Switch Discount - 1.75% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 4.04% Loan to Value - 80% Application fee - £0 for Product Switches Legal fees - No legal fees for Product Switches Valuation Fees - £0 ^~Product Fee - £0 for Product Switches Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum for product switches Minimum Loan - No minimum for product switches. Cost for comparison - 7.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
4.44% 2 Year Tracker Rate Ltd Co (0.69% above the BOE Bank Rate) (XT0021)							Compare
4.44%	8.29%	8.3%APRC	Interest-Only Repayment	75%	3.00%~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and Remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / Remortgage applications submitted from directly authorised brokers Difference from Bank Rate - 0.69% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 2.69% Loan to Value - Maximum 75% Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.3% APRC Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
4.39% 2 Year Tracker Rate (0.64% above the BOE Bank Rate) (XT0019)							Compare
4.39%	8.29%	8.3%APRC	Interest-Only Repayment	75%	3.00%~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and Remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / Remortgage applications submitted from directly authorised brokers Difference from Bank Rate - 0.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 2.64% Loan to Value - Maximum 75% Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.3% APRC Additional criteria - None. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
4.44% 2 Year Tracker Rate Expat (0.69% above the BOE Bank Rate) (XT0023)							Compare
4.44%	8.29%	8.3%APRC	Interest-Only	75%	3.00%~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and Remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / Remortgage applications submitted from directly authorised brokers Difference from Bank Rate - 0.69% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 2.69% Loan to Value - Maximum 75% Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.3% APRC Additional criteria - None. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back

Comparing two mortgage products


Product	DYNAMIC	DYNAMIC
Initial interest rate	DYNAMIC	DYNAMIC
Current follow on rate	DYNAMIC	DYNAMIC
Overall cost for comparison	DYNAMIC	DYNAMIC
Repayment or Interest-Only?	DYNAMIC	DYNAMIC
Max % loan to value (LTV)	DYNAMIC	DYNAMIC
Product fees	DYNAMIC	DYNAMIC
Additional benefits	DYNAMIC	DYNAMIC

Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

Over 125 years of helping people move in

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

Award image multi award winning including 7 awards in 2025

More about who we are View our awards

Contact our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

newbusiness@familybsoc.co.uk

Existing customers

Savings - 03330 140144
savings.service@familybsoc.co.uk

Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk

... or ask the way that suits you.

Request a call back

We can call you back at a time that suits you.

Visit us in branch

Ashley Square, Epsom, Surrey, KT18 5DD.

View our FAQs

Your questions might be answered here.

See full contact details

5.39% 2 Year Tracker Rate Expat (1.64% above the BOE Bank Rate) (XT0022)

5.19% (2.35% discounted rate from follow on rate) for 2 years (XD0232)

5.29% JBSP (2.25% discounted rate from follow on rate) for 2 years (XD0233)

5.69% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0235)

5.54% (2.00% discounted rate from follow on rate) for 2 years (XD0234)

5.49% (2.80% discounted rate from follow on rate) for 2 years (XD0237)

5.84% Ltd Co (2.45% discounted rate from follow on rate) for 2 years (XD0238)

5.84% Expat (2.45% discounted rate from follow on rate) for 2 years (XD0239)

5.39% 2 Year Tracker Rate (1.64% above the BOE Bank Rate) (XT0017)

5.79% Expat (1.75% discounted rate from follow on rate) for 2 years (XD0236)

4.44% 2 Year Tracker Rate Ltd Co (0.69% above the BOE Bank Rate) (XT0021)

4.39% 2 Year Tracker Rate (0.64% above the BOE Bank Rate) (XT0019)

4.44% 2 Year Tracker Rate Expat (0.69% above the BOE Bank Rate) (XT0023)

5.39% 2 Year Tracker Rate Expat (1.64% above the BOE Bank Rate) (XT0022)

Some key features of this mortgage

Take the next step:

5.19% (2.35% discounted rate from follow on rate) for 2 years (XD0232)

Some key features of this mortgage

Take the next step:

5.29% JBSP (2.25% discounted rate from follow on rate) for 2 years (XD0233)

Some key features of this mortgage

Take the next step:

5.69% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0235)

Some key features of this mortgage

Take the next step:

5.54% (2.00% discounted rate from follow on rate) for 2 years (XD0234)

Some key features of this mortgage

Take the next step:

5.49% (2.80% discounted rate from follow on rate) for 2 years (XD0237)

Some key features of this mortgage

Take the next step:

5.84% Ltd Co (2.45% discounted rate from follow on rate) for 2 years (XD0238)

Some key features of this mortgage

Take the next step:

5.84% Expat (2.45% discounted rate from follow on rate) for 2 years (XD0239)

Some key features of this mortgage

Take the next step:

5.39% 2 Year Tracker Rate (1.64% above the BOE Bank Rate) (XT0017)

Some key features of this mortgage

Take the next step:

5.79% Expat (1.75% discounted rate from follow on rate) for 2 years (XD0236)

Some key features of this mortgage

Take the next step:

4.44% 2 Year Tracker Rate Ltd Co (0.69% above the BOE Bank Rate) (XT0021)

Some key features of this mortgage

Take the next step:

4.39% 2 Year Tracker Rate (0.64% above the BOE Bank Rate) (XT0019)

Some key features of this mortgage

Take the next step:

4.44% 2 Year Tracker Rate Expat (0.69% above the BOE Bank Rate) (XT0023)

Some key features of this mortgage

Take the next step:

Comparing two mortgage products

Over 125 years of helping people move in

Contact our expert UK team

New enquiries

Existing customers

... or ask the way that suits you.

Request a call back

Visit us in branch

View our FAQs