Notices
  • The Capital 90 (1) 1.06% AER - is now on general sale and can be applied for exclusively online. £20,000 minimum deposit. You can add funds to the account until 3pm, 26 November 2021, after this no additions will be allowed. Find out more
  • Premium Saver (4)  0.65% AER - is now on general sale and can be applied for exclusively online. £10,000 minimum deposit. You can add funds to the account until 3pm, 5 November 2021, after this no additions will be allowed. Find out more

The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.

Initial interest rate Current follow on rate Overall cost for comparison Repayment or Interest-Only? Max % Loan to Value (LTV) Product fees Additional
benefits

3.34% 3 year fixed rate

3.34% 5.14% 4.9%APRC
  • Interest-Only
  • Repayment
65% £999~

Some key features of this mortgage

  • Purpose - Purchase, remortgage, product switch and further advance 
  • Loan to Value - Maximum 65%.
  • Application fee - £175 + Valuation Fee for purchase and remortgage.(£125 for further advance, £0 for switch)
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Further advance and Product Switch) - £0
  •  Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. 
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount.(£0 for further advance and switch)
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges -  3% until 31/01/2023, 2% until 31/01/2024, 1% until 31/01/2025
  • Additional criteria – The mortgage must complete by 01/02/2022
 

See full details for fee details, documents you'll need, and more.

3.19% 3 year fixed rate Limited Company

3.19% 5.14% 4.9%APRC
  • Interest-Only
  • Repayment
60% £1,499~

Some key features of this mortgage

  • Purpose - Buy to Let Limited Company Purchase, remortgage, product switch and further advance
  • Loan to Value - Maximum 60%.
  • Application fee - £175 + Valuation Fee for purchase and remortgage.(£125 for further advance, £0 for switch)
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. 
  • ~Product fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and switch)
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges - 3% until 31/01/2023, 2% until 31/01/2024, 1% until 31/01/2025
  • Additional criteria – The mortgage must complete by 01/02/2022

  • The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100 or 68209
 

See full details for fee details, documents you'll need, and more.

3.49% 3 year fixed rate Limited Company

3.49% 5.14% 5.0%APRC
  • Interest-Only
  • Repayment
65% £1,499~

Some key features of this mortgage

  • Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
  • Loan to Value - Maximum 65%.
  • Application fee - £175 + Valuation Fee for purchase and remortgage.(£125 for further advance, £0 for switch)
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. 
  • ~Product fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount.(£0 for further advance and switch)
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges -  3% until 31/01/2023, 2% until 31/01/2024, 1% until 31/01/2025
  • Additional criteria – The mortgage must complete by 01/02/2022                  
  • The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100  or 68209
 

See full details for fee details, documents you'll need, and more.

3.54% 5 year fixed rate

3.54% 5.14% 4.4%APRC
  • Interest-Only
  • Repayment
65% £0

Some key features of this mortgage

· Purpose - Product switch and further advance
· Loan to Value - Above 60%
· Fees:
- Application fee
- £125 for further advance. £0 for product switches
- Valuation Fees  - £0                                             
- Legal fees - £100 minimum for further advances
- Product fee - £0 
· Early Repayment Charges - 5% until 30/11/2022, 4% until 30/11/2023, 3% until 30/11/2024, 2% until 30/11/2025, 1% until 30/11/2026
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Additional criteria - For further advances the mortgage must complete by 01/02/2022
 

See full details for fee details, documents you'll need, and more.

3.19% 3 year discounted rate by 1.95%

3.19% 5.14% 4.9%APRC
  • Interest-Only
  • Repayment
65% £999~

Some key features of this mortgage

  • Purpose - Purchase, remortgage, product switch and further advance 
  • Discount - 1.95% applied to our Residential Investment Managed Mortgage Rate for 3 years
  • Minimum rate - 3.09% 
  • Loan to Value - Maximum 65%
  • Application Fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees.
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies.
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See ‘more downloads’ for product switch and further advance fees.  
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year

See full details for fee details, documents you'll need, and more.

3.39% 5 year fixed rate Limited Company

3.39% 5.14% 4.3%APRC
  • Interest-Only
  • Repayment
60% £0

Some key features of this mortgage

· Purpose -Buy to Let Limited Company product switch and further advance
· Loan to Value - Maximum 60%.  
· Fees
- Application Fee
 - £125 for further advance. £0 for product switches
- Valuation Fees - £0
- Legal fees - £100 minimum for further advances
- Product Fee - £0
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Early Repayment Charges - 5% until 30/11/2022, 4% until 30/11/2023, 3% until 30/11/2024, 2% until 30/11/2025, 1% until 30/11/2026
· Cost for comparison - 4.3% APRC
· Additional criteria - For further advances the mortgage must complete by 01/02/2022


See full details for fee details, documents you'll need, and more.

3.69% 5 year fixed rate Limited Company

3.69% 5.14% 4.4%APRC
  • Interest-Only
  • Repayment
65% £0

Some key features of this mortgage

· Purpose - Buy to Let Limited Company product switch and further advance
· Loan to Value - Above 60%
· Fees:
- Application Fee - £125 for further advance. £0 for product switches
- Valuation Fees - £0
- Legal fees - £100 minimum for further advances
- Product Fee - £0
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Early Repayment Charges - 5% until 30/11/2022, 4% until 30/11/2023, 3% until 30/11/2024, 2% until 30/11/2025, 1% until 30/11/2026
· Additional criteria - For further advances the mortgage must complete by 01/02/2022

See full details for fee details, documents you'll need, and more.

3.24% 5 year fixed rate

3.24% 5.14% 4.2%APRC
  • Interest-Only
  • Repayment
60% £0

Some key features of this mortgage

· Purpose - Product switch and further advance
· Loan to Value - Maximum 60%.
· Fees:
- Application fee
- £125 for further advance. £0 for product switches
Valuation Fees - £0                                             
- Legal fees - £100 minimum for further advances
- Product fee - £0 
· Early Repayment Charges - 5% until 30/11/2022, 4% until 30/11/2023, 3% until 30/11/2024, 2% until 30/11/2025, 1% until 30/11/2026
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Additional criteria - For further advances the mortgage must complete by 01/02/2022
 

See full details for fee details, documents you'll need, and more.

3.34% 3 year discounted rate by 1.05% JMSO

3.34% 4.39% 4.3%APRC
  • Interest-Only
75% £999~ £500 cashback for remortgages^

Some key features of this mortgage

  • Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages.
  • Discount - 1.05% applied to our Managed Mortgage Rate for 3 years
  • Minimum rate - 3.24% 
  • Loan to Value - Maximum 75%.
  • Application fee - £175 + Valuation Fee for purchase and remortgage.
  • Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • ~Product fee - £999 for loans up to £500,000.
  • Maximum loan  - £500,000.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.         
  • Additional benefits:
    - ^Cashback - £500 cashback on completion for remortgage applications
  • Early Repayment Charges - 3% for the first year, 2% for the second year, 1% for the third year

See full details for fee details, documents you'll need, and more.

2.99% 3 year discounted rate by 1.40%

2.99% 4.39% 4.1%APRC
  • Interest-Only
75% £0

Some key features of this mortgage

· Purpose - Product switch and further advance 
· Discount - 1.40% applied to our Managed Mortgage Rate for 3 years
· Minimum rate - 2.89% 
· Loan to Value -  Maximum 75%.
· Fees:
- Application fee - £125 for further advance. £0 for product switches
- Legal fees - £100 minimum for further advances.
- Valuation fees - £0
- Product fee - £0
· Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year
· Maximum loan - No maximum. 
· Minimum loan - £2,000 for further advance. No minimum for product switches
 

See full details for fee details, documents you'll need, and more.

2.74% 3 year discounted rate by 1.65%

2.74% 4.39% 4.0%APRC
  • Interest-Only
60% £0

Some key features of this mortgage

· Purpose - Product switch and further advance 
· Discount - 1.65% applied to our Managed Mortgage Rate for 3 years
· Minimum rate - 2.64% 
· Loan to Value - Maximum 60%
· Fees:
- Application fee - £125 for further advance. £0 for product switches
- Legal fees - £100 minimum for further advances.
- Valuation fees - £0
- Product fee - £0
· Early Repayment Charges -  3% for the first year, 2% for the second year, 1% for the third year
· Maximum loan - No maximum. 
· Minimum loan - £2,000 for further advance. No minimum for product switches
· Additional criteria – For further advances the mortgage must complete by 01/02/2022
 

See full details for fee details, documents you'll need, and more.

3.49% 5 year fixed rate Retirement Interest-Only

3.49% 4.39% 4.2%APRC
  • Interest-Only
50% £999~

£500 cashback for remortgages^

Overpayments allowed

Some key features of this mortgage

  • Purpose - RIO applications for purchase, remortgage, product switch and further advance
  • Loan to Value - Maximum 50%
  • Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance and switch)
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance and switch)
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Additional benefits:
    - ^Cashback - £500 on completion for remortgage applications
  • Early Repayment Charges -  5% until 31/01/2023, 4% until 31/01/2024, 3% until 31/01/2025, 2% until 31/01/2026 1% until 31/01/2027
  • Additional criteria – The mortgage must complete by 01/02/2022. Borrowers are required to nominate a Registered Contact when they apply

See full details for fee details, documents you'll need, and more.

2.84% 2 year discounted rate by 1.65% Offset mortgage

2.84% 4.49% 4.3%APRC
  • Repayment
60% £999~ £500 cashback for remortgages and £100 cashback for Offset Saver account^

Payment or Term reduction

Some key features of this mortgage

  • Purpose - Offset applications for purchase, remortgage, product switch and further advance
  • Options available - Term reduction or payment reduction. Find out more about these options here
  • Discount - 1.65% applied to our Managed Flexi Mortgage Rate for 2 years
  • Minimum rate - 2.74% 
  • Loan to Value - Maximum 60%
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£0 for further advance and switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance and switch)
  • ~Product Fee - £999 for loans up to £500,000. (£0 for further advance and switch)
  • Additional benefits:
    - ^Cashback
     - £500 on completion for remortgage applications towards legal costs, and £100 for remortgage and purchase applications added to Offset Saver.
  • Maximum loan - No maximum.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges -  2% in the first year, 1% in the second year
  • Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount will be used to open your linked Offset Saver account: £100 for remortgages and purchases.
  • Additional features - Overpayments and partial capital repayments allowed. Overpayments build up a credit position to be used for future underpayments, payment holidays and borrow back - allowed to the remaining value of previous overpayments with our prior agreement. 100% of the loan amount can be offset.

See full details for fee details, documents you'll need, and more.

3.56% 3 year discounted rate by 0.83% for Expats

3.56% 4.39% 4.3%APRC
  • Interest-Only
60% £999~ £500 cashback for remortgages^
 

Some key features of this mortgage

  • Purpose - Expat for purchase, remortgage, product switch and further advance
  • Discount - 0.83% applied to our Managed Mortgage Rate for 3 years
  • Minimum rate - 3.46% 
  • Loan to Value - Maximum 60%
  • Application Fee - £175 + Valuation Fee for purchase and remortgage.
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount.
  • Additional benefits:
    - ^Cashback - £500 on completion for remortgage applications
  • Early Repayment Charges -  3% in the first year, 2% in the second year, 1% in the third year
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Additional criteria - We require a UK address for the serving of notice
  • See our full list of countries currently considered for Expat applications

See full details for fee details, documents you'll need, and more.

3.81% 3 year discounted rate by 0.58% for Expats

3.81% 4.39% 4.4%APRC
  • Interest-Only
75% £999~ £500 cashback for remortgages^

Some key features of this mortgage

  • Purpose - Expat for purchase, remortgage, product switch and further advance 
  • Discount - 0.58% applied to our Managed Mortgage Rate for 3 years
  • Minimum rate - 3.71% 
  • Loan to Value - Maximum 75%.
  • Application fee - £175 + Valuation Fee for purchase and remortgage.
  • Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount.
  • Additional benefits:
    - ^Cashback - £500 on completion for remortgage applications
  • Early Repayment Charges -  3% in the first year, 2% in the second year, 1% in the third year                                       
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Additional criteria - We require a UK address for the serving of notice.
  • See our expat page for our full list of countries currently considered for expat applications.
 

See full details for fee details, documents you'll need, and more.

3.44% 10 year discounted rate by 0.95% Retirement Lifestyle Booster

3.44% 4.39% 3.7%APRC
  • Interest-Only
25% £999~ £500 cashback for remortgages^

Some key features of this mortgage

  • Purpose - Remortgage
  • Discount - 0.95% applied to our Managed Mortgage Rate for 10 years
  • Minimum rate - 3.34% 
  • Loan to Value - Maximum 25%
  • Application fee - £175 + Valuation Fee 
  • Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. 
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. 
  • Additional benefits:
    - ^Cashback
    - £500 on completion for remortgage applications.
  • Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year.
  • Maximum loan - No maximum. 
  • Minimum loan - £45,000. 
  • Additional criteria - Minimum property value is £240,000 if property owned outright or £180,000 if repaying existing mortgage.

See full details for fee details, documents you'll need, and more.

3.09% 2 year discounted rate by 1.40% Offset mortgage

3.09% 4.49% 4.4%APRC
  • Repayment
75% £999~ £500 cashback for remortgages and £100 cashback for Offset Saver account^

Payment or Term reduction

Some key features of this mortgage

  • Purpose - Offset applications for purchase, remortgage, product switch and further advance
  • Options available - Term reduction or payment reduction. Find out more about these options here
  • Discount - 1.40% applied to our Managed Flexi Mortgage Rate for 2 years
  • Minimum rate - 2.99% 
  • Loan to Value - Maximum 75%
  • Application fee - £175 + Valuation Fee for purchase and remortgage.
  • Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. 
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount.
  • Additional benefits:
    - ^Cashback 
    - £500 on completion for remortgage applications towards legal costs, and £100 for remortgage and purchase applications added to Offset Saver. 
  • Maximum loan - No maximum.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount will be used to open your linked Offset Saver account: £100 for remortgages and purchases.
  • Additional features - Overpayments and partial capital repayments allowed. Overpayments build up a credit position to be used for future underpayments, payment holidays and borrow back - allowed to the remaining value of previous overpayments with our prior agreement. 100% of the loan amount can be offset.

See full details for fee details, documents you'll need, and more.

3.39% 3 year fixed rate Family First Guarantor Mortgage

3.39% 4.39% 4.3%APRC
  • Interest-Only
  • Repayment
95% £0

Some key features of this mortgage

· Purpose - Product switch and further advance 
· Loan to Value - Maximum 95%
· Fees:
- Application fee - £125 for further advance. £0 for product switches                                   
- Legal fees - £100 minimum for further advances.
- Valuation fees - £0
- Product fee - £0
· Early Repayment Charges -  3% until 31/01/2023 2% until 31/01/2024 1% until 31/01/2025
· Maximum loan - No maximum. 
· Minimum loan - £2,000 for further advance. No minimum for product switches
· Additional criteria – For further advances the mortgage must complete by 01/02/2022

See full details for fee details, documents you'll need, and more.

3.34% 3 year fixed rate

3.34% 4.39% 4.1%APRC
  • Interest-Only
75% £999~

Some key features of this mortgage

· Purpose - Product switch and further advance 
· Loan to Value - Maximum 75%.
· Fees:
- Application fee - £125 for further advance. £0 for product switches                                    - Legal fees - £100 minimum for further advances.
- Valuation fees - £0
- Product fee - £999
· Early Repayment Charges -  3% until 31/01/2023% until 31/01/2024 1% until 31/01/2025
· Maximum loan - No maximum. 
· Minimum loan - £2,000 for further advance. No minimum for product switches
· Additional criteria – For further advances the mortgage must complete by 01/02/2022

See full details for fee details, documents you'll need, and more.

3.44% 2 year discounted rate by 1.70% Offset Mortgage

3.44% 5.14% 5.1%APRC
  • Interest-Only
  • Repayment
65% £999~
  • £100 cashback^
  • Payment reduction
  • Term reduction

Some key features of this mortgage

  • Purpose - Offset applications for purchase, remortgage, product switch and further advance
  • Options available - Term reduction or Payment reduction. Find out more about these options here
  • Discount - 1.70% applied to our Residential Investment Managed Mortgage Rate for 2 years
  • Minimum rate - 3.34% 
  • Loan to Value - Maximum 65%.
  • *Application Fee - £175 + Valuation Fee. 
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. (£0 for further advance and switch)
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance and switch)
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. 
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of loan amount.
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Additional benefits:
     - ^Cashback
     - £100 for purchase and remortgage
  • Early Repayment Charges -  2% in the first year, 1% in the second year 
  • Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount of £100 will be used to open your linked Offset Saver account.

See full details for fee details, documents you'll need, and more.

Comparing two mortgage products

Mortage icon - House Mortgage icon - House
Product DYNAMIC DYNAMIC
Initial interest rate DYNAMIC DYNAMIC
Current follow on rate DYNAMIC DYNAMIC
Overall cost for comparison DYNAMIC DYNAMIC
Repayment or Interest-Only? DYNAMIC DYNAMIC
Max % loan to value (LTV) DYNAMIC DYNAMIC
Product fees DYNAMIC DYNAMIC
Additional benefits DYNAMIC DYNAMIC

Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

Case study - Peace of mind when remortgaging

When they originally took out their interest only mortgage, Peter and Julia said they planned to repay the capital using inheritance. However, as time went on, they became concerned that this was  not viable.

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