-
Mortgage products - On Wednesday 8 May we launched a new range of Owner Occupier and Buy to Let Fixed Rate mortgage products. The updated product range includes products available for purchase, remortgage, further advance and product switch applications. Further information can be found here.
5.44% FFGM 5 Year Fixed Rate to 31/10/2029 (XF0809)
Key things to bear in mind
- Purpose - Product switch and further advance, exclusively available for existing Family First Guarantor Mortgage customers
- LTV - Maximum LTV 95%.
- Fixed Rate end date - 31/10/2029
- Application Fee - £125 for further advance. £0 for product switches
- Legal Fees - £100 minimum for further advances
- Valuation Fees - £0
- Product Fee - £0
- Cashback - £0
- Early Repayment Charges - 5% until 31/10/2025, 4% until 31/10/2026, 3% until 31/10/2027, 2% until 31/10/2028, 1% until 31/10/2029
- Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
- Minimum loan - £2,000 for further advances. No minimum for product switches
- Cost for comparison - 7.7% APRC
Representative example
More downloads & what you'll need to apply
More mortgage downloads
Bank statements
Proof of income
- Three months most recent payslips
- Most recent P60.
- Two years most recent SA302s.
- Two years most recent accounts or two years most recent SA302s / Tax Calculations (100% Completed) or Family Building Society Accountant’s Certificate
- Accountant’s details on the application form.
- Most recent Pension Statement or letter from Department for Work and Pensions
- Most recent annual Pension Statement
- Most recent P60.
Other items
Case study - A longer mortgage term to make monthly payments more affordable
Warwick and Lynda wanted to decrease their monthly mortgage payments, without having to resort to Equity Release
View full case studyOver 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
...or ask the way that suits you.
Request a call back
We can call you back at a time that suits you.
Visit us in branch
Ashley Square, Epsom, Surrey, KT18 5DD.
View our FAQs
Your questions might be answered here.