
Owner Occupier mortgages for product switch
See our current range of Owner Occupier mortgage products available for product switch for existing borrowers.
All of these mortgage products have limited funds available and may be withdrawn at any time.
View a summary of our current range of Owner Occupier mortgage products available for product switch.
Any questions?
If you have any questions and are unsure what mortgage product would be suitable for you you can arrange an appointment or speak to a customer representative. You can get in touch the following ways:
Call us on 03330 140146 Ask us to call back Email us
Frequently asked questions
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Sort:
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
Next steps | |||
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4.89% 5 Year Fixed Rate to 31/01/2031 (XF1074) |
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4.89% | 7.94% |
5.5% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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4.89% 2 Year Fixed Rate to 31/01/2028 (XF1068) |
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4.89% | 7.94% |
6.8% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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4.89% 3 Year Fixed Rate to 31/01/2029 (XF1072) |
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4.89% | 7.94% |
6.3% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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4.99% 5 Year Fixed Rate to 31/01/2031 (XF1075) |
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4.99% | 7.94% |
5.6% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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4.99% 3 Year Fixed Rate to 31/01/2029 (XF1073) |
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4.99% | 7.94% |
6.3% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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4.99% 2 Year Fixed Rate to 31/01/2028 (XF1069) |
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4.99% | 7.94% |
6.8% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.04% JBSP 2 Year Fixed Rate to 31/01/2028 (XF1070) |
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5.04% | 7.94% |
7.4% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.04% JBSP 5 Year Fixed Rate to 31/01/2031 (XF1076) |
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5.04% | 7.94% |
6.6% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.14% JBSP 5 Year Fixed Rate to 31/01/2031 (XF1077) |
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5.14% | 7.94% |
6.7% |
|
90% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.14% JBSP 2 Year Fixed Rate to 31/01/2028 (XF1071) |
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5.14% | 7.94% |
7.5% |
|
90% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.19% Family Mortgage 5 Year Fixed Rate to 31/01/2031 (XF1078) |
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5.19% | 7.94% |
7.0% |
|
95% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.24% FFGM 5 Year Fixed Rate to 31/01/2031 (XF1088) |
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5.24% | 7.94% |
7.2% |
|
95% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.24% FFGM 5 Year Fixed Rate to 31/01/2031 (XF1088 - RP) |
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5.24% | 7.94% |
7.0% |
|
95% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.29% 5 Year Fixed Rate to 31/01/2031 (XF1086) |
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5.29% | 7.94% |
6.4% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.34% 2 Year Fixed Rate to 31/01/2028 (XF1081) |
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5.34% | 7.94% |
7.4% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.44% 5 Year Fixed Rate to 31/01/2031 (XF1087) |
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5.44% | 7.94% |
6.5% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.44% JBSP 2 Year Fixed Rate to 31/01/2028 (XF1083) |
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5.44% | 7.94% |
7.7% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.49% 2 Year Fixed Rate to 31/01/2028 (XF1082) |
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5.49% | 7.94% |
7.5% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.54% RIO 5 Year Fixed Rate to 31/01/2031 (XFZ030) |
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5.54% | 7.94% |
6.9% |
|
50% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.94% (2.00% discounted rate from follow on rate) for 3 years (XD0219) |
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5.94% | 7.94% |
7.5% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.09% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0215) |
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6.09% | 7.94% |
7.9% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.19% Expat (1.75% discounted rate from follow on rate) for 2 years (XD0217) |
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6.19% | 7.94% |
7.9% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.19% (1.75% discounted rate from follow on rate) for 3 years (XD0220) |
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6.19% | 7.94% |
7.6% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.34% JBSP (1.60% discounted rate from follow on rate) for 2 years (XD0216) |
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6.34% | 7.94% |
8.0% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.44% Expat (1.50% discounted rate from follow on rate) for 2 years (XD0218) |
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6.44% | 7.94% |
8.0% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.