Notices
  • The Premium Saver (5) - is now on sale and can be applied for exclusively online. £1,000 minimum deposit. You can add funds to the account until 3pm, 7 February 2022, after this no additions will be allowed. Find out more

  • Following the Bank of England’s decision to raise the Bank Rate by 0.15% to 0.25%, Windfall Bond and Tracker Savings Bond rates will increase by 0.15% from 1 January 2022. We will be reviewing our other savings and variable mortgage rates. We will be in touch with more details if the rates on your mortgage or savings account are changing.

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Family Mortgages

See all of our Family Mortgage products available for purchase.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Please refer to our lending criteria for more information.

Product details should be read in conjunction with our 'Getting a Mortgage: what you need to know' guide and our lending criteria.

Initial interest rate Current follow on rate Overall cost for comparison Repayment or Interest-Only? Max % Loan to Value (LTV) Product fees Additional
benefits

2.84% 5 year fixed rate Family Mortgage
2.84% 4.39% 4.0%APRC
  • Repayment
 95% £599~ £250 cashback for purchase applications^

Some key features of this mortgage

  • Purpose - Family Mortgage applications for purchase, product switch and further advance
  • Loan to Value - Maximum 95%. For applications above 75% LTV additional security is required. Additional offsetting feature is available.
  • Security options available - Security Account, Security Through Property, Offset Account. Find out more here.
  • *Application Fee - £175 + Valuation Fee. (£125 for further advance, £0 for switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance and switch)
  • ~Product Fee - £599
  • Maximum loan - £500,000
  • Minimum loan - £45,000 for purchase. £2,000 for further advance. No minimum for product switches.
  • Additional benefits:
    - ^Cashback - £250 for purchase applications
  • Early Repayment Charges - 5% until 31/05/2023, 4% until 31/05/2024, 3% until 31/05/2025, 2% until 31/05/2026, 1% until 31/05/2027
  • Additional criteria – The mortgage must complete by 01/06/2022 

See full details for fee details, documents you'll need, and more.

Take the next step:

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Comparing two mortgage products

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Note that products are subject to additional terms and subject to change. See a product's full details to find out more.