Notices

Friday 25 July - High call volumes

Due to the high volume of calls we're experiencing today, it's taking us longer than we'd like to answer your call. You may find the answers you're looking for in either our Mortgage or Savings FAQs.
If you still need our help, you can contact us by email (newbusiness@familybsoc.co.uk or mortgage.service@familybsoc.co.uk or savings.service@familybsoc.co.uk) or complete our callback form and we'll call you back at a time convenient for you. Thank you.
Our new and improved Online Service is here. Find out more

We've made some improvements to our Online Service. With several enhancements and added benefits our Online Service is now simpler and easier for you to use. Online Service changes
Online Service update. Due to planned essential maintenance, our Online Service will be unavailable between 08:00am to 4:00pm on Sunday 27 July. We apologise for any inconvenience this may cause.
Online Saver (11) has been withdrawn from sale

Please note that our Online Saver (11) has been withdrawn from sale. If you've already applied for an Online Saver (11) account you have 15 calendar days from the date you applied to fund your account.

Bond and ISA maturity reinvestment options - ISAs no longer available

Here you'll find details of the accounts that are no longer available for reinvestment.

Here is a list of ISAs that are no longer available for reinvestment.

Accounts no longer available for reinvestment - ISAs

Account	Balance	Gross	Tax-free^AER^#
1 Year Fixed Rate Cash ISA (8)^
Annual interest	£1,000+	1.45%	1.45%
(Rate effective from 30 August 2019)

1 Year Fixed Rate Cash ISA (9)^
Annual interest	£1,000+	1.35%	1.35%
(Rate effective from 1 November 2019)

1 Year Fixed Rate Cash ISA (10)^
Annual interest	£1,000+	1.30%	1.30%
(Rate effective from 1 January 2020)

1 Year Fixed Rate Cash ISA (11)^
Annual interest	£1,000+	1.10%	1.10%
(Rate effective from 13 May 2020)

1 Year Fixed Rate Cash ISA (12)^
Annual interest	£1,000+	0.80%	0.80%
(Rate effective from 11 June 2020)

1 Year Fixed Rate Cash ISA (13)^
Annual interest	£1,000+	0.65%	0.65%
(Rate effective from 13 July 2020)

1 Year Fixed Rate Cash ISA (14)^
Annual interest	£1,000+	0.75%	0.75%
(Rate effective from 9 October 2020)

1 Year Fixed Rate Cash ISA (15)^
Annual interest	£1,000+	0.60%	0.60%
(Rate effective from 10 November 2020)

1 Year Fixed Rate Cash ISA (16)^
Annual interest	£1,000+	0.55%	0.55%
(Rate effective from 9 December 2020)

1 Year Fixed Rate Cash ISA (17)^
Annual interest	£1,000+	0.40%	0.40%
(Rate effective from 19 February 2021)

1 Year Fixed Rate Cash ISA (18)^
Annual interest	£1,000+	0.45%	0.45%
(Rates effective 13 July 2021)

1 Year Fixed Rate Cash ISA (19)^
Annual interest	£1,000+	0.65%	0.65%
(Rate effective from 21 January 2022)

1 Year Fixed Rate Cash ISA (20)^
Annual interest	£1,000+	1.10%	1.10%
(Rate effective from 14 April 2022)

1 Year Fixed Rate Cash ISA (21)^
Annual interest	£1,000+	1.40%	1.40%
(Rate effective from 23 June 2022)

1 Year Fixed Rate Cash ISA (22)^
Annual interest	£1,000+	1.80%	1.80%
(Rate effective from 10 August 2022)

1 Year Fixed Rate Cash ISA (23)^
Annual interest	£1,000+	2.50%	2.50%
(Rates effective from 15 September 2022)

1 Year Fixed Rate Cash ISA (24)^
Annual interest	£1,000+	3.50%	3.50%
(Rates effective from 20 October 2022)

1 Year Fixed Rate Cash ISA (25)^
Annual interest	£1,000+	3.80%	3.80%
(Rates effective from 10 November 2022)

1 Year Fixed Rate Cash ISA (26)^
Annual interest	£1,000+	3.55%	3.55%
(Rates effective from 1 December 2022)

1 Year Fixed Rate Cash ISA (27)^
Annual interest	£1,000+	3.40%	3.40%
(Rates effective from 13 January 2023)

1 Year Fixed Rate Cash ISA (28)^
Annual interest	£1,000+	4.15%	4.15%
(Rates effective from 21 June 2023)

1 Year Fixed Rate Cash ISA (29)^
Annual interest	£1,000+	4.75%	4.75%
(Rates effective from 19 July 2023)

1 Year Fixed Rate Cash ISA (30)^
Annual interest	£1,000+	5.55%	5.55%
(Rates effective from 24 August 2023)

1 Year Fixed Rate Cash ISA (31)^
Annual interest	£1,000+	5.70%	5.70%
(Rates effective from 13 October 2023)

1 Year Fixed Rate Cash ISA (32)^
Annual interest	£1,000+	5.25%	5.25%
(Rates effective from 22 November 2023)

1 Year Fixed Rate Cash ISA (33)^
Annual interest	£1,000+	5.00%	5.00%
(Rates effective from 22 December 2023)

1 Year Fixed Rate Cash ISA (34)^
Annual interest	£1,000+	4.70%	4.70%
(Rates effective from 12 January 2024)

1 Year Fixed Rate Cash ISA (35)^
Annual interest	£1,000+	4.55%	4.55%
(Rates effective from 9 February 2024)

1 Year Fixed Rate Cash ISA (36)^
Annual interest	£1,000+	4.40%	4.40%
(Rates effective from 14 August 2024)

1 Year Fixed Rate Cash ISA (37)^
Annual interest	£1,000+	4.20%	4.20%
(Rates effective from 4 October 2024)

2 Year Fixed Rate Cash ISA (4)^
Annual interest	£1,000+	1.71%	1.71%
(Rates effective from 1 April 2019)

2 Year Fixed Rate Cash ISA (5)^
Annual interest	£1,000+	1.61%	1.61%
(Rates effective from 1 August 2019)

2 Year Fixed Rate Cash ISA (6)^
Annual interest	£1,000+	1.51%	1.51%
(Rates effective from 1 November 2019)

2 Year Fixed Rate Cash ISA (7)^
Annual interest	£1,000+	1.36%	1.36%
(Rates effective from 1 January 2020)

2 Year Fixed Rate Cash ISA (8)^
Annual interest	£1,000+	1.16%	1.16%
(Rates effective from 13 May 2020)

2 Year Fixed Rate Cash ISA (9)^
Annual interest	£1,000+	0.86%	0.86%
(Rates effective from 11 June 2020)

2 Year Fixed Rate Cash ISA (10)^
Annual interest	£1,000+	0.75%	0.75%
(Rates effective from 13 July 2020)

2 Year Fixed Rate Cash ISA (11)^
Annual interest	£1,000+	0.85%	0.85%
(Rates effective from 9 October 2020)

2 Year Fixed Rate Cash ISA (12)^
Annual interest	£1,000+	0.70%	0.70%
(Rates effective from 10 November 2020)

2 Year Fixed Rate Cash ISA (13)^
Annual interest	£1,000+	0.65%	0.65%
(Rates effective from 9 December 2020)

2 Year Fixed Rate Cash ISA (14)^
Annual interest	£1,000+	0.45%	0.45%
(Rates effective from 19 February 2021)

2 Year Fixed Rate Cash ISA (15)^
Annual interest	£1,000+	0.50%	0.50%
(Rates effective 13 July 2021)

2 Year Fixed Rate Cash ISA (16)^
Annual interest	£1,000+	0.75%	0.75%
(Rates effective from 21 January 2022)

2 Year Fixed Rate Cash ISA (17)^
Annual interest	£1,000+	1.30%	1.30%
(Rate effective from 14 April 2022)

2 Year Fixed Rate Cash ISA (18)^
Annual interest	£1,000+	1.60%	1.60%
(Rates effective from 23 June 2022)

2 Year Fixed Rate Cash ISA (19)^
Annual interest	£1,000+	2.00%	2.00%
(Rates effective from 10 August 2022)

2 Year Fixed Rate Cash ISA (20)^
Annual interest	£1,000+	2.85%	2.85%
(Rates effective from 15 September 2022)

2 Year Fixed Rate Cash ISA (21)^
Annual interest	£1,000+	3.65%	3.65%
(Rates effective from 20 October 2022)

2 Year Fixed Rate Cash ISA (22)^
Annual interest	£1,000+	4.00%	4.00%
(Rates effective from 10 November 2022)

2 Year Fixed Rate Cash ISA (23)^
Annual interest	£1,000+	3.80%	3.80%
(Rates effective from 1 December 2022)

2 Year Fixed Rate Cash ISA (24)^
Annual interest	£1,000+	3.65%	3.65%
(Rates effective from 13 January 2023)

2 Year Fixed Rate Cash ISA (25)^
Annual interest	£1000+	4.20%	4.20%
(Rates effective from 21 June 2023)

2 Year Fixed Rate Cash ISA (26)^
Annual interest	£1000+	4.80%	4.80%
(Rates effective from 19 July 2023)

2 Year Fixed Rate Cash ISA (27)^
Annual interest	£1,000+	5.50%	5.50%
(Rates effective from 24 August 2023)

2 Year Fixed Rate Cash ISA (28)^
Annual interest	£1,000+	5.10%	5.10%
(Rates effective from 22 November 2023)

2 Year Fixed Rate Cash ISA (29)^
Annual interest	£1,000+	4.90%	4.90%
(Rates effective from 22 December 2023)

2 Year Fixed Rate Cash ISA (30)^
Annual interest	£1,000+	4.50%	4.50%
(Rates effective from 12 January 2024)

2 Year Fixed Rate Cash ISA (31)^
Annual interest	£1,000+	4.25%	4.25%
(Rates effective from 9 February 2024)

2 Year Fixed Rate Cash ISA (32)^
Annual Interest	£1,000+	4.15%	4.15%
(Rates effective from 14 August 2024)

3 Year Fixed Rate Cash ISA (1)^
Annual interest	£1,000+	1.60%	1.60%
(Rates effective from 1 October 2018)

3 Year Fixed Rate Cash ISA (2)^
Annual interest	£1,000+	1.81%	1.81%
(Rates effective from 1 April 2019)

3 Year Fixed Rate Cash ISA (3)^
Annual interest	£1,000+	1.71%	1.71%
(Rates effective from 1 June 2019)

3 Year Fixed Rate Cash ISA (4)^
Annual interest	£1,000+	1.61%	1.61%
(Rate effective from 1 November 2019)

3 Year Fixed Rate Cash ISA (5)^
Annual interest	£1,000+	1.46%	1.46%
(Rates effective from 1 January 2020)

3 Year Fixed Rate Cash ISA (6)^
Annual interest	£1,000+	1.21%	1.21%
(Rates effective from 13 May 2020)

3 Year Fixed Rate Cash ISA (7)^
Annual interest	£1,000+	0.96%	0.96%
(Rates effective from 11 June 2020)

3 Year Fixed Rate Cash ISA (8)^
Annual interest	£1,000+	0.85%	0.85%
(Rates effective from 13 July 2020)

3 Year Fixed Rate Cash ISA (9)^
Annual interest	£1,000+	0.95%	0.95%
(Rates effective from 9 October 2020)

3 Year Fixed Rate Cash ISA (10)^
Annual interest	£1,000+	0.80%	0.80%
(Rates effective from 10 November 2020)

3 Year Fixed Rate Cash ISA (11)^
Annual interest	£1,000+	0.75%	0.75%
(Rates effective from 9 December 2020)

3 Year Fixed Rate Cash ISA (12)^
Annual interest	£1,000+	0.60%	0.60%
(Rates effective from 19 February 2021)

3 Year Fixed Rate Cash ISA (13)^
Annual interest	£1,000+	0.65%	0.65%
(Rates effective 13 July 2021)

3 Year Fixed Rate Cash ISA (14)^
Annual interest	£1,000+	0.85%	0.85%
(Rates effective from 21 January 2022)

3 Year Fixed Rate Cash ISA (15)^
Annual interest	£1,000+	1.40%	1.40%
(Rate effective from 14 April 2022)

3 Year Fixed Rate Cash ISA (16)^
Annual interest	£1,000+	1.70%	1.70%
(Rates effective from 23 June 2022)

3 Year Fixed Rate Cash ISA (17)^
Annual interest	£1,000+	2.10%	2.10%
(Rates effective from 10 August 2022)

3 Year Fixed Rate Cash ISA (18)^
Annual interest	£1000+	2.90%	2.90%
(Rates effective from 15 September 2022)

3 Year Fixed Rate Cash ISA (19)^
Annual interest	£1,000+	3.70%	3.70%
(Rates effective from 20 October 2022)

3 Year Fixed Rate Cash ISA (20)^
Annual interest	£1,000+	4.10%	4.10%
(Rates effective from 10 November 2022)

3 Year Fixed Rate Cash ISA (21)^
Annual interest	£1000+	3.90%	3.90%
(Rates effective from 1 December 2022)

3 Year Fixed Rate Cash ISA (22)^
Annual interest	£1,000+	3.75%	3.75%
(Rates effective from 13 January 2023)

3 Year Fixed Rate Cash ISA (23)^
Annual interest	£1000+	4.20%	4.20%
(Rates effective from 21 June 2023)

3 Year Fixed Rate Cash ISA (24)^
Annual interest	£1000+	4.80%	4.80%
(Rates effective from 19 July 2023)

3 Year Fixed Rate Cash ISA (25)^
Annual interest	£1,000+	5.20%	5.20%
(Rates effective from 24 August 2023)

3 Year Fixed Rate Cash ISA (26)^
Annual interest	£1,000+	4.85%	4.85%
(Rates effective from 22 November 2023)

3 Year Fixed Rate Cash ISA (27)^
Annual interest	£1,000+	4.70%	4.70%
(Rates effective from 22 December 2023)

3 Year Fixed Rate Cash ISA (28)^
Annual interest	£1,000+	4.30%	4.30%
(Rates effective from 12 January 2024)

3 Year Fixed Rate Cash ISA (29)^
Annual Interest	£1,000+	4.05%	4.05%
(Rates effective from 9 February 2024)

3 Year Fixed Rate Cash ISA (30)^
Annual interest	£1,000+	3.85%	3.85%
(Rates effective from 4 October 2024)

5 Year Fixed Rate Cash ISA (1)^
Annual interest	£1,000+	2.00%	2.00%
(Rates effective from 1 April 2018)

5 Year Fixed Rate Cash ISA (2)^
Annual interest	£1,000+	2.10%	2.10%
(Rates effective from 1 May 2018)

5 Year Fixed Rate Cash ISA (3)^
Annual interest	£1,000+	2.00%	2.00%
(Rates effective from 1 June 2019)

5 Year Fixed Rate Cash ISA (4)^
Annual interest	£1,000+	1.80%	1.80%
(Rate effective from 1 November 2019)

5 Year Fixed Rate Cash ISA (5)^
Annual interest	£1,000+	1.75%	1.75%
(Rates effective from 1 December 2019)

5 Year Fixed Rate Cash ISA (6)^
Annual interest	£1,000+	1.60%	1.60%
(Rates effective from 1 January 2020)

5 Year Fixed Rate Cash ISA (7)^
Annual interest	£1,000+	1.55%	1.55%
(Rates effective from 27 March 2020)

5 Year Fixed Rate Cash ISA (8)^
Annual interest	£1,000+	1.50%	1.50%
(Rates effective from 13 July 2020)

5 Year Fixed Rate Cash ISA (9)^
Annual interest	£1,000+	1.30%	1.30%
(Rates effective from 13 May 2020)

5 Year Fixed Rate Cash ISA (10)^
Annual interest	£1,000+	1.05%	1.05%
(Rates effective from 11 June 2020)

5 Year Fixed Rate Cash ISA (11)^
Annual interest	£1,000+	0.95%	0.95%
(Rates effective from 13 July 2020)

5 Year Fixed Rate Cash ISA (12)^
Annual interest	£1,000+	1.10%	1.10%
(Rates effective from 9 October 2020)

5 Year Fixed Rate Cash ISA (13)^
Annual interest	£1,000+	0.95%	0.95%
(Rates effective from 10 November 2020)

5 Year Fixed Rate Cash ISA (14)^
Annual interest	£1,000+	0.90%	0.90%
(Rates effective from 9 December 2020)

5 Year Fixed Rate Cash ISA (15)^
Annual interest	£1,000+	0.70%	0.70%
(Rates effective from 19 February 2021)

5 Year Fixed Rate Cash ISA (16)^
Annual interest	£1,000+	0.85%	0.85%
(Rates effective 13 July 2021)

5 Year Fixed Rate Cash ISA (17)^
Annual interest	£1,000%	1.00%	1.00%
(Rates effective from 21 January 2022)

5 Year Fixed Rate Cash ISA (18)^
Annual interest	£1,000+	1.50%	1.50%
(Rate effective from 14 April 2022)

5 Year Fixed Rate Cash ISA (19)^
Annual interest	£1,000+	1.80%	1.80%
(Rates effective from 23 June 2022)

5 Year Fixed Rate Cash ISA (20)^
Annual interest	£1,000+	2.20%	2.20%
(Rates effective from 10 August 2022)

5 Year Fixed Rate Cash ISA (21)^
Annual interest	£1000+	2.95%	2.95%
(Rates effective from 15 September 2022)

5 Year Fixed Rate Cash ISA (22)^
Annual interest	£1,000+	3.75%	3.75%
(Rates effective from 20 October 2022)

5 Year Fixed Rate Cash ISA (23)^
Annual interest	£1,000+	4.15%	4.15%
(Rates effective from 10 November 2022)

5 Year Fixed Rate Cash ISA (24)^
Annual interest	£1000+	4.00%	4.00%
(Rates effective from 1 December 2022)

5 Year Fixed Rate Cash ISA (25)^
Annual interest	£1,000+	3.85%	3.85%
(Rates effective from 13 January 2023)

5 Year Fixed Rate Cash ISA (26)^
Annual interest	£1000+	4.05%	4.05%
(Rates effective from 21 June 2023)

5 Year Fixed Rate Cash ISA (27)^
Annual interest	£1000+	4.65%	4.65%
(Rates effective from 19 July 2023)

5 Year Fixed Rate Cash ISA (28)^
Annual interest	£1,000+	5.00%	5.00%
(Rates effective from 24 August 2023)

5 Year Fixed Rate Cash ISA (29)^
Annual interest	£1,000+	4.60%	4.60%
(Rates effective from 22 November 2023)

5 Year Fixed Rate Cash ISA (30)^
Annual interest	£1,000+	4.50%	4.50%
(Rates effective from 22 December 2023)

5 Year Fixed Rate Cash ISA (31)^
Annual interest	£1,000+	4.00%	4.00%
(Rates effective from 12 January 2024)

5 Year Fixed Rate Cash ISA (32)^
Annual Interest	£1,000+	3.75%	3.75%
(Rates effective from 9 February 2024)

5 Year Fixed Rate Cash ISA (33)^
Annual interest	£1,000+	3.60%	3.60%
(Rates effective from 4 October 2024)

Notes:

# AER stands for Annual Equivalent Rate and illustrates what the annual rate would be if interest was compounded.

^ Interest is paid tax-free as it is currently exempt from income tax. The future tax treatment of Individual Savings Accounts may vary.

Do you need our help?

If you have questions or need our help please contact our friendly Savings Service Team.

Get in touch