Notices

Our new and improved Online Service is here.
We've made some improvements to our Online Service. With several enhancements and added benefits our Online Service is now simpler and easier for you to use. Online Service changes
We have launched a new issue of our Online Saver, paying 4.55% Gross AER on balances of £100+. Find out more

The Online Saver (10) is now available for applications via our Online Service. Find out more and apply.
Rate changes following Bank of England decision to decrease its Bank Rate by 0.25% to 4.25% on 8 May 2025. Read more

Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 June 2025. We will be writing to all customers individually to confirm the new rates.
Mortgages: Tracker mortgages will change on 25 June 2025 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

Bond and ISA maturity reinvestment options - ISAs no longer available

Here you'll find details of the accounts that are no longer available for reinvestment.

Here is a list of ISAs that are no longer available for reinvestment.

Accounts no longer available for reinvestment - ISAs

Account	Balance	Gross	Tax-free^AER^#
1 Year Fixed Rate Cash ISA (8)^
Annual interest	£1,000+	1.45%	1.45%
(Rate effective from 30 August 2019)

1 Year Fixed Rate Cash ISA (9)^
Annual interest	£1,000+	1.35%	1.35%
(Rate effective from 1 November 2019)

1 Year Fixed Rate Cash ISA (10)^
Annual interest	£1,000+	1.30%	1.30%
(Rate effective from 1 January 2020)

1 Year Fixed Rate Cash ISA (11)^
Annual interest	£1,000+	1.10%	1.10%
(Rate effective from 13 May 2020)

1 Year Fixed Rate Cash ISA (12)^
Annual interest	£1,000+	0.80%	0.80%
(Rate effective from 11 June 2020)

1 Year Fixed Rate Cash ISA (13)^
Annual interest	£1,000+	0.65%	0.65%
(Rate effective from 13 July 2020)

1 Year Fixed Rate Cash ISA (14)^
Annual interest	£1,000+	0.75%	0.75%
(Rate effective from 9 October 2020)

1 Year Fixed Rate Cash ISA (15)^
Annual interest	£1,000+	0.60%	0.60%
(Rate effective from 10 November 2020)

1 Year Fixed Rate Cash ISA (16)^
Annual interest	£1,000+	0.55%	0.55%
(Rate effective from 9 December 2020)

1 Year Fixed Rate Cash ISA (17)^
Annual interest	£1,000+	0.40%	0.40%
(Rate effective from 19 February 2021)

1 Year Fixed Rate Cash ISA (18)^
Annual interest	£1,000+	0.45%	0.45%
(Rates effective 13 July 2021)

1 Year Fixed Rate Cash ISA (19)^
Annual interest	£1,000+	0.65%	0.65%
(Rate effective from 21 January 2022)

1 Year Fixed Rate Cash ISA (20)^
Annual interest	£1,000+	1.10%	1.10%
(Rate effective from 14 April 2022)

1 Year Fixed Rate Cash ISA (21)^
Annual interest	£1,000+	1.40%	1.40%
(Rate effective from 23 June 2022)

1 Year Fixed Rate Cash ISA (22)^
Annual interest	£1,000+	1.80%	1.80%
(Rate effective from 10 August 2022)

1 Year Fixed Rate Cash ISA (23)^
Annual interest	£1,000+	2.50%	2.50%
(Rates effective from 15 September 2022)

1 Year Fixed Rate Cash ISA (24)^
Annual interest	£1,000+	3.50%	3.50%
(Rates effective from 20 October 2022)

1 Year Fixed Rate Cash ISA (25)^
Annual interest	£1,000+	3.80%	3.80%
(Rates effective from 10 November 2022)

1 Year Fixed Rate Cash ISA (26)^
Annual interest	£1,000+	3.55%	3.55%
(Rates effective from 1 December 2022)

1 Year Fixed Rate Cash ISA (27)^
Annual interest	£1,000+	3.40%	3.40%
(Rates effective from 13 January 2023)

1 Year Fixed Rate Cash ISA (28)^
Annual interest	£1,000+	4.15%	4.15%
(Rates effective from 21 June 2023)

1 Year Fixed Rate Cash ISA (29)^
Annual interest	£1,000+	4.75%	4.75%
(Rates effective from 19 July 2023)

1 Year Fixed Rate Cash ISA (30)^
Annual interest	£1,000+	5.55%	5.55%
(Rates effective from 24 August 2023)

1 Year Fixed Rate Cash ISA (31)^
Annual interest	£1,000+	5.70%	5.70%
(Rates effective from 13 October 2023)

1 Year Fixed Rate Cash ISA (32)^
Annual interest	£1,000+	5.25%	5.25%
(Rates effective from 22 November 2023)

1 Year Fixed Rate Cash ISA (33)^
Annual interest	£1,000+	5.00%	5.00%
(Rates effective from 22 December 2023)

1 Year Fixed Rate Cash ISA (34)^
Annual interest	£1,000+	4.70%	4.70%
(Rates effective from 12 January 2024)

1 Year Fixed Rate Cash ISA (35)^
Annual interest	£1,000+	4.55%	4.55%
(Rates effective from 9 February 2024)

1 Year Fixed Rate Cash ISA (36)^
Annual interest	£1,000+	4.40%	4.40%
(Rates effective from 14 August 2024)

1 Year Fixed Rate Cash ISA (37)^
Annual interest	£1,000+	4.20%	4.20%
(Rates effective from 4 October 2024)

2 Year Fixed Rate Cash ISA (4)^
Annual interest	£1,000+	1.71%	1.71%
(Rates effective from 1 April 2019)

2 Year Fixed Rate Cash ISA (5)^
Annual interest	£1,000+	1.61%	1.61%
(Rates effective from 1 August 2019)

2 Year Fixed Rate Cash ISA (6)^
Annual interest	£1,000+	1.51%	1.51%
(Rates effective from 1 November 2019)

2 Year Fixed Rate Cash ISA (7)^
Annual interest	£1,000+	1.36%	1.36%
(Rates effective from 1 January 2020)

2 Year Fixed Rate Cash ISA (8)^
Annual interest	£1,000+	1.16%	1.16%
(Rates effective from 13 May 2020)

2 Year Fixed Rate Cash ISA (9)^
Annual interest	£1,000+	0.86%	0.86%
(Rates effective from 11 June 2020)

2 Year Fixed Rate Cash ISA (10)^
Annual interest	£1,000+	0.75%	0.75%
(Rates effective from 13 July 2020)

2 Year Fixed Rate Cash ISA (11)^
Annual interest	£1,000+	0.85%	0.85%
(Rates effective from 9 October 2020)

2 Year Fixed Rate Cash ISA (12)^
Annual interest	£1,000+	0.70%	0.70%
(Rates effective from 10 November 2020)

2 Year Fixed Rate Cash ISA (13)^
Annual interest	£1,000+	0.65%	0.65%
(Rates effective from 9 December 2020)

2 Year Fixed Rate Cash ISA (14)^
Annual interest	£1,000+	0.45%	0.45%
(Rates effective from 19 February 2021)

2 Year Fixed Rate Cash ISA (15)^
Annual interest	£1,000+	0.50%	0.50%
(Rates effective 13 July 2021)

2 Year Fixed Rate Cash ISA (16)^
Annual interest	£1,000+	0.75%	0.75%
(Rates effective from 21 January 2022)

2 Year Fixed Rate Cash ISA (17)^
Annual interest	£1,000+	1.30%	1.30%
(Rate effective from 14 April 2022)

2 Year Fixed Rate Cash ISA (18)^
Annual interest	£1,000+	1.60%	1.60%
(Rates effective from 23 June 2022)

2 Year Fixed Rate Cash ISA (19)^
Annual interest	£1,000+	2.00%	2.00%
(Rates effective from 10 August 2022)

2 Year Fixed Rate Cash ISA (20)^
Annual interest	£1,000+	2.85%	2.85%
(Rates effective from 15 September 2022)

2 Year Fixed Rate Cash ISA (21)^
Annual interest	£1,000+	3.65%	3.65%
(Rates effective from 20 October 2022)

2 Year Fixed Rate Cash ISA (22)^
Annual interest	£1,000+	4.00%	4.00%
(Rates effective from 10 November 2022)

2 Year Fixed Rate Cash ISA (23)^
Annual interest	£1,000+	3.80%	3.80%
(Rates effective from 1 December 2022)

2 Year Fixed Rate Cash ISA (24)^
Annual interest	£1,000+	3.65%	3.65%
(Rates effective from 13 January 2023)

2 Year Fixed Rate Cash ISA (25)^
Annual interest	£1000+	4.20%	4.20%
(Rates effective from 21 June 2023)

2 Year Fixed Rate Cash ISA (26)^
Annual interest	£1000+	4.80%	4.80%
(Rates effective from 19 July 2023)

2 Year Fixed Rate Cash ISA (27)^
Annual interest	£1,000+	5.50%	5.50%
(Rates effective from 24 August 2023)

2 Year Fixed Rate Cash ISA (28)^
Annual interest	£1,000+	5.10%	5.10%
(Rates effective from 22 November 2023)

2 Year Fixed Rate Cash ISA (29)^
Annual interest	£1,000+	4.90%	4.90%
(Rates effective from 22 December 2023)

2 Year Fixed Rate Cash ISA (30)^
Annual interest	£1,000+	4.50%	4.50%
(Rates effective from 12 January 2024)

2 Year Fixed Rate Cash ISA (31)^
Annual interest	£1,000+	4.25%	4.25%
(Rates effective from 9 February 2024)

2 Year Fixed Rate Cash ISA (32)^
Annual Interest	£1,000+	4.15%	4.15%
(Rates effective from 14 August 2024)

3 Year Fixed Rate Cash ISA (1)^
Annual interest	£1,000+	1.60%	1.60%
(Rates effective from 1 October 2018)

3 Year Fixed Rate Cash ISA (2)^
Annual interest	£1,000+	1.81%	1.81%
(Rates effective from 1 April 2019)

3 Year Fixed Rate Cash ISA (3)^
Annual interest	£1,000+	1.71%	1.71%
(Rates effective from 1 June 2019)

3 Year Fixed Rate Cash ISA (4)^
Annual interest	£1,000+	1.61%	1.61%
(Rate effective from 1 November 2019)

3 Year Fixed Rate Cash ISA (5)^
Annual interest	£1,000+	1.46%	1.46%
(Rates effective from 1 January 2020)

3 Year Fixed Rate Cash ISA (6)^
Annual interest	£1,000+	1.21%	1.21%
(Rates effective from 13 May 2020)

3 Year Fixed Rate Cash ISA (7)^
Annual interest	£1,000+	0.96%	0.96%
(Rates effective from 11 June 2020)

3 Year Fixed Rate Cash ISA (8)^
Annual interest	£1,000+	0.85%	0.85%
(Rates effective from 13 July 2020)

3 Year Fixed Rate Cash ISA (9)^
Annual interest	£1,000+	0.95%	0.95%
(Rates effective from 9 October 2020)

3 Year Fixed Rate Cash ISA (10)^
Annual interest	£1,000+	0.80%	0.80%
(Rates effective from 10 November 2020)

3 Year Fixed Rate Cash ISA (11)^
Annual interest	£1,000+	0.75%	0.75%
(Rates effective from 9 December 2020)

3 Year Fixed Rate Cash ISA (12)^
Annual interest	£1,000+	0.60%	0.60%
(Rates effective from 19 February 2021)

3 Year Fixed Rate Cash ISA (13)^
Annual interest	£1,000+	0.65%	0.65%
(Rates effective 13 July 2021)

3 Year Fixed Rate Cash ISA (14)^
Annual interest	£1,000+	0.85%	0.85%
(Rates effective from 21 January 2022)

3 Year Fixed Rate Cash ISA (15)^
Annual interest	£1,000+	1.40%	1.40%
(Rate effective from 14 April 2022)

3 Year Fixed Rate Cash ISA (16)^
Annual interest	£1,000+	1.70%	1.70%
(Rates effective from 23 June 2022)

3 Year Fixed Rate Cash ISA (17)^
Annual interest	£1,000+	2.10%	2.10%
(Rates effective from 10 August 2022)

3 Year Fixed Rate Cash ISA (18)^
Annual interest	£1000+	2.90%	2.90%
(Rates effective from 15 September 2022)

3 Year Fixed Rate Cash ISA (19)^
Annual interest	£1,000+	3.70%	3.70%
(Rates effective from 20 October 2022)

3 Year Fixed Rate Cash ISA (20)^
Annual interest	£1,000+	4.10%	4.10%
(Rates effective from 10 November 2022)

3 Year Fixed Rate Cash ISA (21)^
Annual interest	£1000+	3.90%	3.90%
(Rates effective from 1 December 2022)

3 Year Fixed Rate Cash ISA (22)^
Annual interest	£1,000+	3.75%	3.75%
(Rates effective from 13 January 2023)

3 Year Fixed Rate Cash ISA (23)^
Annual interest	£1000+	4.20%	4.20%
(Rates effective from 21 June 2023)

3 Year Fixed Rate Cash ISA (24)^
Annual interest	£1000+	4.80%	4.80%
(Rates effective from 19 July 2023)

3 Year Fixed Rate Cash ISA (25)^
Annual interest	£1,000+	5.20%	5.20%
(Rates effective from 24 August 2023)

3 Year Fixed Rate Cash ISA (26)^
Annual interest	£1,000+	4.85%	4.85%
(Rates effective from 22 November 2023)

3 Year Fixed Rate Cash ISA (27)^
Annual interest	£1,000+	4.70%	4.70%
(Rates effective from 22 December 2023)

3 Year Fixed Rate Cash ISA (28)^
Annual interest	£1,000+	4.30%	4.30%
(Rates effective from 12 January 2024)

3 Year Fixed Rate Cash ISA (29)^
Annual Interest	£1,000+	4.05%	4.05%
(Rates effective from 9 February 2024)

3 Year Fixed Rate Cash ISA (30)^
Annual interest	£1,000+	3.85%	3.85%
(Rates effective from 4 October 2024)

5 Year Fixed Rate Cash ISA (1)^
Annual interest	£1,000+	2.00%	2.00%
(Rates effective from 1 April 2018)

5 Year Fixed Rate Cash ISA (2)^
Annual interest	£1,000+	2.10%	2.10%
(Rates effective from 1 May 2018)

5 Year Fixed Rate Cash ISA (3)^
Annual interest	£1,000+	2.00%	2.00%
(Rates effective from 1 June 2019)

5 Year Fixed Rate Cash ISA (4)^
Annual interest	£1,000+	1.80%	1.80%
(Rate effective from 1 November 2019)

5 Year Fixed Rate Cash ISA (5)^
Annual interest	£1,000+	1.75%	1.75%
(Rates effective from 1 December 2019)

5 Year Fixed Rate Cash ISA (6)^
Annual interest	£1,000+	1.60%	1.60%
(Rates effective from 1 January 2020)

5 Year Fixed Rate Cash ISA (7)^
Annual interest	£1,000+	1.55%	1.55%
(Rates effective from 27 March 2020)

5 Year Fixed Rate Cash ISA (8)^
Annual interest	£1,000+	1.50%	1.50%
(Rates effective from 13 July 2020)

5 Year Fixed Rate Cash ISA (9)^
Annual interest	£1,000+	1.30%	1.30%
(Rates effective from 13 May 2020)

5 Year Fixed Rate Cash ISA (10)^
Annual interest	£1,000+	1.05%	1.05%
(Rates effective from 11 June 2020)

5 Year Fixed Rate Cash ISA (11)^
Annual interest	£1,000+	0.95%	0.95%
(Rates effective from 13 July 2020)

5 Year Fixed Rate Cash ISA (12)^
Annual interest	£1,000+	1.10%	1.10%
(Rates effective from 9 October 2020)

5 Year Fixed Rate Cash ISA (13)^
Annual interest	£1,000+	0.95%	0.95%
(Rates effective from 10 November 2020)

5 Year Fixed Rate Cash ISA (14)^
Annual interest	£1,000+	0.90%	0.90%
(Rates effective from 9 December 2020)

5 Year Fixed Rate Cash ISA (15)^
Annual interest	£1,000+	0.70%	0.70%
(Rates effective from 19 February 2021)

5 Year Fixed Rate Cash ISA (16)^
Annual interest	£1,000+	0.85%	0.85%
(Rates effective 13 July 2021)

5 Year Fixed Rate Cash ISA (17)^
Annual interest	£1,000%	1.00%	1.00%
(Rates effective from 21 January 2022)

5 Year Fixed Rate Cash ISA (18)^
Annual interest	£1,000+	1.50%	1.50%
(Rate effective from 14 April 2022)

5 Year Fixed Rate Cash ISA (19)^
Annual interest	£1,000+	1.80%	1.80%
(Rates effective from 23 June 2022)

5 Year Fixed Rate Cash ISA (20)^
Annual interest	£1,000+	2.20%	2.20%
(Rates effective from 10 August 2022)

5 Year Fixed Rate Cash ISA (21)^
Annual interest	£1000+	2.95%	2.95%
(Rates effective from 15 September 2022)

5 Year Fixed Rate Cash ISA (22)^
Annual interest	£1,000+	3.75%	3.75%
(Rates effective from 20 October 2022)

5 Year Fixed Rate Cash ISA (23)^
Annual interest	£1,000+	4.15%	4.15%
(Rates effective from 10 November 2022)

5 Year Fixed Rate Cash ISA (24)^
Annual interest	£1000+	4.00%	4.00%
(Rates effective from 1 December 2022)

5 Year Fixed Rate Cash ISA (25)^
Annual interest	£1,000+	3.85%	3.85%
(Rates effective from 13 January 2023)

5 Year Fixed Rate Cash ISA (26)^
Annual interest	£1000+	4.05%	4.05%
(Rates effective from 21 June 2023)

5 Year Fixed Rate Cash ISA (27)^
Annual interest	£1000+	4.65%	4.65%
(Rates effective from 19 July 2023)

5 Year Fixed Rate Cash ISA (28)^
Annual interest	£1,000+	5.00%	5.00%
(Rates effective from 24 August 2023)

5 Year Fixed Rate Cash ISA (29)^
Annual interest	£1,000+	4.60%	4.60%
(Rates effective from 22 November 2023)

5 Year Fixed Rate Cash ISA (30)^
Annual interest	£1,000+	4.50%	4.50%
(Rates effective from 22 December 2023)

5 Year Fixed Rate Cash ISA (31)^
Annual interest	£1,000+	4.00%	4.00%
(Rates effective from 12 January 2024)

5 Year Fixed Rate Cash ISA (32)^
Annual Interest	£1,000+	3.75%	3.75%
(Rates effective from 9 February 2024)

5 Year Fixed Rate Cash ISA (33)^
Annual interest	£1,000+	3.60%	3.60%
(Rates effective from 4 October 2024)

Notes:

# AER stands for Annual Equivalent Rate and illustrates what the annual rate would be if interest was compounded.

^ Interest is paid tax-free as it is currently exempt from income tax. The future tax treatment of Individual Savings Accounts may vary.

Do you need our help?

If you have questions or need our help please contact our friendly Savings Service Team.

Get in touch