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Buy to Let mortgage eligibility form

Find out how much you might be eligible to borrow with our Buy to Let mortgage eligibility form.

The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.

This Buy to Let mortgage eligibility form has been designed to help us provide you with an estimation of how much you might be eligible to borrow. An estimation does not reserve funds for any specific product.

A response will be emailed back to you, normally within one business day and is valid for the following 14 days.

We must be satisfied that you are able to demonstrate a current track record (minimum 12 months) for either mortgage or rent payments. If you are not familiar with the lettings market and a landlord's responsibilities, a professional managing agent must be appointed for the letting. You must be either gainfully employed or have investment, pension or other income. Proof of income may be required.

Please note that the property to be mortgaged must be located in England or Wales. Most forms of Buy to Let mortgage are not regulated by the Financial Conduct Authority (FCA).

If you have any queries, please call our New Business Team on 03330 140140.

* Indicates required information

How many applicants are there?*

Applicant 1

Title*

Surname*

Forename*

Contact telephone number*

Email address*

Age*

Are you an Expat?*

Country of residence

Have you ever:

had a Court Order registered against you or any such proceedings pending ?*

made arrangements with creditors or been made bankrupt or any such proceedings pending ?*

had a mortgage application on a property refused ?*

been in excess of two monthly payments, in arrears with any credit or mortgage agreements or had a mortgaged property repossessed ?*

If your answer was 'Yes' to any of the last four questions please provide details:

Applicant 2

Title*

Surname*

Forename*

Age*

Have you ever:

had a Court Order registered against you or any such proceedings pending ?*

made arrangements with creditors or been made bankrupt or any such proceedings pending ?*

had a mortgage application on a property refused ?*

been in excess of two monthly payments, in arrears with any credit or mortgage agreements or had a mortgaged property repossessed ?*

If your answer was 'Yes' to any of the last four questions please provide details:

Will all borrowers occupy the property? *

Yes

If no, the case will be assessed under our JMSO criteria and will be referred to our Underwriting team before an application can be submitted.

Please provide the following details in the additional information section at the bottom of this form:

The name of the occupying borrower(s) of the property
The relationship between the occupying borrower(s) and non-occupying borrower(s)
Does the non-occupying borrower(s) have a mortgage elsewhere, and if so, what is the value outstanding?
The expected future income of the occupying borrower(s)

Property details

Gross monthly rent*

Is the property located in England / Wales?* If the answer is NO we cannot proceed

Please select the mortgage type*

Property type / construction*

Product required*

Loan amount*

Existing mortgage loan amount (if applicable)

Loan term*

Purchase price / property value (minimum £120,000)*

Is the property a Consumer Buy to Let? (i.e. Have you accidentally found yourself with a property to rent out – e.g. through an inheritance?) *

Yes

Note: Please be aware that if you are an expat, the mortgage will only be available on an Interest-Only basis.

Repayment

Interest-Only

If Interest-Only, please state the repayment vehicle/strategy, or we cannot consider.

Additional information

Please add any additional information here.

We use and retain details about you to respond to your enquiries, for research or analysis, and to check for mortgage eligibility. To find out more, you can read our privacy policy.