Notices

  • Savings customers - interest rates on many of our variable rate savings products decreased on 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes

  • Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)

    Managed Mortgage Rates and Discounted Variable Rates

    From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.

Have your say

We value your feedback. It helps us improve and it's often the simple things that make the difference.

Tell us what you think by clicking the link below to write a quick review. You’ll be taken to the website of Smart Money People who are an independent review and insight company for the UK financial services industry.

You can read all reviews, or leave a review yourself read all reviews, or leave a review yourself.

 

Thank you in advance for helping us to improve our service to you.

 


Smart Money People