Notices
  • Savings products - In preparation of the launch of our new and improved Online Service we have temporarily withdrawn online applications for all our savings products. You can still apply for these products by post or in branch. All savings products will be available to apply online from 12 May. We apologise for any inconvenience this may cause.

  • We’ll shortly be making some changes to our Online Service to make it simpler and easier for you to use.  

    Our new Online Service will have a modern design, improved navigation and many added benefits.  

    Find out more about the changes

  • Mortgage products - On Wednesday 23 April, we made changes to our mortgage product range. These include rate adjustments across our fixed rate products, and an increase to our Owner Occupier Joint Borrower Sole Proprietor maximum LTV to up to 90% (with no additional security required) for loans up to £500,000.
  • Online Service update. Due to planned essential maintenance our Online Service will be unavailable from 6pm until 12am on Wednesday 7 May. Our Online Service will also be unavailable between 5.30pm on Friday 9 May until 9am on Monday 12 May. We apologise for any inconvenience this may cause.

Moving home with us

As an existing customer looking to move home you can apply to take your current mortgage deal with you.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

If you already have one of our Family Building Society mortgages and you're looking to move home, then you'll be pleased to hear that you can take your current mortgage with you - this is known as 'porting', transferring your existing mortgage to a new property.

If you port your mortgage, you also have the option to borrow more should you choose to. Any additional borrowing must be taken using a new mortgage from our current range of products available.

Alternatively you can start a new mortgage product, but you may need to pay an early repayment charges which are due on your existing mortgage. See 'Early Repayment Charges' below for further information.

Whichever route is right for you please remember to let us know in good time.

Get in touch

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Exclusive benefit for existing mortgage borrowers

As an exclusive benefit for our existing borrowers, who are moving home and taking out a new owner occupier mortgage with us, you do not have to pay a valuation fee for a property value of up to £500,000 and the valuation fee will be discounted by £330 if your property value is above £500,000. 

After successful completion of the porting application we will also refund the £175 application fee.

Early Repayment Charges

If your existing mortgage product includes an Early Repayment Charge, by changing your mortgage product you will incur this charge. To avoid this, and as long as the property you are moving to meets our standard lending criteria, you can apply to transfer your existing mortgage product terms to a new mortgage on the new property. Provided your sale and purchase take place at the same time, no Early Repayment Charge will be payable.

If you intend to repay part of your existing mortgage when you move please remember to check the terms to establish how much the Early Repayment Charge will be. The charge will only be applied to the amount of the loan repaid.

Looking to borrow more?

If you want to borrow more on your mortgage we have a range of mortgage products available.