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Owner Occupier mortgages for additional borrowing
See all of our current Owner Occupier mortgage products available for additional borrowing.All of these Owner Occupier mortgage products have limited funds available and may be withdrawn at any time. Our mortgages are available to applicants aged 18 and over for properties in England or Wales.
This information should be read in conjunction with the 'Getting a Mortgage: what you need to know' guide, which provides important information about our mortgage services.
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
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---|---|---|---|---|---|---|---|---|---|---|
4.89% 5 Year Fixed Rate to 31/05/2030 (XF0908) |
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4.89% | 8.19% |
5.7% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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4.99% 5 Year Fixed Rate to 31/05/2030 (XF0909) |
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4.99% | 8.19% |
5.8% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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4.99% JBSP 5 Year Fixed Rate to 31/05/2030 (XF0910) |
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4.99% | 8.19% |
6.8% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.04% 3 Year Fixed Rate to 30/04/2028 (XF0906) |
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5.04% | 8.19% |
6.6% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.09% JBSP 5 Year Fixed Rate to 31/05/2030 (XF0911) |
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5.09% | 8.19% |
6.8% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.14% 3 Year Fixed Rate to 30/04/2028 (XF0907) |
||||||||||
5.14% | 8.19% |
6.7% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.14% 5 Year Fixed Rate to 31/05/2030 (XF0917) |
||||||||||
5.14% | 8.19% |
6.6% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.19% Family Mortgage 5 Year Fixed Rate to 31/05/2030 (XF0912) |
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5.19% | 8.19% |
7.1% |
|
95% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.19% FFGM 5 Year Fixed Rate to 31/05/2030 (XF0920 - RP) |
||||||||||
5.19% | 8.19% |
7.1% |
|
95% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.19% FFGM 5 Year Fixed Rate to 31/05/2030 (XF0920 - IO) |
||||||||||
5.19% | 8.19% |
7.3% |
|
95% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.24% 2 Year Fixed Rate to 31/03/2027 (XF0902) |
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5.24% | 8.19% |
7.2% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.34% 2 Year Fixed Rate to 31/03/2027 (XF0903) |
||||||||||
5.34% | 8.19% |
7.3% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.34% JBSP 2 Year Fixed Rate to 31/03/2027 (XF0904) |
||||||||||
5.34% | 8.19% |
7.8% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.39% 5 Year Fixed Rate to 31/05/2030 (XF0918) |
||||||||||
5.39% | 8.19% |
6.7% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% JBSP 2 Year Fixed Rate to 31/03/2027 (XF0905) |
||||||||||
5.44% | 8.19% |
7.8% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 2 Year Fixed Rate to 31/03/2027 (XF0913) |
||||||||||
5.49% | 8.19% |
7.7% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.54% RIO 5 Year Fixed Rate to 31/05/2030 (XFZ026) |
||||||||||
5.54% | 8.19% |
7.1% |
|
50% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.74% 2 Year Fixed Rate to 31/03/2027 (XF0914) |
||||||||||
5.74% | 8.19% |
7.8% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.79% JBSP 2 Year Fixed Rate to 31/03/2027 (XF0916) |
||||||||||
5.79% | 8.19% |
8.0% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.04% Offset (2.25% discounted rate from follow on rate) for 2 years (XO0071) |
||||||||||
6.04% | 8.29% |
7.8% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.14% Offset (2.15% discounted rate from follow on rate) for 2 years (XO0072) |
||||||||||
6.14% | 8.29% |
7.8% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.19% (2.00% discounted rate from follow on rate) for 3 years (XD0219) |
||||||||||
6.19% | 8.19% |
7.8% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.34% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0215) |
||||||||||
6.34% | 8.19% |
8.2% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.44% (1.75% discounted rate from follow on rate) for 3 years (XD0220) |
||||||||||
6.44% | 8.19% |
7.9% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.59% JBSP (1.60% discounted rate from follow on rate) for 2 years (XD0216) |
||||||||||
6.59% | 8.19% |
8.3% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.