Notices

We've launched a new issue of our Online Saver, paying 4.52% Gross AER on balances of £100+. Find out more

The Online Saver (11) is now available for applications via our Online Service. Find out more and apply.
Our new 1 Year Fixed Rate Bond (59) paying 4.46% Gross AER on balances of £10,000+ is now on sale. Find out more and apply online.
Our new and improved Online Service is here. Find out more

We've made some improvements to our Online Service. With several enhancements and added benefits our Online Service is now simpler and easier for you to use. Online Service changes
Savings customers - interest rates on many of our variable rate savings products have decreased from 9 June. Find out more

We have emailed or written to you to let you know of how these interest rate decreases affect you. View our variable savings rate changes

Individual Buy to Let mortgages for product switch

See our current range of individual Buy to Let mortgage products available for product switch for existing borrowers.

All of these mortgage products have limited funds available and may be withdrawn at any time.

Look at a summary of our all current range of Buy to Let mortgage products available for product switch.

If you have converted your property to a HMO, please get in touch with us so that we can discuss what HMO product options are available for you.

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Initial interest rate	Current follow on rate	Overall cost for comparison	Repayment or Interest-Only?	Max % Loan to Value (LTV)	Product fees	Next steps
5.24% 2 Year Fixed Rate to 30/11/2027 (XF1048)						Compare
5.24%	8.69%	7.9%APRC	Interest-Only Repayment	60%	£0~	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 30/11/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/11/2026, 1% until 30/11/2027 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.9% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.29% Expat 2 Year Fixed Rate to 30/11/2027 (XF1060)						Compare
5.29%	8.69%	8.3%APRC	Interest-Only	60%	£0~	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 30/11/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/11/2026, 1% until 30/11/2027 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.29% 5 Year Fixed Rate to 30/11/2030 (XF1050)						Compare
5.29%	8.69%	6.8%APRC	Interest-Only Repayment	60%	£0~	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 30/11/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/11/2026, 4% until 30/11/2027, 3% until 30/11/2028, 2% until 30/11/2029, 1% until 30/11/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.34% Expat 5 Year Fixed Rate to 30/11/2030 (XF1062)						Compare
5.34%	8.69%	7.5%APRC	Interest-Only	60%	£0~	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 30/11/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/11/2026, 4% until 30/11/2027, 3% until 30/11/2028, 2% until 30/11/2029, 1% until 30/11/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.5% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.39% 2 Year Fixed Rate to 30/11/2027 (XF1049)						Compare
5.39%	8.69%	8.0%APRC	Interest-Only Repayment	75%	£0~	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 75% Fixed Rate end date - 30/11/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/11/2026, 1% until 30/11/2027 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.0% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.44% Expat 2 Year Fixed Rate to 30/11/2027 (XF1061)						Compare
5.44%	8.69%	8.3%APRC	Interest-Only	75%	£0~	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 75% Fixed Rate end date - 30/11/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/11/2026, 1% until 30/11/2027 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.44% 5 Year Fixed Rate to 30/11/2030 (XF1051)						Compare
5.44%	8.69%	6.9%APRC	Interest-Only Repayment	75%	£0~	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 75% Fixed Rate end date - 30/11/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/11/2026, 4% until 30/11/2027, 3% until 30/11/2028, 2% until 30/11/2029, 1% until 30/11/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.9% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% Expat 5 Year Fixed Rate to 30/11/2030 (XF1063)						Compare
5.49%	8.69%	7.6%APRC	Interest-Only	75%	£0~	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 75% Fixed Rate end date - 30/11/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/11/2026, 4% until 30/11/2027, 3% until 30/11/2028, 2% until 30/11/2029, 1% until 30/11/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back

Comparing two mortgage products


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Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

Individual Buy to Let mortgages for product switch

5.24% 2 Year Fixed Rate to 30/11/2027 (XF1048)

Some key features of this mortgage

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5.29% Expat 2 Year Fixed Rate to 30/11/2027 (XF1060)

Some key features of this mortgage

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5.29% 5 Year Fixed Rate to 30/11/2030 (XF1050)

Some key features of this mortgage

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5.34% Expat 5 Year Fixed Rate to 30/11/2030 (XF1062)

Some key features of this mortgage

Take the next step:

5.39% 2 Year Fixed Rate to 30/11/2027 (XF1049)

Some key features of this mortgage

Take the next step:

5.44% Expat 2 Year Fixed Rate to 30/11/2027 (XF1061)

Some key features of this mortgage

Take the next step:

5.44% 5 Year Fixed Rate to 30/11/2030 (XF1051)

Some key features of this mortgage

Take the next step:

5.49% Expat 5 Year Fixed Rate to 30/11/2030 (XF1063)

Some key features of this mortgage

Take the next step:

Comparing two mortgage products