Service update - due to planned essential maintenance our Online Service will be unavailable on Friday 28 January from 18:00 until Saturday 29 January 12:00.
Following the Bank of England’s decision to raise the Bank Rate by 0.15% to 0.25% in December 2021, Windfall Bond and Tracker Savings Bond rates increased by 0.15% from 1 January 2022. Tracker mortgages changed from 25 January and we have written to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. We will be considering our other savings and our variable mortgage rates after the Bank of England MPC meeting on 3 February. (Notice updated 19/01/22)
- Please note that the Premium Saver (5) has now been withdrawn from sale.
If you have opened an account, you may add funds until 3pm, 7 February 2022, after this no additions will be allowed.
RIO mortgages for existing borrowers
See our current range of Retirement Interest-Only mortgage products available for product switch.
All of these mortgage products have limited funds available and may be withdrawn at any time. Our mortgages are available to applicants aged 18 and over for properties in England or Wales
This information should be read in conjunction with the following documents: 'Additional Information about our Mortgages' and ' Getting a Mortgage: what you need to know' guide, which provide important information about our mortgage services.
|Initial interest rate||Current follow on rate||Overall cost for comparison||Repayment or Interest-Only?||Max % Loan to Value (LTV)||Product fees||
2.99% 5 year fixed rate Retirement Interest-Only
£500 cashback for remortgages^
Some key features of this mortgage
See full details for fee details, documents you'll need, and more.
Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.