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Savings products - In preparation of the launch of our new and improved Online Service we have temporarily withdrawn online applications for all our savings products. You can still apply for these products by post or in branch. All savings products will be available to apply online from 12 May. We apologise for any inconvenience this may cause.
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Online Service update. Due to planned essential maintenance our Online Service will be unavailable from 6pm until 12am on Wednesday 7 May. Our Online Service will also be unavailable between 5.30pm on Friday 9 May until 9am on Monday 12 May. We apologise for any inconvenience this may cause.

RIO mortgages for existing borrowers
See our current range of Retirement Interest-Only mortgage products available for product switch.
All of these mortgage products have limited funds available and may be withdrawn at any time.
View a summary of our current range of RIO mortgage products available for product switch.
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Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
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5.54% RIO 5 Year Fixed Rate to 31/08/2030 (XFZ028) |
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5.54% | 7.94% |
6.9% |
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50% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.