Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
4.79% 2 Year Fixed Rate to 31/03/2028 (XF1114) |
Code XF1114 | |||||||||
More info | 31/03/2028 | 7.69% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.89% 2 Year Fixed Rate to 31/03/2028 (XF1115) |
Code XF1115 | |||||||||
More info | 31/03/2028 | 7.69% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.94% JBSP 2 Year Fixed Rate to 31/03/2028 (XF1116) |
Code XF1116 | |||||||||
More info | 31/03/2028 | 7.69% | 80% | £None | £599~ | £500^ | Yes | No | Yes | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.04% JBSP 2 Year Fixed Rate to 31/03/2028 (XF1117) |
Code XF1117 | |||||||||
More info | 31/03/2028 | 7.69% | 90% | £None | £599~ | £500^ | Yes | No | Yes | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.89% 5 Year Fixed Rate to 31/03/2031 (XF1120) |
Code XF1120 | |||||||||
More info | 31/03/2031 | 7.69% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.99% 5 Year Fixed Rate to 31/03/2031 (XF1121) |
Code XF1121 | |||||||||
More info | 31/03/2031 | 7.69% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.14% JBSP 5 Year Fixed Rate to 31/03/2031 (XF1123) |
Code XF1123 | |||||||||
More info | 31/03/2031 | 7.69% | 90% | £None | £599~ | £500^ | Yes | No | Yes | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.04% JBSP 5 Year Fixed Rate to 31/03/2031 (XF1122) |
Code XF1122 | |||||||||
More info | 31/03/2031 | 7.69% | 80% | £None | £599~ | £500^ | Yes | No | Yes | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.19% Family Mortgage 5 Year Fixed Rate to 31/03/2031 (XF1124) |
Code XF1124 | |||||||||
More info | 31/03/2031 | 7.69% | 95% | £175* | £599~ | £250^ | Yes | No | Yes | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.34% 2 Year Fixed Rate to 31/03/2028 (XF1127) |
Code XF1127 | |||||||||
More info | 31/03/2028 | 7.69% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% JBSP 2 Year Fixed Rate to 31/03/2028 (XF1129) |
Code XF1129 | |||||||||
More info | 31/03/2028 | 7.69% | 60% | £175* | £599~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% 2 Year Fixed Rate to 31/03/2028 (XF1128) |
Code XF1128 | |||||||||
More info | 31/03/2028 | 7.69% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% 5 Year Fixed Rate to 31/03/2031 (XF1133) |
Code XF1133 | |||||||||
More info | 31/03/2031 | 7.69% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.29% 5 Year Fixed Rate to 31/03/2031 (XF1132) |
Code XF1132 | |||||||||
More info | 31/03/2031 | 7.69% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.54% RIO 5 Year Fixed Rate to 31/03/2031 (XFZ031) |
Code XFZ031 | |||||||||
More info | 31/03/2031 | 7.69% | 50% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.09% 2 Year Fixed Rate to 31/03/2028 (XF1135) |
Code XF1135 | |||||||||
More info | 31/03/2028 | 8.44% | 60% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.34% 5 Year Fixed Rate to 28/02/2031 (XF1138) |
Code XF1138 | |||||||||
More info | 28/02/2031 | 8.44% | 75% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.19% 5 Year Fixed Rate to 28/02/2031 (XF1137) |
Code XF1137 | |||||||||
More info | 28/02/2031 | 8.44% | 60% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.24% 2 Year Fixed Rate to 31/03/2028 (XF1136) |
Code XF1136 | |||||||||
More info | 31/03/2028 | 8.44% | 75% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.34% HMO 2 Year Fixed Rate to 31/03/2028 (XF1139) |
Code XF1139 | |||||||||
More info | 31/03/2028 | 8.44% | 75% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
- 1 (current)
- 2
- 3
- 4
- 5
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
Next steps | |||
---|---|---|---|---|---|---|---|---|---|---|
4.79% 2 Year Fixed Rate to 31/03/2028 (XF1114) |
||||||||||
4.79% | 7.69% |
7.0% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.89% 2 Year Fixed Rate to 31/03/2028 (XF1115) |
||||||||||
4.89% | 7.69% |
7.0% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.94% JBSP 2 Year Fixed Rate to 31/03/2028 (XF1116) |
||||||||||
4.94% | 7.69% |
7.4% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.04% JBSP 2 Year Fixed Rate to 31/03/2028 (XF1117) |
||||||||||
5.04% | 7.69% |
7.4% |
|
90% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.89% 5 Year Fixed Rate to 31/03/2031 (XF1120) |
||||||||||
4.89% | 7.69% |
6.0% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.99% 5 Year Fixed Rate to 31/03/2031 (XF1121) |
||||||||||
4.99% | 7.69% |
6.1% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.14% JBSP 5 Year Fixed Rate to 31/03/2031 (XF1123) |
||||||||||
5.14% | 7.69% |
6.8% |
|
90% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.04% JBSP 5 Year Fixed Rate to 31/03/2031 (XF1122) |
||||||||||
5.04% | 7.69% |
6.8% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.19% Family Mortgage 5 Year Fixed Rate to 31/03/2031 (XF1124) |
||||||||||
5.19% | 7.69% |
6.9% |
|
95% | £599~ |
£250 cashback for purchase applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 2 Year Fixed Rate to 31/03/2028 (XF1127) |
||||||||||
5.34% | 7.69% |
7.4% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% JBSP 2 Year Fixed Rate to 31/03/2028 (XF1129) |
||||||||||
5.44% | 7.69% |
7.6% |
|
60% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 2 Year Fixed Rate to 31/03/2028 (XF1128) |
||||||||||
5.49% | 7.69% |
7.5% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% 5 Year Fixed Rate to 31/03/2031 (XF1133) |
||||||||||
5.44% | 7.69% |
6.8% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.29% 5 Year Fixed Rate to 31/03/2031 (XF1132) |
||||||||||
5.29% | 7.69% |
6.7% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% RIO 5 Year Fixed Rate to 31/03/2031 (XFZ031) |
||||||||||
5.54% | 7.69% |
6.9% |
|
50% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.09% 2 Year Fixed Rate to 31/03/2028 (XF1135) |
||||||||||
5.09% | 8.44% |
8.2% |
|
60% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 5 Year Fixed Rate to 28/02/2031 (XF1138) |
||||||||||
5.34% | 8.44% |
7.5% |
|
75% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.19% 5 Year Fixed Rate to 28/02/2031 (XF1137) |
||||||||||
5.19% | 8.44% |
7.5% |
|
60% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% 2 Year Fixed Rate to 31/03/2028 (XF1136) |
||||||||||
5.24% | 8.44% |
8.2% |
|
75% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% HMO 2 Year Fixed Rate to 31/03/2028 (XF1139) |
||||||||||
5.34% | 8.44% |
8.2% |
|
75% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
- 1 (current)
- 2
- 3
- 4
- 5

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Case study - A second chance at being a homeowner in retirement
Alicia wanted to relocate and become a homeowner again in her retirement
Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

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