Notices
-
Online Service update. Due to planned essential maintenance, our Online Service will be unavailable from 10pm on Monday 27 April to 2am on Tuesday 28 April. We apologise for any inconvenience this may cause.
-
We've launched a new issue of our Online Saver (12), paying 4.15% Gross AER on balances of £100+. Find out more and apply.
- Savings customers: Your 2025 / 2026 Annual Interest Savings Summary are currently being processed and are due to be delivered by 28 April 2026.
| Annual interest (AER gross) | Account rate type | Minimum opening amount | Additional information | Monthly interest option? | Withdrawal limits | Available to new customers? | Next steps |
|---|---|---|---|---|---|---|---|
Online Saver (12) |
|||||||
| 4.15% |
|
£100 |
Open and manage online only |
No | £25,000 per day, per account | Yes | See details and apply online |
| See details and apply online | |||||||
1 Year Fixed Rate Cash ISA (46) |
|||||||
| 4.25% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
2 Year Fixed Rate Cash ISA (40) |
|||||||
| 4.20% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
3 Year Fixed Rate Cash ISA (37) |
|||||||
| 4.00% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
5 Year Fixed Rate Cash ISA (39) |
|||||||
| 4.00% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
1 Year Fixed Rate Bond (67) |
|||||||
| 4.15% to 4.35% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | No withdrawals or closure before maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
2 Year Fixed Rate Bond (52) |
|||||||
| 4.00% to 4.20% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | No withdrawals or closure before maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
3 Year Fixed Rate Bond (51) |
|||||||
| 3.80% to 4.00% |
|
£1,000 | This account is available to new and existing customers. | Yes | No withdrawals or closure before maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
5 Year Fixed Rate Bond (44) |
|||||||
| 3.80% to 4.00% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | No withdrawals or closure before maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
Family Security Account (1) |
|||||||
| 3.05% |
|
£1 |
|
No | Withdrawals or account closure are only available following a review of the linked Family Mortgage | No | View full details |
| View full details | |||||||
Market Tracker Cash ISA (2) |
|||||||
| 3.93% |
|
£1 |
Apply and manage online, by post or at our Epsom branch |
No | Unlimited | Yes | See details and apply online |
| See details and apply online | |||||||
Junior Cash ISA (3) |
|||||||
| 3.45% to 3.70% |
|
£1 |
|
No | No withdrawals allowed. Account cannot be closed until the account holder reaches age 18. | Yes | View full details |
| View full details | |||||||
Market Tracker Saver (1) |
|||||||
| 3.88% |
|
£1 |
Open online, by post or in branch. |
No | £25,000 per day, per account | 20 allowed annually. | Yes | See details and apply online |
| See details and apply online | |||||||
35 Day Notice Saver (3) |
|||||||
| 2.95% to 3.30% |
|
£1,000 |
|
Yes | After 35 days notice. | Yes | See details and apply online |
| See details and apply online | |||||||
35 Day Notice Cash ISA (3) |
|||||||
| 3.10% to 3.30% |
|
£3,000 |
Open online, by post or in branch |
No | After 35 days' notice. Also Available without notice subject to the loss of 35 days' interest on the total amount withdrawn. | Yes | See details and apply online |
| See details and apply online | |||||||
Windfall Bond |
|||||||
| 2.75% |
|
£10,000 | Open online, by post or in branch. | No | No withdrawals. Closure after 35 days' notice. | Yes | See details and apply online |
| See details and apply online | |||||||
Flexible ISA (3) |
|||||||
| 2.35% |
|
£500 |
|
No | 12 allowed annually. | Yes | See details and apply online |
| See details and apply online | |||||||
Branch Saver (5) |
|||||||
| 2.30% to 2.40% |
|
£1 |
|
No | Immediate withdrawal by cheque from branch is £50,000 only. | Yes | View full details |
| View full details | |||||||
Everyday Saver (3) |
|||||||
| 2.25% to 2.35% |
|
£100 |
|
No | 12 allowed annually. | Yes | See details and apply online |
| See details and apply online | |||||||
Junior Saver (2) |
|||||||
| 3.35% to 3.60% |
|
£1 |
|
No | 12 allowed annually. | Yes | View full details |
| View full details | |||||||
Comparing two savings accounts
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
| Annual interest (AER gross) | Account rate type | Minimum opening amount | Additional information | Monthly interest option? | Withdrawal limits | Available to new customers? | Next steps |
|---|---|---|---|---|---|---|---|
Online Saver (12) |
|||||||
| 4.15% |
|
£100 |
Open and manage online only |
No | £25,000 per day, per account | Yes | See details and apply online |
| See details and apply online | |||||||
1 Year Fixed Rate Cash ISA (46) |
|||||||
| 4.25% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
2 Year Fixed Rate Cash ISA (40) |
|||||||
| 4.20% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
3 Year Fixed Rate Cash ISA (37) |
|||||||
| 4.00% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
5 Year Fixed Rate Cash ISA (39) |
|||||||
| 4.00% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
1 Year Fixed Rate Bond (67) |
|||||||
| 4.15% to 4.35% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | No withdrawals or closure before maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
2 Year Fixed Rate Bond (52) |
|||||||
| 4.00% to 4.20% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | No withdrawals or closure before maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
3 Year Fixed Rate Bond (51) |
|||||||
| 3.80% to 4.00% |
|
£1,000 | This account is available to new and existing customers. | Yes | No withdrawals or closure before maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
5 Year Fixed Rate Bond (44) |
|||||||
| 3.80% to 4.00% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | No withdrawals or closure before maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
Family Security Account (1) |
|||||||
| 3.05% |
|
£1 |
|
No | Withdrawals or account closure are only available following a review of the linked Family Mortgage | No | View full details |
| View full details | |||||||
Market Tracker Cash ISA (2) |
|||||||
| 3.93% |
|
£1 |
Apply and manage online, by post or at our Epsom branch |
No | Unlimited | Yes | See details and apply online |
| See details and apply online | |||||||
Junior Cash ISA (3) |
|||||||
| 3.45% to 3.70% |
|
£1 |
|
No | No withdrawals allowed. Account cannot be closed until the account holder reaches age 18. | Yes | View full details |
| View full details | |||||||
Market Tracker Saver (1) |
|||||||
| 3.88% |
|
£1 |
Open online, by post or in branch. |
No | £25,000 per day, per account | 20 allowed annually. | Yes | See details and apply online |
| See details and apply online | |||||||
35 Day Notice Saver (3) |
|||||||
| 2.95% to 3.30% |
|
£1,000 |
|
Yes | After 35 days notice. | Yes | See details and apply online |
| See details and apply online | |||||||
35 Day Notice Cash ISA (3) |
|||||||
| 3.10% to 3.30% |
|
£3,000 |
Open online, by post or in branch |
No | After 35 days' notice. Also Available without notice subject to the loss of 35 days' interest on the total amount withdrawn. | Yes | See details and apply online |
| See details and apply online | |||||||
Windfall Bond |
|||||||
| 2.75% |
|
£10,000 | Open online, by post or in branch. | No | No withdrawals. Closure after 35 days' notice. | Yes | See details and apply online |
| See details and apply online | |||||||
Flexible ISA (3) |
|||||||
| 2.35% |
|
£500 |
|
No | 12 allowed annually. | Yes | See details and apply online |
| See details and apply online | |||||||
Branch Saver (5) |
|||||||
| 2.30% to 2.40% |
|
£1 |
|
No | Immediate withdrawal by cheque from branch is £50,000 only. | Yes | View full details |
| View full details | |||||||
Everyday Saver (3) |
|||||||
| 2.25% to 2.35% |
|
£100 |
|
No | 12 allowed annually. | Yes | See details and apply online |
| See details and apply online | |||||||
Junior Saver (2) |
|||||||
| 3.35% to 3.60% |
|
£1 |
|
No | 12 allowed annually. | Yes | View full details |
| View full details | |||||||
Comparing two savings accounts
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Over 125 years looking after people's money
For a long time we've been trusted to help people save for homes, holidays & more with a more small scale, personal approach as shown in our awards.
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
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