Notices
Annual interest (AER gross) Account rate type Minimum opening amount Additional information Monthly interest option? Withdrawal limits Available to new customers?

1 Year Fixed Rate Bond (45)

4.80% to 5.00%
  • Fixed
£1,000

This account is available to existing customers who have held an open account with us for at least two months

Yes Not permitted No
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2 Year Fixed Rate Bond (42)

4.40% to 4.60%
  • Fixed
£1,000

This account is available to existing customers who have held an open account with us for at least two months

Yes Not permitted No
View full details

3 Year Fixed Rate Bond (42)

4.00% to 4.20%
  • Fixed
£1,000 This account is available to existing customers who have held an open account with us for at least two months Yes Not permitted No
View full details

5 Year Fixed Rate Bond (36)

3.80% to 4.00%
  • Fixed
£1,000

This account is available to existing customers who have held an open account with us for at least two months

Yes Not permitted No
View full details

2 Year Fixed Rate Cash ISA (31)

4.25%
  • Fixed
£1,000

Available to existing customers who have held an open account with us for at least two months.

    No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
    View full details

    3 Year Fixed Rate Cash ISA (29)

    4.05%
    • Fixed
    £1,000

    Available to existing customers who have held an open account with us for at least two months.

      No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
      View full details

      1 Year Fixed Rate Cash ISA (35)

      4.55%
      • Fixed
      £1,000 Available to existing customers who have held an open account with us for at least two months.
        No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
        View full details

        5 Year Fixed Rate Cash ISA (32)

        3.75%
        • Fixed
        £1,000 Available to existing customers who have held an open account with us for at least two months.
          No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
          View full details

          Junior Cash ISA (2)

          4.35% to 4.60%
          • Variable
          £1
          • Interest rates depend on balance
          • Open by post or in branch 
          No No withdrawals allowed. Account cannot be closed until the account holder reaches age 18 Yes
          View full details

          35 Day Notice Cash ISA (3)

          3.80% to 4.00%
          • Variable
          £3,000

          Open online, by post or in branch

          No After 35 days' notice. Also Available without notice subject to the loss of 35 days' interest on the total amount withdrawn. Yes
          Full details and apply

          Windfall Bond

          5.25%
          • Variable
          £10,000   No No withdrawals. Closure after 35 days' notice No
          View full details

          Market Tracker Saver (1)

          4.81%
          • Tracker
          • Variable
          £500

          Open online, by post or in branch

          No £25,000 per day, per account | 20 allowed annually Yes
          Full details and apply

          Market Tracker Cash ISA (2)

          4.86%
          • Tracker
          • Variable
          £500

          Apply and manage online, by post or at our Epsom branch

          No Unlimited Yes
          Full details and apply

          35 Day Notice Saver (3)

          3.65% to 4.00%
          • Variable
          £1,000
          • Interest rates depend on balance
          • Apply online, by post or in branch
          Yes After 35 days notice Yes
          Full details and apply

          Flexible ISA (3)

          3.50%
          • Variable
          £500
          • Manage online
          No 12 allowed annually Yes
          Full details and apply

          Branch Saver (5)

          3.45 % to 3.55%
          • Variable
          £1
          • Interest rates depends on balance
          • Passbook-based account
          No Immediate withdrawal by cheque from branch is £50,000 only Yes
          View full details

          Everyday Saver (3)

          3.40% to 3.50%
          • Variable
          £100
          • Interest rates depend on balance
          • Open & manage online
          No 12 allowed annually Yes
          Full details and apply

          Family Offset Account (1)

          0%
          • Mortgage linked
          £5,000
          • No interest is paid on this account
          • The Family Offset Account can only be opened by a family member of a Family Mortgage applicant requiring the rate reduction provided by this account
          • The account can only be applied for and operated by post
          No Withdrawals or account closure are only available following a review of the linked Family Mortgage No
          View full details

          Offset Saver (1)

          0%
          • Mortgage linked
          £100
          • No interest is paid on this account
          • The Offset Saver can only be opened by the borrower(s) under an Offset Mortgage or their family member
          • The account can only be applied for and operated online
          No Available without notice or access charge, min withdrawal £100 No
          Full details and apply

          Family Security Account (1)

          4.30%
          • Mortgage linked
          £5,000
          • The Family Security Account can only be opened by a family member of a Family Mortgage applicant requiring the security provided by this account
          • The account can only be applied for and operated by post
          No Withdrawals or account closure are only available following a review of the linked Family Mortgage No
          View full details

          Comparing two savings accounts

          Savings icon Savings icon
          Product DYNAMIC DYNAMIC
          Annual interest (AER gross) DYNAMIC DYNAMIC
          Account type DYNAMIC DYNAMIC
          Minimum opening amount DYNAMIC DYNAMIC
          Additional information DYNAMIC DYNAMIC
          Monthly interest option? DYNAMIC DYNAMIC
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          Available to new customers DYNAMIC DYNAMIC

          Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

          Your savings are protected.

          FSCS - Your savings are protected
          Annual interest (AER gross) Account rate type Minimum opening amount Additional information Monthly interest option? Withdrawal limits Available to new customers?

          1 Year Fixed Rate Bond (45)

          4.80% to 5.00%
          • Fixed
          £1,000

          This account is available to existing customers who have held an open account with us for at least two months

          Yes Not permitted No
          View full details

          2 Year Fixed Rate Bond (42)

          4.40% to 4.60%
          • Fixed
          £1,000

          This account is available to existing customers who have held an open account with us for at least two months

          Yes Not permitted No
          View full details

          3 Year Fixed Rate Bond (42)

          4.00% to 4.20%
          • Fixed
          £1,000 This account is available to existing customers who have held an open account with us for at least two months Yes Not permitted No
          View full details

          5 Year Fixed Rate Bond (36)

          3.80% to 4.00%
          • Fixed
          £1,000

          This account is available to existing customers who have held an open account with us for at least two months

          Yes Not permitted No
          View full details

          2 Year Fixed Rate Cash ISA (31)

          4.25%
          • Fixed
          £1,000

          Available to existing customers who have held an open account with us for at least two months.

            No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
            View full details

            3 Year Fixed Rate Cash ISA (29)

            4.05%
            • Fixed
            £1,000

            Available to existing customers who have held an open account with us for at least two months.

              No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
              View full details

              1 Year Fixed Rate Cash ISA (35)

              4.55%
              • Fixed
              £1,000 Available to existing customers who have held an open account with us for at least two months.
                No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
                View full details

                5 Year Fixed Rate Cash ISA (32)

                3.75%
                • Fixed
                £1,000 Available to existing customers who have held an open account with us for at least two months.
                  No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
                  View full details

                  Junior Cash ISA (2)

                  4.35% to 4.60%
                  • Variable
                  £1
                  • Interest rates depend on balance
                  • Open by post or in branch 
                  No No withdrawals allowed. Account cannot be closed until the account holder reaches age 18 Yes
                  View full details

                  35 Day Notice Cash ISA (3)

                  3.80% to 4.00%
                  • Variable
                  £3,000

                  Open online, by post or in branch

                  No After 35 days' notice. Also Available without notice subject to the loss of 35 days' interest on the total amount withdrawn. Yes
                  Full details and apply

                  Windfall Bond

                  5.25%
                  • Variable
                  £10,000   No No withdrawals. Closure after 35 days' notice No
                  View full details

                  Market Tracker Saver (1)

                  4.81%
                  • Tracker
                  • Variable
                  £500

                  Open online, by post or in branch

                  No £25,000 per day, per account | 20 allowed annually Yes
                  Full details and apply

                  Market Tracker Cash ISA (2)

                  4.86%
                  • Tracker
                  • Variable
                  £500

                  Apply and manage online, by post or at our Epsom branch

                  No Unlimited Yes
                  Full details and apply

                  35 Day Notice Saver (3)

                  3.65% to 4.00%
                  • Variable
                  £1,000
                  • Interest rates depend on balance
                  • Apply online, by post or in branch
                  Yes After 35 days notice Yes
                  Full details and apply

                  Flexible ISA (3)

                  3.50%
                  • Variable
                  £500
                  • Manage online
                  No 12 allowed annually Yes
                  Full details and apply

                  Branch Saver (5)

                  3.45 % to 3.55%
                  • Variable
                  £1
                  • Interest rates depends on balance
                  • Passbook-based account
                  No Immediate withdrawal by cheque from branch is £50,000 only Yes
                  View full details

                  Everyday Saver (3)

                  3.40% to 3.50%
                  • Variable
                  £100
                  • Interest rates depend on balance
                  • Open & manage online
                  No 12 allowed annually Yes
                  Full details and apply

                  Family Offset Account (1)

                  0%
                  • Mortgage linked
                  £5,000
                  • No interest is paid on this account
                  • The Family Offset Account can only be opened by a family member of a Family Mortgage applicant requiring the rate reduction provided by this account
                  • The account can only be applied for and operated by post
                  No Withdrawals or account closure are only available following a review of the linked Family Mortgage No
                  View full details

                  Offset Saver (1)

                  0%
                  • Mortgage linked
                  £100
                  • No interest is paid on this account
                  • The Offset Saver can only be opened by the borrower(s) under an Offset Mortgage or their family member
                  • The account can only be applied for and operated online
                  No Available without notice or access charge, min withdrawal £100 No
                  Full details and apply

                  Family Security Account (1)

                  4.30%
                  • Mortgage linked
                  £5,000
                  • The Family Security Account can only be opened by a family member of a Family Mortgage applicant requiring the security provided by this account
                  • The account can only be applied for and operated by post
                  No Withdrawals or account closure are only available following a review of the linked Family Mortgage No
                  View full details

                  Comparing two savings accounts

                  Savings icon Savings icon
                  Product DYNAMIC DYNAMIC
                  Annual interest (AER gross) DYNAMIC DYNAMIC
                  Account type DYNAMIC DYNAMIC
                  Minimum opening amount DYNAMIC DYNAMIC
                  Additional information DYNAMIC DYNAMIC
                  Monthly interest option? DYNAMIC DYNAMIC
                  Withdrawal limits DYNAMIC DYNAMIC
                  Available to new customers DYNAMIC DYNAMIC

                  Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

                  Over 125 years looking after people's money

                  For a long time we've been trusted to help people save for homes, holidays & more with a more small scale, personal approach as shown in our awards.



                  More about who we areView our awards

                  Contact our expert UK team

                  New enquiries

                  Savings - 03330 140141

                  Mortgages - 03330 140140

                  newbusiness@familybsoc.co.uk

                  Existing customers

                  Savings - 03330 140144
                   savings.service@familybsoc.co.uk

                  Mortgages - 03330 140146
                   mortgage.service@familybsoc.co.uk

                  ...or ask the way that suits you.

                  Request a call back

                  We can call you back at a time that suits you.

                  Visit us in branch

                  Ashley Square, Epsom, Surrey, KT18 5DD.

                  View our FAQs

                  Your questions might be answered here.