Notices
  • New issues of all Fixed Rate Bonds launch today - See more
  • We're pleased to announce that our Windfall Bond is now on general sale, available for new account openings through our Online Service. 
    Find out more

  • Support for Coronavirus - how we're helping our customers See more
Annual interest (AER gross) Account rate type Minimum opening amount Additional information Monthly interest option? Withdrawal limits Available to new customers?

1 Year Fixed Rate Bond (23)

0.80% to 1.00%
  • Fixed
£1,000
  • Interest rates depend on balance
  • Available to new and existing customers
  • New customers can apply for this bond using our Online Service only
  • Existing customers can apply online, by post or at our Epsom branch
Yes Not permitted Yes
View full details

2 Year Fixed Rate Bond (22)

0.90% to 1.10%
  • Fixed
£1,000
  • Interest rates depend on balance
  • Available to new and existing customers
  • New customers can apply for this bond using our Online Service only
  • Existing customers can apply online, by post or at our Epsom branch
Yes Not permitted Yes
View full details

5 Year Fixed Rate Bond (17)

1.10% to 1.30%
  • Fixed
£1,000
  • Interest rates depend on balance
  • Available to new and existing customers
  • New customers can apply for this bond using our Online Service only
  • Existing customers can apply online, by post or at our Epsom branch
     
Yes Not permitted Yes
View full details

3 Year Fixed Rate Bond (23)

1.00% to 1.20%
  • Fixed
£1,000
  • Interest rates depend on balance
  • Available to new and existing customers
  • New customers can apply for this bond using our Online Service only
  • Existing customers can apply online, by post or at our Epsom branch
Yes Not permitted Yes
View full details

5 Year Fixed Rate Cash ISA (16)

0.85%
  • Fixed
£1,000
  • Existing ISA customer exclusive
No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
View full details

2 Year Fixed Rate Cash ISA (15)

0.50%
  • Fixed
£1,000
  • Existing ISA customer exclusive
No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
View full details

3 Year Fixed Rate Cash ISA (13)

0.65%
  • Fixed
£1,000
  • Existing ISA customer exclusive
No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
View full details

1 Year Fixed Rate Cash ISA (18)

0.45%
  • Fixed
£1,000
  • Existing ISA customer exclusive
No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
View full details

Market Tracker Saver (1)

0.33% - 0.40%^
  • Tracker
  • Variable
£500
  • Open online, by post or in branch
  • Manage online, by phone, by post or at our Epsom branch

 

No 20 allowed annually Yes
View full details

Market Tracker Cash ISA (2)

0.38% - 0.45%^
  • Tracker
  • Variable
£500
  • Open & manage online
  • Available to new and existing customers
No Unlimited Yes
View full details

35 Day Notice Saver (3)

0.25% to 0.35%
  • Variable
£1,000
  • Interest rates depend on balance
  • Apply online, by post or in branch
Yes After 35 days notice Yes
View full details

35 Day Notice Cash ISA (2)

0.25% to 0.35%
  • Variable
£3,000
  • Open online, by post or in branch
No After 35 days notice Yes
View full details

Flexible ISA (3)

0.20%
  • Variable
£500
  • Open & manage online
No 12 allowed annually Yes
View full details

Online Saver (4)

0.25%
  • Variable
£100
  • Open and manage online only
No £25,000 per day, per account Yes
View full details

Branch Saver (5)

0.15% to 0.20%
  • Variable
£1
  • Interest rates depends on balance
  • Passbook-based account
No Immediate withdrawal by cheque from branch is £50,000 only Yes
View full details

Everyday Saver (3)

0.15% to 0.25%
  • Variable
£100
  • Interest rates depend on balance
  • Open & manage online
No 12 allowed annually Yes
View full details

Family Offset Account (1)

0%
  • Mortgage linked
£5,000
  • No interest is paid on this account
  • The Family Offset Account can only be opened by a family member of a Family Mortgage applicant requiring the rate reduction provided by this account
  • The account can only be applied for and operated by post
No Withdrawals or account closure are only available following a review of the linked Family Mortgage No
View full details

Offset Saver (1)

0%
  • Mortgage linked
£100
  • No interest is paid on this account
  • The Offset Saver can only be opened by the borrower(s) under an Offset Mortgage or their family member
  • The account can only be applied for and operated online
No Available without notice or access charge, min withdrawal £100 No
View full details

Family Security Account (1)

0.50%
  • Variable
£5,000
  • The Family Security Account can only be opened by a family member of a Family Mortgage applicant requiring the security provided by this account
  • The account can only be applied for and operated by post
No Withdrawals or account closure are only available following a review of the linked Family Mortgage No
View full details

Junior Saver (2)

0.85% to 1.60%
  • Variable
£1
  • Interest rates depend on balance
  • Open and manage by post or in branch
No 12 allowed annually Yes
View full details

Comparing two savings accounts

Savings icon Savings icon
Product DYNAMIC DYNAMIC
Annual interest (AER gross) DYNAMIC DYNAMIC
Account type DYNAMIC DYNAMIC
Minimum opening amount DYNAMIC DYNAMIC
Additional information DYNAMIC DYNAMIC
Monthly interest option? DYNAMIC DYNAMIC
Withdrawal limits DYNAMIC DYNAMIC
Available to new customers DYNAMIC DYNAMIC

Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

Your savings are protected.

FSCS - Your savings are protected
Annual interest (AER gross) Account rate type Minimum opening amount Additional information Monthly interest option? Withdrawal limits Available to new customers?

1 Year Fixed Rate Bond (23)

0.80% to 1.00%
  • Fixed
£1,000
  • Interest rates depend on balance
  • Available to new and existing customers
  • New customers can apply for this bond using our Online Service only
  • Existing customers can apply online, by post or at our Epsom branch
Yes Not permitted Yes
View full details

2 Year Fixed Rate Bond (22)

0.90% to 1.10%
  • Fixed
£1,000
  • Interest rates depend on balance
  • Available to new and existing customers
  • New customers can apply for this bond using our Online Service only
  • Existing customers can apply online, by post or at our Epsom branch
Yes Not permitted Yes
View full details

5 Year Fixed Rate Bond (17)

1.10% to 1.30%
  • Fixed
£1,000
  • Interest rates depend on balance
  • Available to new and existing customers
  • New customers can apply for this bond using our Online Service only
  • Existing customers can apply online, by post or at our Epsom branch
     
Yes Not permitted Yes
View full details

3 Year Fixed Rate Bond (23)

1.00% to 1.20%
  • Fixed
£1,000
  • Interest rates depend on balance
  • Available to new and existing customers
  • New customers can apply for this bond using our Online Service only
  • Existing customers can apply online, by post or at our Epsom branch
Yes Not permitted Yes
View full details

5 Year Fixed Rate Cash ISA (16)

0.85%
  • Fixed
£1,000
  • Existing ISA customer exclusive
No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
View full details

2 Year Fixed Rate Cash ISA (15)

0.50%
  • Fixed
£1,000
  • Existing ISA customer exclusive
No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
View full details

3 Year Fixed Rate Cash ISA (13)

0.65%
  • Fixed
£1,000
  • Existing ISA customer exclusive
No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
View full details

1 Year Fixed Rate Cash ISA (18)

0.45%
  • Fixed
£1,000
  • Existing ISA customer exclusive
No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity No
View full details

Market Tracker Saver (1)

0.33% - 0.40%^
  • Tracker
  • Variable
£500
  • Open online, by post or in branch
  • Manage online, by phone, by post or at our Epsom branch

 

No 20 allowed annually Yes
View full details

Market Tracker Cash ISA (2)

0.38% - 0.45%^
  • Tracker
  • Variable
£500
  • Open & manage online
  • Available to new and existing customers
No Unlimited Yes
View full details

35 Day Notice Saver (3)

0.25% to 0.35%
  • Variable
£1,000
  • Interest rates depend on balance
  • Apply online, by post or in branch
Yes After 35 days notice Yes
View full details

35 Day Notice Cash ISA (2)

0.25% to 0.35%
  • Variable
£3,000
  • Open online, by post or in branch
No After 35 days notice Yes
View full details

Flexible ISA (3)

0.20%
  • Variable
£500
  • Open & manage online
No 12 allowed annually Yes
View full details

Online Saver (4)

0.25%
  • Variable
£100
  • Open and manage online only
No £25,000 per day, per account Yes
View full details

Branch Saver (5)

0.15% to 0.20%
  • Variable
£1
  • Interest rates depends on balance
  • Passbook-based account
No Immediate withdrawal by cheque from branch is £50,000 only Yes
View full details

Everyday Saver (3)

0.15% to 0.25%
  • Variable
£100
  • Interest rates depend on balance
  • Open & manage online
No 12 allowed annually Yes
View full details

Family Offset Account (1)

0%
  • Mortgage linked
£5,000
  • No interest is paid on this account
  • The Family Offset Account can only be opened by a family member of a Family Mortgage applicant requiring the rate reduction provided by this account
  • The account can only be applied for and operated by post
No Withdrawals or account closure are only available following a review of the linked Family Mortgage No
View full details

Offset Saver (1)

0%
  • Mortgage linked
£100
  • No interest is paid on this account
  • The Offset Saver can only be opened by the borrower(s) under an Offset Mortgage or their family member
  • The account can only be applied for and operated online
No Available without notice or access charge, min withdrawal £100 No
View full details

Family Security Account (1)

0.50%
  • Variable
£5,000
  • The Family Security Account can only be opened by a family member of a Family Mortgage applicant requiring the security provided by this account
  • The account can only be applied for and operated by post
No Withdrawals or account closure are only available following a review of the linked Family Mortgage No
View full details

Junior Saver (2)

0.85% to 1.60%
  • Variable
£1
  • Interest rates depend on balance
  • Open and manage by post or in branch
No 12 allowed annually Yes
View full details

Comparing two savings accounts

Savings icon Savings icon
Product DYNAMIC DYNAMIC
Annual interest (AER gross) DYNAMIC DYNAMIC
Account type DYNAMIC DYNAMIC
Minimum opening amount DYNAMIC DYNAMIC
Additional information DYNAMIC DYNAMIC
Monthly interest option? DYNAMIC DYNAMIC
Withdrawal limits DYNAMIC DYNAMIC
Available to new customers DYNAMIC DYNAMIC

Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

Over 125 years looking after people's money

For a long time we've been trusted to help people save for homes, holidays & more with a more small scale, personal approach as shown in our awards.


awards


More about who we areView our awards

Call our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

Existing customers

Savings - 03330 140144

Mortgages - 03330 140146

...or ask the way that suits you.

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