- Savings customers: Your 2024 / 2025 Annual Interest Savings Summary are currently being processed and are due to be delivered by 30 April 2025.
- Please note that our 1 Year Fixed Rate Bond (57) has been withdrawn from sale. Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.
Annual interest (AER gross) | Account rate type | Minimum opening amount | Additional information | Monthly interest option? | Withdrawal limits | Available to new customers? | |
---|---|---|---|---|---|---|---|
1 Year Fixed Rate Bond (55) |
|||||||
4.00% to 4.20% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | Not permitted. | Yes | |
Full details and apply | |||||||
5 Year Fixed Rate Bond (39) |
|||||||
3.80% to 4.00% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | Not permitted. | Yes | |
Full details and apply | |||||||
3 Year Fixed Rate Bond (45) |
|||||||
3.80% to 4.00% |
|
£1,000 | This account is available to new and existing customers. | Yes | Not permitted. | Yes | |
Full details and apply | |||||||
3 Year Fixed Rate Cash ISA (31) |
|||||||
3.90% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | |
Full details and apply | |||||||
5 Year Fixed Rate Cash ISA (34) |
|||||||
3.90% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | |
Full details and apply | |||||||
2 Year Fixed Rate Bond (45) |
|||||||
3.85% to 4.05% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | Not permitted. | Yes | |
Full details and apply | |||||||
Market Tracker Cash ISA (2) |
|||||||
4.37% |
|
£1 |
Apply and manage online, by post or at our Epsom branch |
No | Unlimited | Yes | |
Full details and apply | |||||||
Market Tracker Saver (1) |
|||||||
4.32% |
|
£1 |
Open online, by post or in branch. |
No | £25,000 per day, per account | 20 allowed annually. | Yes | |
Full details and apply | |||||||
35 Day Notice Saver (3) |
|||||||
3.40% to 3.75% |
|
£1,000 |
|
Yes | After 35 days notice. | Yes | |
Full details and apply | |||||||
1 Year Fixed Rate Cash ISA (38) |
|||||||
4.10% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | |
Full details and apply | |||||||
2 Year Fixed Rate Cash ISA (33) |
|||||||
3.95% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | |
Full details and apply | |||||||
35 Day Notice Cash ISA (3) |
|||||||
3.55% to 3.75% |
|
£3,000. |
Open online, by post or in branch |
No | After 35 days' notice. Also Available without notice subject to the loss of 35 days' interest on the total amount withdrawn. | Yes | |
Full details and apply | |||||||
Windfall Bond |
|||||||
3.50% |
|
£10,000 | Open online, by post or in branch. | No | No withdrawals. Closure after 35 days' notice. | Yes | |
Full details and apply | |||||||
Flexible ISA (3) |
|||||||
2.85% |
|
£500 |
|
No | 12 allowed annually. | Yes | |
Full details and apply | |||||||
Branch Saver (5) |
|||||||
2.80% to 2.90% |
|
£1 |
|
No | Immediate withdrawal by cheque from branch is £50,000 only. | Yes | |
View full details | |||||||
Everyday Saver (3) |
|||||||
2.75% to 2.85% |
|
£100 |
|
No | 12 allowed annually. | Yes | |
Full details and apply | |||||||
Family Offset Account (1) |
|||||||
0% |
|
£5,000 |
|
No | Withdrawals or account closure are only available following a review of the linked Family Mortgage | No | |
View full details | |||||||
Offset Saver (1) |
|||||||
0% |
|
£100 |
|
No | Available without notice or access charge, min withdrawal £100 | No | |
Full details and apply | |||||||
Family Security Account (1) |
|||||||
3.55% |
|
£5,000 |
|
No | Withdrawals or account closure are only available following a review of the linked Family Mortgage | No | |
View full details | |||||||
Junior Saver (2) |
|||||||
3.75% to 4.00% |
|
£1 |
|
No | 12 allowed annually. | Yes | |
View full details |

Comparing two savings accounts
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Annual interest (AER gross) | Account rate type | Minimum opening amount | Additional information | Monthly interest option? | Withdrawal limits | Available to new customers? | |
---|---|---|---|---|---|---|---|
1 Year Fixed Rate Bond (55) |
|||||||
4.00% to 4.20% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | Not permitted. | Yes | |
Full details and apply | |||||||
5 Year Fixed Rate Bond (39) |
|||||||
3.80% to 4.00% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | Not permitted. | Yes | |
Full details and apply | |||||||
3 Year Fixed Rate Bond (45) |
|||||||
3.80% to 4.00% |
|
£1,000 | This account is available to new and existing customers. | Yes | Not permitted. | Yes | |
Full details and apply | |||||||
3 Year Fixed Rate Cash ISA (31) |
|||||||
3.90% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | |
Full details and apply | |||||||
5 Year Fixed Rate Cash ISA (34) |
|||||||
3.90% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | |
Full details and apply | |||||||
2 Year Fixed Rate Bond (45) |
|||||||
3.85% to 4.05% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | Not permitted. | Yes | |
Full details and apply | |||||||
Market Tracker Cash ISA (2) |
|||||||
4.37% |
|
£1 |
Apply and manage online, by post or at our Epsom branch |
No | Unlimited | Yes | |
Full details and apply | |||||||
Market Tracker Saver (1) |
|||||||
4.32% |
|
£1 |
Open online, by post or in branch. |
No | £25,000 per day, per account | 20 allowed annually. | Yes | |
Full details and apply | |||||||
35 Day Notice Saver (3) |
|||||||
3.40% to 3.75% |
|
£1,000 |
|
Yes | After 35 days notice. | Yes | |
Full details and apply | |||||||
1 Year Fixed Rate Cash ISA (38) |
|||||||
4.10% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | |
Full details and apply | |||||||
2 Year Fixed Rate Cash ISA (33) |
|||||||
3.95% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | |
Full details and apply | |||||||
35 Day Notice Cash ISA (3) |
|||||||
3.55% to 3.75% |
|
£3,000. |
Open online, by post or in branch |
No | After 35 days' notice. Also Available without notice subject to the loss of 35 days' interest on the total amount withdrawn. | Yes | |
Full details and apply | |||||||
Windfall Bond |
|||||||
3.50% |
|
£10,000 | Open online, by post or in branch. | No | No withdrawals. Closure after 35 days' notice. | Yes | |
Full details and apply | |||||||
Flexible ISA (3) |
|||||||
2.85% |
|
£500 |
|
No | 12 allowed annually. | Yes | |
Full details and apply | |||||||
Branch Saver (5) |
|||||||
2.80% to 2.90% |
|
£1 |
|
No | Immediate withdrawal by cheque from branch is £50,000 only. | Yes | |
View full details | |||||||
Everyday Saver (3) |
|||||||
2.75% to 2.85% |
|
£100 |
|
No | 12 allowed annually. | Yes | |
Full details and apply | |||||||
Family Offset Account (1) |
|||||||
0% |
|
£5,000 |
|
No | Withdrawals or account closure are only available following a review of the linked Family Mortgage | No | |
View full details | |||||||
Offset Saver (1) |
|||||||
0% |
|
£100 |
|
No | Available without notice or access charge, min withdrawal £100 | No | |
Full details and apply | |||||||
Family Security Account (1) |
|||||||
3.55% |
|
£5,000 |
|
No | Withdrawals or account closure are only available following a review of the linked Family Mortgage | No | |
View full details | |||||||
Junior Saver (2) |
|||||||
3.75% to 4.00% |
|
£1 |
|
No | 12 allowed annually. | Yes | |
View full details |

Comparing two savings accounts
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Over 125 years looking after people's money
For a long time we've been trusted to help people save for homes, holidays & more with a more small scale, personal approach as shown in our awards.
More about who we areView our awards
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Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
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