Notices
  • Please note that our Market Tracker Cash ISA (2) has been withdrawn from sale. Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.
  • Mortgage products - On Tuesday 30 September 2025, we made changes to our mortgage product range. This included decreases across many of our Fixed Rate products for Owner Occupier and Buy to Let products.

    Buy to Let Limited Companies

    In addition we launched new Fixed Rate products for Buy to Let Limited Company landlords (UK registered companies) who have expat shareholders and/or directors in our acceptable list of countries.

    Managed Mortgage Rates and Discounted Variable Rates

    From 1 October 2025, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We have written to existing customers who have been impacted by this change, with details relevant to them.

  • We've made some improvements to our Online Service. With several enhancements and added benefits our Online Service is now simpler and easier for you to use.  Online Service changes

  • Online Service update. Due to planned essential maintenance, our Online Service will be unavailable between 9.00pm to 12:00am on Saturday 11 October. We apologise for any inconvenience this may cause.


Conversation guide

How do families first approach the often difficult and tricky conversation of financial assistance for home buying?

Our research found that one of the biggest issues faced by a family is that the financial arrangement isn't documented and the exact terms of the financial support aren't clear.

Our simple guide can help both parents and adult children during these difficult discussions.

The guide covers:

  • Key points to help with the conversation

  • How to prepare for the discussion

  • Key questions and topics that need to be considered, along with space to write down what decision has been made and how both parties will proceed

  • Things to consider moving forward.

To find out more read our guide 'Bank of Mum an Dad - A conversation guide'.

     

     

     

     

     

     

BOMAD image conversation guide

How to run the Bank of Mum and Dad

Our definitive guide on 'How to run the Bank of Mum and Dad' shows how it works and important things to consider.