Notices
  • Thank you to all Members who took part in our recent survey on moving home and downsizing in later life. 

    Your feedback contributed to the Radix Big Tent Housing Commission’s latest report, highlighting the challenges many older people face when considering a move, including the impact of Stamp Duty.

    Read the key findings, press coverage and full report here.

  • Our 1 Year Fixed Rate Bond (70) pays 4.76% Gross AER on balances of £10,000+. Apply online today.

  • Our Online Saver (12), pays 4.15% Gross AER on balances of £100+. Apply online today.

  • Online Service update - Due to essential maintenance, our Online Service will be unavailable between 10pm on Tuesday 25 August and 2am on Wednesday 26 August. We apologise for any inconvenience.

Stamp duty holiday research report

Our latest research in conjunction with the London School of Economics (LSE)

Our latest report looks into the impact of the stamp duty holiday, that was introduced by the Government in July 2020. This academic study investigates the affects on the UK housing market and the UK economy in general.

Some of the key findings include;

  • In the first quarter of 2021 there were 50% more transactions than in the first quarter of 2020, ie before the pandemic struck
  • The £500,000 ceiling covers up to 90% of purchases
  • The holiday supports the Government’s levelling up agenda, given that house prices are higher in London and the South East
  • Increased transactions mean better use of the housing stock.

Download a copy of our CEOs foreword

Download a copy of the Exec Summary

Download a copy of the full report here

LSE Stamp Duty holiday report 2021 cover