Service update - due to planned essential maintenance our Online Service will be unavailable on Friday 28 January from 18:00 until Saturday 29 January 12:00.
Following the Bank of England’s decision to raise the Bank Rate by 0.15% to 0.25% in December 2021, Windfall Bond and Tracker Savings Bond rates increased by 0.15% from 1 January 2022. Tracker mortgages changed from 25 January and we have written to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. We will be considering our other savings and our variable mortgage rates after the Bank of England MPC meeting on 3 February. (Notice updated 19/01/22)
- Please note that the Premium Saver (5) has now been withdrawn from sale.
If you have opened an account, you may add funds until 3pm, 7 February 2022, after this no additions will be allowed.
Owner Occupier mortgage eligibility form
Find out how much you might be eligible to borrow with our mortgage eligibility form.
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
This mortgage eligibility form has been designed to help us provide you with an estimation of how much you might be eligible to borrow. An estimation does not reserve funds for any specific product.
A response will be emailed back to you, normally within one business day and is valid for the following 14 days.
Please give details in the 'Additional Information' section of any other loans which will not be repaid on completion of the new mortgage (e.g. credit card balances and unsecured loans). Where applicable, please include the type of loan, amount outstanding, monthly payments and term.
For loans between 75% and 80% of the purchase price or property value, whichever is the lower, evidence of previous repayment history, mortgage or rental, must be available (minimum 12 months).
Please note that the property to be mortgaged must be located in England or Wales.
If you are interested in our Family Mortgage we have a Family Mortgage enquiry form which you can complete to help us understand your requirements, or you can use our Family Mortgage monthly repayment calculator to find out how much your monthly repayments will be.