Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
5.29% 5 Year Fixed Rate to 31/01/2031 (XF1084) |
Code XF1084 (Direct) | |||||||||
More info | 31/01/2031 | 7.94% | 60% | £175* | 0.00%~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% HMO Ltd Co 2 Year Fixed Rate to 31/01/2028 (XF1102) |
Code XF1102 | |||||||||
More info | 31/01/2028 | 8.69% | 75% | £175* | 1.00%~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.99% 2 Year Fixed Rate to 31/01/2028 (XF1069) |
Code XF1069 | |||||||||
More info | 31/01/2028 | 7.94% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.04% JBSP 2 Year Fixed Rate to 31/01/2028 (XF1070) |
Code XF1070 | |||||||||
More info | 31/01/2028 | 7.94% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% HMO 2 Year Fixed Rate to 31/01/2028 (XF1093) |
Code XF1093 | |||||||||
More info | 31/01/2028 | 8.69% | 75% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.64% HMO Expat 5 Year Fixed Rate to 28/02/2031 (XF1110) |
Code XF1110 | |||||||||
More info | 28/02/2031 | 8.69% | 75% | £175* | 1.00%~ | £0^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.29% 5 Year Fixed Rate to 31/01/2031 (XF1086) |
Code XF1086 (EB) | |||||||||
More info | 31/01/2031 | 7.94% | 60% | £125* | £0~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.54% RIO 5 Year Fixed Rate to 31/01/2031 (XFZ030) |
Code XFZ030 (EB) | |||||||||
More info | 31/01/2031 | 7.94% | 50% | £125* | £0~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% HMO Expat 2 Year Fixed Rate to 31/01/2028 (XF1109) |
Code XF1109 | |||||||||
More info | 31/01/2028 | 8.69% | 75% | £175* | 1.00%~ | £0^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% HMO 2 Year Fixed Rate to 31/01/2028 (XF1093) |
Code XF1093 (EB) | |||||||||
More info | 31/01/2028 | 8.69% | 75% | £125* | £0~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% Expat 5 Year Fixed Rate to 28/02/2031 (XF1107) |
Code XF1107 (EB) | |||||||||
More info | 28/02/2031 | 8.69% | 75% | £125* | £0~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.24% Expat 2 Year Fixed Rate to 31/01/2028 (XF1104) |
Code XF1104 (EB) | |||||||||
More info | 31/01/2028 | 8.69% | 60% | £125* | £0~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.14% JBSP 2 Year Fixed Rate to 31/01/2028 (XF1071) |
Code XF1071 (EB) | |||||||||
More info | 31/01/2028 | 7.94% | 90% | £125* | £0~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.34% Ltd Co 2 Year Fixed Rate to 31/01/2028 (XF1096) |
Code XF1096 (EB) | |||||||||
More info | 31/01/2028 | 8.69% | 75% | £125* | £0~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% JBSP 2 Year Fixed Rate to 31/01/2028 (XF1083) |
Code XF1083 | |||||||||
More info | 31/01/2028 | 7.94% | 60% | £175* | £599~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.19% Ltd Co 2 Year Fixed Rate to 31/01/2028 (XF1095) |
Code XF1095 | |||||||||
More info | 31/01/2028 | 8.69% | 60% | £175* | 1.00%~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.89% 5 Year Fixed Rate to 31/01/2031 (XF1074) |
Code XF1074 (EB) | |||||||||
More info | 31/01/2031 | 7.94% | 60% | £125* | £0~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.24% 5 Year Fixed Rate to 28/02/2031 (XF1091) |
Code XF1091 | |||||||||
More info | 28/02/2031 | 8.69% | 60% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.94% (2.00% discounted rate from follow on rate) for 3 years (XD0219) |
Code XD0219 | |||||||||
More info | 3 years | 7.94% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.19% (1.75% discounted rate from follow on rate) for 3 years (XD0220) |
Code XD0220 | |||||||||
More info | 3 years | 7.94% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
- 1
- 2
- 3
- 4 (current)
- 5
The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
5.29% 5 Year Fixed Rate to 31/01/2031 (XF1084) |
||||||||||
5.29% | 7.94% |
6.8% |
|
60% | 0.00%~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% HMO Ltd Co 2 Year Fixed Rate to 31/01/2028 (XF1102) |
||||||||||
5.44% | 8.69% |
8.5% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.99% 2 Year Fixed Rate to 31/01/2028 (XF1069) |
||||||||||
4.99% | 7.94% |
7.2% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.04% JBSP 2 Year Fixed Rate to 31/01/2028 (XF1070) |
||||||||||
5.04% | 7.94% |
7.6% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% HMO 2 Year Fixed Rate to 31/01/2028 (XF1093) |
||||||||||
5.44% | 8.69% |
8.5% |
|
75% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.64% HMO Expat 5 Year Fixed Rate to 28/02/2031 (XF1110) |
||||||||||
5.64% | 8.69% |
7.9% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.29% 5 Year Fixed Rate to 31/01/2031 (XF1086) |
||||||||||
5.29% | 7.94% |
6.4% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% RIO 5 Year Fixed Rate to 31/01/2031 (XFZ030) |
||||||||||
5.54% | 7.94% |
6.9% |
|
50% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% HMO Expat 2 Year Fixed Rate to 31/01/2028 (XF1109) |
||||||||||
5.49% | 8.69% |
8.5% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% HMO 2 Year Fixed Rate to 31/01/2028 (XF1093) |
||||||||||
5.44% | 8.69% |
8.2% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% Expat 5 Year Fixed Rate to 28/02/2031 (XF1107) |
||||||||||
5.49% | 8.69% |
7.5% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% Expat 2 Year Fixed Rate to 31/01/2028 (XF1104) |
||||||||||
5.24% | 8.69% |
8.2% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.14% JBSP 2 Year Fixed Rate to 31/01/2028 (XF1071) |
||||||||||
5.14% | 7.94% |
7.5% |
|
90% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% Ltd Co 2 Year Fixed Rate to 31/01/2028 (XF1096) |
||||||||||
5.34% | 8.69% |
8.3% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% JBSP 2 Year Fixed Rate to 31/01/2028 (XF1083) |
||||||||||
5.44% | 7.94% |
7.8% |
|
60% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.19% Ltd Co 2 Year Fixed Rate to 31/01/2028 (XF1095) |
||||||||||
5.19% | 8.69% |
8.4% |
|
60% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.89% 5 Year Fixed Rate to 31/01/2031 (XF1074) |
||||||||||
4.89% | 7.94% |
5.5% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% 5 Year Fixed Rate to 28/02/2031 (XF1091) |
||||||||||
5.24% | 8.69% |
7.6% |
|
60% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.94% (2.00% discounted rate from follow on rate) for 3 years (XD0219) |
||||||||||
5.94% | 7.94% |
7.7% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.19% (1.75% discounted rate from follow on rate) for 3 years (XD0220) |
||||||||||
6.19% | 7.94% |
7.8% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
- 1
- 2
- 3
- 4 (current)
- 5

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
...or ask the way that suits you.
Request a call back
We can call you back at a time that suits you.
Visit us in branch
Ashley Square, Epsom, Surrey, KT18 5DD.
View our FAQs
Your questions might be answered here.