- Our Online Saver (6) has been withdrawn from sale. Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.
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Online Service update. Due to planned essential maintenance, our Online Service will be unavailable between 10pm on Sunday 31 March to 8pm on Monday 1 April. We apologise for any inconvenience this may cause.
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IMPORTANT: The last day of the 2023 / 2024 tax year is Friday 5 April.
As of Thursday 28 March at 5pm all online and postal applications are now closed until the morning of Monday 8 April. Click here to find out full details and timings for opening and funding ISAs with us within the current tax year.
Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
5.49% 2 Year Fixed Rate to 31/07/2026 (XF0780) |
Code XF0780 | |||||||||
More info | 31/07/2026 | 9.19% | 60% | £125* | 0 | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.84% 2 Year Fixed Rate to 31/07/2026 (XF0774) |
Code XF0774 DIRECT | |||||||||
More info | 31/07/2026 | 8.44% | 60% | £175* | £999~ | ££500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.84% JBSP 1.60% Discounted Rate from follow on rate for 2 years (XD0216) |
Code XD0216 | |||||||||
More info | 2 years | 8.44% | 80% | £175* | £599~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.04% 2 Year Fixed Rate to 31/07/2026 (XF0776) |
Code XF0776 | |||||||||
More info | 31/07/2026 | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.59% Expat 5 Year Fixed Rate to 31/08/2029 (XF0792) |
Code XF0792 | |||||||||
More info | 31/08/2029 | 9.19% | 70% | £175* | 1.00%~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.64% 2 Year Fixed Rate to 31/07/2026 (XF0781) |
Code XF0781 | |||||||||
More info | 31/07/2026 | 9.19% | 70% | £175* | £999 | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% 5 Year Fixed Rate to 30/09/2029 (XF0778) |
Code XF0778 | |||||||||
More info | 30/09/2029 | 8.44% | 80% | £125* | £0 | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.29% Offset Mortgage 2.25% Discounted Rate from follow on rate for 2 years (XO0071) |
Code XO0071 | |||||||||
More info | 2 years | 8.54% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.09% 2 Year Fixed Rate to 31/07/2026 (XF0775) |
Code XF0775 DIRECT | |||||||||
More info | 31/07/2026 | 8.44% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.39% Ltd Co 5 Year Fixed Rate to 31/08/2029 (XF0787) |
Code XF0787 | |||||||||
More info | 31/08/2029 | 9.19% | 70% | £175* | 1.00%~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.34% JBSP 2 Year Fixed Rate to 31/07/2026 (XF0765) |
Code XF0765 | |||||||||
More info | 31/07/2026 | 8.44% | 60% | £175* | £599~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.59% JBSP 1.85% Discounted Rate from follow on rate for 2 years (XD0215) |
Code XD0215 | |||||||||
More info | 2 years | 8.44% | 60% | £175* | £599~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.99% 3 Year Fixed Rate to 30/09/2027 (XF0767) |
Code XF0767 | |||||||||
More info | 30/09/2027 | 8.44% | 60%% | ££175* | £999~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.94% Expat 1.50% Discounted Rate from follow on rate for 2 years (XD0218) |
Code XD0218 | |||||||||
More info | 2 years | 8.44% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.14% 5 Year Fixed Rate to 31/08/2029 (XF0783) |
Code XF0783 | |||||||||
More info | 31/08/2029 | 9.19% | 70% | £125* | £999 | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.79% JBSP 5 Year Fixed Rate to 30/09/2029 (XF0771) |
Code XF0771 | |||||||||
More info | 30/09/2029 | 8.44% | 60% | £175* | £599~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.59% Offset Mortgage 2.60% Discounted Rate from follow on rate for 2 years (XO0075) |
Code XO0075 | |||||||||
More info | 2 years | 9.19% | 60% | £175* | £999~ | £100^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
· Purpose - Offset applications for purchase, remortgage, product switch and further advance |
||||||||||
5.24% 2 Year Fixed Rate to 31/07/2026 (XF0763) |
Code XF0763 | |||||||||
More info | 31/07/2026 | 8.44% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.24% 5 Year Fixed Rate to 30/09/2029 (XF0777) |
Code XF0777 DIRECT | |||||||||
More info | 30/09/2029 | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.29% Expat 5 Year Fixed Rate to 31/08/2029 (XF0790) |
Code XF0790 | |||||||||
More info | 31/08/2029 | 9.19% | 60% | £125* | 0 | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
5.49% 2 Year Fixed Rate to 31/07/2026 (XF0780) |
||||||||||
5.49% | 9.19% |
8.7% |
|
60% | 0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.84% 2 Year Fixed Rate to 31/07/2026 (XF0774) |
||||||||||
5.84% | 8.44% |
8.1% |
|
60% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.84% JBSP 1.60% Discounted Rate from follow on rate for 2 years (XD0216) |
||||||||||
6.84% | 8.44% |
8.6% |
|
80% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.04% 2 Year Fixed Rate to 31/07/2026 (XF0776) |
||||||||||
6.04% | 8.44% |
8.1% |
|
60% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% Expat 5 Year Fixed Rate to 31/08/2029 (XF0792) |
||||||||||
5.59% | 9.19% |
8.2% |
|
70% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.64% 2 Year Fixed Rate to 31/07/2026 (XF0781) |
||||||||||
5.64% | 9.19% |
8.9% |
|
70% | £999 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 5 Year Fixed Rate to 30/09/2029 (XF0778) |
||||||||||
5.49% | 8.44% |
7.0% |
|
80% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.29% Offset Mortgage 2.25% Discounted Rate from follow on rate for 2 years (XO0071) |
||||||||||
6.29% | 8.54% |
8.2% |
|
60% | £999~ |
£500 cashback for remortgages and £100 cashback for Offset Saver account^ Payment or Term reduction |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.09% 2 Year Fixed Rate to 31/07/2026 (XF0775) |
||||||||||
6.09% | 8.44% |
8.2% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.39% Ltd Co 5 Year Fixed Rate to 31/08/2029 (XF0787) |
||||||||||
5.39% | 9.19% |
8.0% |
|
70% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% JBSP 2 Year Fixed Rate to 31/07/2026 (XF0765) |
||||||||||
5.34% | 8.44% |
8.1% |
|
60% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.59% JBSP 1.85% Discounted Rate from follow on rate for 2 years (XD0215) |
||||||||||
6.59% | 8.44% |
8.5% |
|
60% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.99% 3 Year Fixed Rate to 30/09/2027 (XF0767) |
||||||||||
4.99% | 8.44% |
6.8 |
|
60%% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.94% Expat 1.50% Discounted Rate from follow on rate for 2 years (XD0218) |
||||||||||
6.94% | 8.44% |
8.6% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.14% 5 Year Fixed Rate to 31/08/2029 (XF0783) |
||||||||||
5.14% | 9.19% |
7.4% |
|
70% | £999 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.79% JBSP 5 Year Fixed Rate to 30/09/2029 (XF0771) |
||||||||||
4.79% | 8.44% |
7.0% |
|
60% | £599~ | £500 for remortgage applications^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.59% Offset Mortgage 2.60% Discounted Rate from follow on rate for 2 years (XO0075) |
||||||||||
6.59% | 9.19% |
9.2% |
|
60% | £999~ |
|
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% 2 Year Fixed Rate to 31/07/2026 (XF0763) |
||||||||||
5.24% | 8.44% |
7.4% |
|
60% | £999~ |
£500 cashback for remortgages^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% 5 Year Fixed Rate to 30/09/2029 (XF0777) |
||||||||||
5.24% | 8.44% |
6.7% |
|
60% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.29% Expat 5 Year Fixed Rate to 31/08/2029 (XF0790) |
||||||||||
5.29% | 9.19% |
7.7% |
|
60% | 0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
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mortgage.service@familybsoc.co.uk
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