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IMPORTANT: The last day of the 2024 / 2025 tax year is Saturday 5 April.
Our online and postal ISA applications for this tax year will close from 5pm on Friday 28 March until the morning of Monday 7 April. Find out full details and timings for opening and funding ISAs with us within the current tax year.
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Our new 1 Year Fixed Rate Bond (54) paying 4.60% AER on balances of £10,000+ is now on sale. Exclusively online only. Find out more here
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Online Service update. Due to planned essential maintenance our Online Service will be unavailable between Tuesday 25 March at 10:00pm until Wednesday 26 March at 1:00am. We apologise for any inconvenience this may cause.
Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
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Sorry, there are no products to show based on your selection. Please try again. |
The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
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5.24% JBSP 5 Year Fixed Rate to 31/08/2030 (XF0978) |
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5.24% | 7.94% |
6.7% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.59% Expat 2 Year Fixed Rate to 31/08/2027 (XF1001) |
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5.59% | 8.69% |
8.5% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.69% JBSP 2 Year Fixed Rate to 31/08/2027 (XF0984) |
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5.69% | 7.94% |
7.8% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.54% RIO 5 Year Fixed Rate to 31/08/2030 (XFZ028) |
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5.54% | 7.94% |
7.1% |
|
50% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.54% 2 Year Fixed Rate to 31/08/2027 (XF0991) |
||||||||||
5.54% | 8.69% |
8.5% |
|
75% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.14% 3 Year Fixed Rate to 31/08/2028 (XF0974) |
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5.14% | 7.94% |
6.4% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.24% 2 Year Fixed Rate to 31/08/2027 (XF0970) |
||||||||||
5.24% | 7.94% |
7.3% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 5 Year Fixed Rate to 30/09/2030 (XF0993) |
||||||||||
5.49% | 8.69% |
7.8% |
|
75% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 5 Year Fixed Rate to 30/09/2030 (XF0993) |
||||||||||
5.49% | 8.69% |
6.8% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.39% 2 Year Fixed Rate to 31/08/2027 (XF0990) |
||||||||||
5.39% | 8.69% |
8.0% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% 5 Year Fixed Rate to 31/08/2030 (XF0987) |
||||||||||
5.44% | 7.94% |
6.9% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% 5 Year Fixed Rate to 31/08/2030 (XF0987) |
||||||||||
5.44% | 7.94% |
6.5% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% Expat 5 Year Fixed Rate to 30/09/2030 (XF1003) |
||||||||||
5.54% | 8.69% |
7.9% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% Ltd Co 5 Year Fixed Rate to 30/09/2030 (XF0997) |
||||||||||
5.59% | 8.69% |
7.8% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.69% HMO Ltd Co 5 Year Fixed Rate to 30/09/2030 (XF0999) |
||||||||||
5.69% | 8.69% |
7.8% |
|
70% | 1.00%~ | |||||
Some key features of this mortgage
HMO Specific Criteria
See full details for fee details, documents you'll need, and more. |
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5.44% Ltd Co 5 Year Fixed Rate to 30/09/2030 (XF0996) |
||||||||||
5.44% | 8.69% |
7.7% |
|
60% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.39% Expat 5 Year Fixed Rate to 30/09/2030 (XF1002) |
||||||||||
5.39% | 8.69% |
7.5% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% 5 Year Fixed Rate to 31/08/2030 (XF0986) |
||||||||||
5.59% | 7.94% |
6.9% |
|
80% | £0~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% JBSP 2 Year Fixed Rate to 31/08/2027 (XF0972) |
||||||||||
5.34% | 7.94% |
7.7% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.39% FFGM 5 Year Fixed Rate to 31/08/2030 (XF0989 - IO) |
||||||||||
5.39% | 7.94% |
7.3% |
|
95% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
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