Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
5.09% 3 Year Fixed Rate to 30/09/2027 (XF0768) |
Code XF0768 | |||||||||
More info | 30/09/2027 | 8.44% | 60%% | ££125* | £0~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.24% 5 Year Fixed Rate to 30/09/2029 (XF0777) |
Code XF0777 | |||||||||
More info | 30/09/2029 | 8.44% | 60% | £125* | £0 | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.24% Ltd Co 5 Year Fixed Rate to 31/08/2029 (XF0786) |
Code XF0786 | |||||||||
More info | 31/08/2029 | 9.19% | 60% | £175* | 1.00%~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.14% 5 Year Fixed Rate to 31/08/2029 (XF0783) |
Code XF0783 DIRECT | |||||||||
More info | 31/08/2029 | 9.19% | 70% | £175* | £999 | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.39% Offset Mortgage 2.15% Discounted Rate from follow on rate for 2 years (XO0072) |
Code XO0072 | |||||||||
More info | 2 years | 8.54% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.89% Family Mortgage 5 Year Fixed Rate to 30/09/2029 (XF0773) |
Code XF0773 | |||||||||
More info | 30/09/2029 | 8.44% | 95% | £175* | £599~ | £250^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.89% Ltd Co 2 Year Fixed Rate to 31/07/2026 (XF0785) |
Code XF0785 | |||||||||
More info | 31/07/2026 | 9.19% | 70% | £175* | 1.00%~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.69% Expat 1.75% Discounted Rate from follow on rate for 2 years (XD0217) |
Code XD0217 | |||||||||
More info | 2 years | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% JBSP 2 Year Fixed Rate to 31/07/2026 (XF0766) |
Code XF0766 | |||||||||
More info | 31/07/2026 | 8.44% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.74% Offset Mortgage 2.45% Discounted Rate from follow on rate for 2 years (XO0076) |
Code XO0076 | |||||||||
More info | 2 years | 9.19% | 70% | £175* | £999~ | £100^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
· Purpose - Offset applications for purchase, remortgage, product switch and further advance
|
||||||||||
5.34% 2 Year Fixed Rate to 31/07/2026 (XF0764) |
Code XF0764 | |||||||||
More info | 31/07/2026 | 8.44% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.84% 2 Year Fixed Rate to 31/07/2026 (XF0774) |
Code XF0774 | |||||||||
More info | 31/07/2026 | 8.44% | 60% | £125* | £0 | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% Expat 5 Year Fixed Rate to 31/08/2029 (XF0791) |
Code XF0791 Direct | |||||||||
More info | 31/08/2029 | 9.19% | 70% | £175* | 1.00%~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.99% 5 Year Fixed Rate to 31/08/2029 (XF0782) |
Code XF0782 | |||||||||
More info | 31/08/2029 | 9.19% | 60% | £125* | 0 | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.89% JBSP 5 Year Fixed Rate to 30/09/2029 (XF0772) |
Code XF0772 | |||||||||
More info | 30/09/2029 | 8.44% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.19% FFGM 5 Year Fixed Rate to 30/09/2029 (XF0779) |
Code XF0779 | |||||||||
More info | 30/09/2029 | 8.44% | 95% | £125* | £0 | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.69% 5 Year Fixed Rate to 30/09/2029 (XF0769) |
Code XF0769 | |||||||||
More info | 30/09/2029 | 8.44% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.99% Expat 2 Year Fixed Rate to 31/07/2026 (XF0789) |
Code XF0789 | |||||||||
More info | 31/07/2026 | 9.19% | 70% | £175* | 1.00%~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.29% Expat 5 Year Fixed Rate to 31/08/2029 (XF0790) |
Code XF0790 (Direct) | |||||||||
More info | 31/08/2029 | 9.19% | 60% | £175* | 1.00%~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.79% 5 Year Fixed Rate to 30/09/2029 (XF0770) |
Code XF0770 | |||||||||
More info | 30/09/2029 | 8.44% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
5.09% 3 Year Fixed Rate to 30/09/2027 (XF0768) |
||||||||||
5.09% | 8.44% |
6.8 |
|
60%% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% 5 Year Fixed Rate to 30/09/2029 (XF0777) |
||||||||||
5.24% | 8.44% |
6.8% |
|
60% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% Ltd Co 5 Year Fixed Rate to 31/08/2029 (XF0786) |
||||||||||
5.24% | 9.19% |
7.9% |
|
60% | 1.00%~ |
|
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.14% 5 Year Fixed Rate to 31/08/2029 (XF0783) |
||||||||||
5.14% | 9.19% |
7.9% |
|
70% | £999 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.39% Offset Mortgage 2.15% Discounted Rate from follow on rate for 2 years (XO0072) |
||||||||||
6.39% | 8.54% |
8.2% |
|
80% | £999~ |
£500 cashback for remortgages and £100 cashback for Offset Saver account^ Payment or Term reduction |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.89% Family Mortgage 5 Year Fixed Rate to 30/09/2029 (XF0773) |
||||||||||
4.89% | 8.44% |
7.3% |
|
95% | £599~ | £250 for purchase applications^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.89% Ltd Co 2 Year Fixed Rate to 31/07/2026 (XF0785) |
||||||||||
5.89% | 9.19% |
9.0% |
|
70% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.69% Expat 1.75% Discounted Rate from follow on rate for 2 years (XD0217) |
||||||||||
6.69% | 8.44% |
8.5% |
|
60% | £999~ |
£500 cashback for remortgages^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% JBSP 2 Year Fixed Rate to 31/07/2026 (XF0766) |
||||||||||
5.44% | 8.44% |
8.1% |
|
80% | £599~ |
£500 cashback for remortgages^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.74% Offset Mortgage 2.45% Discounted Rate from follow on rate for 2 years (XO0076) |
||||||||||
6.74% | 9.19% |
9.3% |
|
70% | £999~ |
|
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 2 Year Fixed Rate to 31/07/2026 (XF0764) |
||||||||||
5.34% | 8.44% |
7.5% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.84% 2 Year Fixed Rate to 31/07/2026 (XF0774) |
||||||||||
5.84% | 8.44% |
8.1% |
|
60% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% Expat 5 Year Fixed Rate to 31/08/2029 (XF0791) |
||||||||||
5.44% | 9.19% |
8.1% |
|
70% | 1.00%~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.99% 5 Year Fixed Rate to 31/08/2029 (XF0782) |
||||||||||
4.99% | 9.19% |
7.4% |
|
60% | 0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.89% JBSP 5 Year Fixed Rate to 30/09/2029 (XF0772) |
||||||||||
4.89% | 8.44% |
7.1% |
|
80% | £599~ | £500 for remortgage application^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.19% FFGM 5 Year Fixed Rate to 30/09/2029 (XF0779) |
||||||||||
5.19% | 8.44% |
7.4% |
|
95% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.69% 5 Year Fixed Rate to 30/09/2029 (XF0769) |
||||||||||
4.69% | 8.44% |
5.6% |
|
60% | £999~ | £500 for remortgage applications^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.99% Expat 2 Year Fixed Rate to 31/07/2026 (XF0789) |
||||||||||
5.99% | 9.19% |
9.1% |
|
70% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.29% Expat 5 Year Fixed Rate to 31/08/2029 (XF0790) |
||||||||||
5.29% | 9.19% |
8.0% |
|
60% | 1.00%~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.79% 5 Year Fixed Rate to 30/09/2029 (XF0770) |
||||||||||
4.79% | 8.44% |
5.7% |
|
80% | £999~ | £500 for remortgage applications^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Case study - Helping a couple stay in their home and close to their family
Mr Grice's mother was very elderly and in need of regular support, so the Grices were keen to stay in their home
Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
...or ask the way that suits you.
Request a call back
We can call you back at a time that suits you.
Visit us in branch
Ashley Square, Epsom, Surrey, KT18 5DD.
View our FAQs
Your questions might be answered here.