- Our Autumn newsletter 2023 is now available. You can download it here
- View our Christmas opening hours here. For information on bank transfer processing times over the Christmas period please click here.

Expat Owner Occupier mortgages for product switch
See our current range of expat Owner Occupier mortgage products available for product switch for existing borrowers.
All of these mortgage products have limited funds available and may be withdrawn at any time. We offer Owner Occupier expat mortgages for properties located in England or Wales. We're able to lend to UK Nationals aged over 18 who are working abroad, and whose families are remaining in the UK subject to certain conditions.
Our expat mortgages are only available on an Interest-Only basis.
Please refer to our lending criteria for more information.
This information should be read in conjunction with the 'Getting a Mortgage: what you need to know' guide, which provides important information about our mortgage services.
A summary of our current range of Expat Owner Occupier mortgage products available for product switch can be found here.
Filter:
Sort:
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
7.24% Expat 1.20% Discounted Rate from follow on rate for 2 years (XD0200) |
||||||||||
7.24% | 8.44% |
8.6% |
|
60% | £999~ |
£500 cashback for remortgages^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
7.74% Expat 0.70% Discounted Rate from follow on rate for 2 years (XD0201) |
||||||||||
7.74% | 8.44% |
8.8 |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.