Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
5.34% Expat 5 Year Fixed Rate to 30/09/2030 (XF1021) |
Code XF1021 (EB) | |||||||||
More info | 30/09/2030 | 8.69% | 60% | £125* | £0~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.34% 5 Year Fixed Rate to 31/08/2030 (XF1019) |
Code XF1019 (EB) | |||||||||
More info | 31/08/2030 | 7.94% | 60% | £125* | £0~ | £0 | No | Yes | No | |
More info
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Check affordability
DIP Request
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Contact your BDM
Online Application
|
||||||||||
5.34% Expat 5 Year Fixed Rate to 30/09/2030 (XF1021) |
Code XF1021 (Direct) | |||||||||
More info | 30/09/2030 | 8.69% | 60% | £175* | 1.00%~ | £500^ | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% Expat 5 Year Fixed Rate to 30/09/2030 (XF1022) |
Code XF1022 (EB) | |||||||||
More info | 30/09/2030 | 8.69% | 75% | £125* | £0~ | £0 | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% 2 Year Fixed Rate to 31/08/2027 (XF1013) |
Code XF1013 (Direct) | |||||||||
More info | 31/08/2027 | 7.94% | 60% | £175* | £0~ | £500^ | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% 5 Year Fixed Rate to 31/08/2030 (XF1018) |
Code XF1018 (Direct) | |||||||||
More info | 31/08/2030 | 7.94% | 80% | £175* | £0~ | £500^ | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
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Contact your BDM
Online Application
|
||||||||||
5.34% 5 Year Fixed Rate to 31/08/2030 (XF1017) |
Code XF1017 (Direct) | |||||||||
More info | 31/08/2030 | 7.94% | 60% | £175* | £0~ | £500^ | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
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Contact your BDM
Online Application
|
||||||||||
5.49% Expat 5 Year Fixed Rate to 30/09/2030 (XF1022) |
Code XF1022 (Direct) | |||||||||
More info | 30/09/2030 | 8.69% | 75% | £175* | 1.00%~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.59% 2 Year Fixed Rate to 31/08/2027 (XF1014) |
Code XF1014 (Direct) | |||||||||
More info | 31/08/2027 | 7.94% | 80% | £175* | £0~ | £500^ | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.69% JBSP 2 Year Fixed Rate to 31/08/2027 (XF0984) |
Code XF0984 (EB) | |||||||||
More info | 31/08/2027 | 7.94% | 60% | £125* | £0~ | £0 | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
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Online Application
|
||||||||||
5.59% Expat 2 Year Fixed Rate to 31/08/2027 (XF1001) |
Code XF1001 | |||||||||
More info | 31/08/2027 | 8.69% | 75% | £175* | 1.00%~ | £0^ | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.54% 2 Year Fixed Rate to 31/08/2027 (XF0991) |
Code XF0991 | |||||||||
More info | 31/08/2027 | 8.69% | 75% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
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|
||||||||||
5.54% RIO 5 Year Fixed Rate to 31/08/2030 (XFZ028) |
Code XFZ028 | |||||||||
More info | 31/08/2030 | 7.94% | 50% | £175* | £999~ | £500^ | No | Yes | No | |
More info
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Check affordability
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|
||||||||||
5.14% 3 Year Fixed Rate to 31/08/2028 (XF0974) |
Code XF0974 (EB) | |||||||||
More info | 31/08/2028 | 7.94% | 80% | £125* | £0~ | £0 | Yes | No | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
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|
||||||||||
5.24% 2 Year Fixed Rate to 31/08/2027 (XF0970) |
Code XF0970 | |||||||||
More info | 31/08/2027 | 7.94% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% 5 Year Fixed Rate to 30/09/2030 (XF0993) |
Code XF0993 | |||||||||
More info | 30/09/2030 | 8.69% | 75% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
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Contact your BDM
Online Application
|
||||||||||
5.49% 5 Year Fixed Rate to 30/09/2030 (XF0993) |
Code XF0993 (EB) | |||||||||
More info | 30/09/2030 | 8.69% | 75% | £125* | £0~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.39% 2 Year Fixed Rate to 31/08/2027 (XF0990) |
Code XF0990 (EB) | |||||||||
More info | 31/08/2027 | 8.69% | 60% | £125* | £0~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.59% Ltd Co 5 Year Fixed Rate to 30/09/2030 (XF0997) |
Code XF0997 | |||||||||
More info | 30/09/2030 | 8.69% | 75% | £175* | 1.00%~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.69% HMO Ltd Co 5 Year Fixed Rate to 30/09/2030 (XF0999) |
Code XF0999 | |||||||||
More info | 30/09/2030 | 8.69% | 70% | £175* | 1.00%~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
HMO Specific Criteria
|
- 1
- 2 (current)
- 3
- 4
- 5
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
5.34% Expat 5 Year Fixed Rate to 30/09/2030 (XF1021) |
||||||||||
5.34% | 8.69% |
7.5% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 5 Year Fixed Rate to 31/08/2030 (XF1019) |
||||||||||
5.34% | 7.94% |
6.5% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% Expat 5 Year Fixed Rate to 30/09/2030 (XF1021) |
||||||||||
5.34% | 8.69% |
7.8% |
|
60% | 1.00%~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% Expat 5 Year Fixed Rate to 30/09/2030 (XF1022) |
||||||||||
5.49% | 8.69% |
7.6% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% 2 Year Fixed Rate to 31/08/2027 (XF1013) |
||||||||||
5.44% | 7.94% |
7.6% |
|
60% | £0~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 5 Year Fixed Rate to 31/08/2030 (XF1018) |
||||||||||
5.49% | 7.94% |
6.9% |
|
80% | £0~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 5 Year Fixed Rate to 31/08/2030 (XF1017) |
||||||||||
5.34% | 7.94% |
6.8% |
|
60% | £0~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% Expat 5 Year Fixed Rate to 30/09/2030 (XF1022) |
||||||||||
5.49% | 8.69% |
7.9% |
|
75% | 1.00%~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% 2 Year Fixed Rate to 31/08/2027 (XF1014) |
||||||||||
5.59% | 7.94% |
7.7% |
|
80% | £0~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.69% JBSP 2 Year Fixed Rate to 31/08/2027 (XF0984) |
||||||||||
5.69% | 7.94% |
7.8% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% Expat 2 Year Fixed Rate to 31/08/2027 (XF1001) |
||||||||||
5.59% | 8.69% |
8.5% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% 2 Year Fixed Rate to 31/08/2027 (XF0991) |
||||||||||
5.54% | 8.69% |
8.5% |
|
75% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% RIO 5 Year Fixed Rate to 31/08/2030 (XFZ028) |
||||||||||
5.54% | 7.94% |
7.1% |
|
50% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.14% 3 Year Fixed Rate to 31/08/2028 (XF0974) |
||||||||||
5.14% | 7.94% |
6.4% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% 2 Year Fixed Rate to 31/08/2027 (XF0970) |
||||||||||
5.24% | 7.94% |
7.3% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 5 Year Fixed Rate to 30/09/2030 (XF0993) |
||||||||||
5.49% | 8.69% |
7.8% |
|
75% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 5 Year Fixed Rate to 30/09/2030 (XF0993) |
||||||||||
5.49% | 8.69% |
6.8% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.39% 2 Year Fixed Rate to 31/08/2027 (XF0990) |
||||||||||
5.39% | 8.69% |
8.0% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% Ltd Co 5 Year Fixed Rate to 30/09/2030 (XF0997) |
||||||||||
5.59% | 8.69% |
7.8% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.69% HMO Ltd Co 5 Year Fixed Rate to 30/09/2030 (XF0999) |
||||||||||
5.69% | 8.69% |
7.8% |
|
70% | 1.00%~ | |||||
Some key features of this mortgage
HMO Specific Criteria
See full details for fee details, documents you'll need, and more. |
- 1
- 2 (current)
- 3
- 4
- 5

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Case study - A second chance at being a homeowner in retirement
Alicia wanted to relocate and become a homeowner again in her retirement
Over 125 years of helping people move in
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