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Homes for Ukraine - important information can be found here.
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Savings members: Following the Bank of England’s decision to raise the Bank Rate by 0.25% to 1.25% on 16 June 2022, Windfall Bond and Tracker Savings Bond rates will increase by 0.25% from 1 July 2022. In addition we are pleased to say that many of our variable rate accounts will also be increasing from 24 June 2022. We will be informing affected customers of their new rate via email or letter shortly. (Notice updated 20/06/2022).
Mortgage members: Tracker mortgages will change on 25 July 2022 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. (Notice updated 20/06/2022).

Compare all Owner Occupier Offset mortgages
See all our mortgage products at once or select two to compare side by side. Then see their full details.
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Our range of Offset mortgages allow you to reduce the amount of interest you pay by offsetting your savings against your mortgage. However, no interest is paid on your savings all the time they are connected to your mortgage.
You can find out more about our mortgage products and compare in the table below. If you need further information you can call our friendly New Business Team on 03330 140140 who will be happy to help.
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
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2.84% 2 year discounted rate by 2.05% Offset mortgage |
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2.84% | 4.89% |
4.6% |
|
60% | £999~ |
£500 cashback for remortgages and £100 cashback for Offset Saver account^ Payment or Term reduction |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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2.94% 2 year discounted rate by 1.95% Offset mortgage |
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2.94% | 4.89% |
4.6% |
|
80% | £999~ |
£500 cashback for remortgages and £100 cashback for Offset Saver account^ Payment or Term reduction |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.