Do you want to put the money you save for tax to better use?
If you hold a reasonable amount in savings accounts you will have noticed that the returns over the last few years have been less than sparkling.
As a general principle the interest rate you pay for borrowing money will tend to be higher than the rate you receive from saving money. So if you could move your savings to count against your mortgage, you would effectively be earning interest on that money at the rate you are charged for your mortgage and the interest saved can help to pay off your mortgage earlier.
| Find out how the Offset Mortgage could put your savings to better use. |
Have you been refused a mortgage purely because of your age?
Many high street banks refuse to lend beyond the age of 70, but at the Family Building Society we don't use computers to make our decisions about lending.
Even if you have been refused a mortgage elsewhere because of your age, or thought you wouldn't qualify for a normal mortgage, there may still be options available to you on both an interest-only or repayment basis.
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| Read more about our Later Life Lending and how we could help.
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Are you working abroad or need help with a Buy to Let property?
We offer a range of mortgages for Buy to Let, including a Buy to Let Offset Mortgage which reduces the amount of interest charged, and may increase your net profit from lending. We also offer a range of Buy to Let mortgages for Limited Companies.
Our Buy to Let mortgages are also available if you are an expat working abroad.
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| Find out more about our Buy to Let mortgage range.
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