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Online Service update. Due to planned essential maintenance, our Online Service will be unavailable from 10pm on 8 May until 3am on 9 May. We apologise for any inconvenience this may cause.
- Savings customers. Your 2023/2024 Annual Interest Savings Summary has been despatched and will be with you shortly. Updated 29 April 2024
6.69% Expat 1.75% Discounted Rate from follow on rate for 2 years (XD0217)
Key things to bear in mind
- Purpose - Expat for purchase, remortgage, product switch and further advance
- Discount - 1.75% applied to our Managed Mortgage Rate for 2 years
- Minimum rate - 4.19%
- Loan to Value - Maximum 60%
- Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
- Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch)
- ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch)
- Additional benefits:
- ^Cashback - £500 on completion for remortgage applications - Early Repayment Charges - 2% in the first year, 1% in the second year
- Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
- Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
- Cost for comparison - 8.5% APRC
- Additional criteria - We require a UK address for the serving of notice
- See our full list of countries currently considered for Expat applications
Representative example
More downloads & what you'll need to apply
Identification
We carry out an electronic ID check on all applicants. If this fails you will need to provide us with ID documents.
Bank statements
Proof of income
If you're employed in a company you'll need:
Other items
Case study - Helping the retired back into home ownership
When their landlady told them she wanted to sell the house, David and his wife decided to get back on the property ladder
Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
...or ask the way that suits you.
Request a call back
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Visit us in branch
Ashley Square, Epsom, Surrey, KT18 5DD.
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