Notices
Sort products by:
Initial
Rate		 Initial
Rate Ends		 Follow On
Rate		 Max.
LTV		 Application
Fee		 Product
Fee		 Cashback on
Completion		 Repayment Interest
Only		 FTB

TMM Exclusive XD0192

 Code XD0192
N/A % % £ £0 No No No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application

TMM Exclusive XD0193

 Code XD0193
N/A % % £ £0 No No No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application

6.34% 2 Year Fixed Rate to 31/01/2026 (XF0676)

 Code XF0676
31/01/2026 8.44% 80% £175* £999~ £500^ Yes No No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Purchase, remortgage, product switch and further advance
  • LTV - Maximum 80%.
  • Fixed Rate end date - 31/01/2026
  • *Application Fee - £175 + Valuation Fee. (£125 for further advance, £0 for product switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch)
  • ~Product Fee -  £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch)
  • Early Repayment Charges - 2% until 31/01/2025, 1% until 31/01/2026
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Additional benefits:
    ^Cashback     - £500 cashback on completion for remortgage applications
  • Cost for comparison - 8.1% APRC

5.54% 5 Year Fixed Rate to 31/01/2029 (XF0679)

 Code XF0679
31/01/2029 8.44% 60% £175* £999~ £500^ Yes No No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Purchase, Remortgage, Further Advance, Product Switch
  • LTV - Maximum 60%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch)
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount. (£0 for further advance. £0 for product switch)
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 6.5%

5.64% 5 Year Fixed Rate to 31/01/2029 (XF0680)

 Code XF0680
31/01/2029 8.44% 80% £175* £999~ £500^ Yes No No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Purchase, Remortgage, Product Switch and Further Advance
  • LTV - Maximum 80%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch)
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount. (£0 for further advance. £0 for product switch)
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 6.6% APRC.

5.74% JBSP 5 Year Fixed Rate to 31/01/2029 (XF0681)

 Code XF0681
31/01/2029 8.44% 60% £175* £599~ £500^ Yes No No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Joint Borrower Sole Proprietor applications for Purchase, Remortgage, Further Advance and Product Switches. Also available for product switch and further advance for existing guarantor mortgages
  • LTV - Maximum 60%
  • Fixed rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch)
  • ~Product Fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch)
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum loan  - £500,000
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 7.6% APRC

5.84% JBSP 5 Year Fixed Rate to 31/01/2029 (XF0682)

 Code XF0682
31/01/2029 8.44% 80% £175* £599~ £500^ Yes No Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Joint Borrower Sole Proprietor applications for Purchase, Remortgage, Further Advance and Product Switches. Also available for product switch and further advance for existing guarantor mortgages
  • LTV - Maximum 80%.
  • Fixed rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch)
  • ~Product Fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch)
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum loan  - £500,000
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 7.6% APRC

5.99% 5 Year Fixed Rate to 31/01/2029 (XF0687)

 Code XF0687
31/01/2029 8.44% 60% £125* £0 £0 No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Product switch and further advance
  • LTV - Maximum 60%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £125 for further advance. £0 for product switch
  • Legal Fees - £100 minimum for further advances
  • Valuation Fees - £0
  • Product Fee - £0
  • Cashback - £0
  • Early Repayment Charges - 5% until 31/01/2025, 4% until  31/01/2026, 3% until  31/01/2027, 2% until  31/01/2028, 1% until  31/01/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 7.4% APRC

6.14% 5 Year Fixed Rate to 28/02/2029 (XF0691)

 Code XF0691
28/02/2029 9.19% 60% £175* £999 £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Purchase, remortgage, further advance and product switch
  • LTV - Maximum 60%
  • Fixed Rate end date - 28/02/2029
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for switch)
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies 
  • Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and switch)
  • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase, remortgage, £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 8.3% APRC

6.29% 5 Year Fixed Rate to 28/02/2029 (XF0692)

 Code XF0692
28/02/2029 9.19% 70% £175* £999 £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Purchase, remortgage, further advance and product switch
  • LTV - Maximum 70%
  • Fixed Rate end date - 28/02/2029
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
  • Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and product switch)
  • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 8.4% APRC

6.14% Ltd Co 5 Year Fixed Rate to 28/02/2028 (XF0693)

 Code XF0693
28/02/2029 9.19% 60% £175* 2.00%~ £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
  • LTV - Maximum 60%
  • Fixed rate end date - 28/02/2029 
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies 
  • ~Product Fee - 2.00% of the loan amount, subject to a minimum of £1,499. (£0 for further advance, £0 for product switch)
  • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 8.5% APRC
  • Additional information: The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100 or 68209

6.29% Ltd Co 5 Year Fixed Rate to 28/02/2029 (XF0694)

 Code XF0694
28/02/2029 9.19% 70% £175* 2.00%~ £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
  • LTV - Maximum 70%
  • Fixed Rate end date - 28/02/2029
  • *Application Fee -  £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies 
  • ~Product Fee - 2.00% of the loan amount, subject to a minimum of £1,499. (£0 for further advance, £0 for product switch)
  • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 8.6% APRC
  • Additional information: The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100 or 68209

6.29% Expat 5 Year Fixed Rate to 28/02/2029 (XF0695)

 Code XF0695 (Direct)
28/02/2029 9.19% 60% £175* 1.00%^ £0 No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Expat purchase, remortgage, product switch and further advance
  • Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / remortgage applications submitted from directly authorised brokers. 
  • LTV - Maximum 60%
  • Fixed Rate end date - 28/02/2029
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
  • Legal fees - £100 minimum for further advances
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies. 
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply. (£0 for further advance and product switch)
  • ^Product Fee - 1.00% of the loan amount, subject to a minimum of £1,000. (£0 for further advance, £0 for product switch)
  • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 8.5% APRC

6.39% Expat 5 Year Fixed Rate to 28/02/2029 (XF0696)

 Code XF0696 Direct
28/02/2029 9.19% 70% £175* 1.00%~ £500^ No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Expat purchase, remortgage, product switch and further advance
  • Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / remortgage applications submitted from directly authorised brokers. 
  • LTV - Maximum 70%
  • Fixed Rate end date - 28/02/2029
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
  • Legal fees - £100 minimum for further advances
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies. 
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply. (£0 for further advance and product switch)
  • ~Product Fee - 1.00% of the loan amount, subject to a minimum of £1,000. (£0 for further advance, £0 for product switch)
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 8.5% APRC

6.29% Expat 5 Year Fixed Rate to 28/02/2029 (XF0695)

 Code XF0695
28/02/2029 9.19% 60% £125* 0 £0 No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Expat product switch and further advance
  • LTV - Maximum 60%
  • Fixed rate end date - 28/02/2029
  • *Application Fee - £125 for further advance, £0 for switch
  • Valuation Fees (Further advance and Product Switch) - £0
  • Legal fees - £100 minimum for further advances
  • Product Fee - £0
  • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 8.3% APRC

6.39% Expat 5 Year Fixed Rate to 28/02/2029 (XF0696)

 Code XF0696
28/02/2029 9.19% 70% £125* 0 £0 No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Expat product switch and further advance
  • LTV - Maximum 70%
  • Fixed rate end date - 28/02/2029
  • *Application Fee - £125 for further advance, £0 for switch
  • Valuation Fees (Further advance and Product Switch) - £0
  • Legal fees - £100 minimum for further advances
  • Product Fee - £0
  • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 8.3% APRC

6.59% Expat 5 Year Fixed Rate to 28/02/2029 (XF0697)

 Code XF0697
28/02/2029 9.19% 70% £175* 1.00%~ £0 No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Expat Purchase and remortgage
  • LTV - Maximum 70%
  • Fixed Rate end date - 28/02/2029
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330.00 discount
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply
  • ~Product Fee - 1.00% subject to a min of £1,000
  • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage
  • Cost for comparison - 8.6% APRC

6.49% RIO 5 Year Fixed Rate to 31/01/2029 (XFZ019)

 Code XFZ019
31/01/2029 8.44% 50% £175* £999~ £500^ No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - RIO applications for purchase, remortgage, product switch and additional borrowing
  • LTV - Maximum 50%.
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance and switch)
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance and switch)
  • ^Cashback - £500 for remortgage applications.
  • Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028, 1% until 31/01/2029
  • Overpayments - 10% per year allowed Early Repayment Charges free
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 7.9% APRC
  • Additional criteria - Borrowers are required to nominate a Registered Contact when they apply

6.89% 2 Year Fixed Rate to 31/01/2026 (XF0686)

 Code XF0686
31/01/2026 8.44% 60% £175* £999~ £500^ No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Purchase, remortgage
  • LTV - Maximum 60%
  • Fixed Rate end date - 31/01/2026
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 2% until 31/01/2025, 1% until 31/01/2026
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage
  • Cost for comparison - 8.5% APRC

5.99% 5 Year Fixed Rate to 31/01/2029 (XF0687)

 Code XF0687 DIRECT
31/01/2029 8.44% 60% £175* £999~ £500^ No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Purchase, remortgage, product switch and further advance
  • Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, dealt with via our Mortgage Advisor Team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers
  • LTV - Maximum 60%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee. (£125 for further advances. £0 for product switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advances. £0 for product switch)
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount. (£0 for further advances. £0 for product switch)
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028, 1% until 31/01/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 7.3% APRC
 
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Initial interest rate Current follow on rate Overall cost for comparison Repayment or Interest-Only? Max % Loan to Value (LTV) Product fees Additional
benefits

TMM Exclusive XD0192
% % APRC
%

Some key features of this mortgage


See full details for fee details, documents you'll need, and more.

Take the next step:

See full details See what I could borrow
Ask us to call you back

TMM Exclusive XD0193
% % APRC
%

Some key features of this mortgage


See full details for fee details, documents you'll need, and more.

Take the next step:

See full details See what I could borrow
Ask us to call you back

6.34% 2 Year Fixed Rate to 31/01/2026 (XF0676)
6.34% 8.44% 8.1%APRC
  • Repayment
 80% £999~ £500 cashback for remortgages^

Some key features of this mortgage

  • Purpose - Purchase, remortgage, product switch and further advance
  • LTV - Maximum 80%.
  • Fixed Rate end date - 31/01/2026
  • Application Fee - £175 + Valuation Fee. (£125 for further advance, £0 for product switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch)
  • ~Product Fee -  £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch)
  • Early Repayment Charges - 2% until 31/01/2025, 1% until 31/01/2026
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Additional benefits:
    ^Cashback     - £500 cashback on completion for remortgage applications
  • Cost for comparison - 8.1% APRC

See full details for fee details, documents you'll need, and more.

Take the next step:

See full details See what I could borrow
Ask us to call you back

5.54% 5 Year Fixed Rate to 31/01/2029 (XF0679)
5.54% 8.44% 6.5%APRC
  • Repayment
 60% £999~ £500 for remortgage applications^

Some key features of this mortgage

  • Purpose - Purchase, Remortgage, Further Advance, Product Switch
  • LTV - Maximum 60%
  • Fixed Rate end date - 31/01/2029
  • *Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch)
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount. (£0 for further advance. £0 for product switch)
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028,1% until 31/01/2029
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 6.5% APRC

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    5.64% 5 Year Fixed Rate to 31/01/2029 (XF0680)
    5.64% 8.44% 6.6%APRC
    • Repayment
    		 80% £999~ £500 for remortgage applications^

    Some key features of this mortgage

    • Purpose - Purchase, Remortgage, Further Advance, Product Switch
    • LTV - Maximum 80%
    • Fixed Rate end date - 31/01/2029
    • *Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switch)
    • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch)
    • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount. (£0 for further advance. £0 for product switch)
    • ^Cashback - £500 for remortgage applications
    • Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028,1% until 31/01/2029
    • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
    • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
    • Cost for comparison - 6.6% APRC.
     

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    5.74% JBSP 5 Year Fixed Rate to 31/01/2029 (XF0681)
    5.74% 8.44% 7.6%APRC
    • Repayment
    		 60% £599~ £500 for remortgage applications^

    Some key features of this mortgage

    • Purpose - Joint Borrower Sole Proprietor applications for Purchase, Remortgage, Further Advance and Product Switches. Also available for product switch and further advance for existing guarantor mortgages
    • LTV - Maximum 60%
    • Fixed rate end date - 31/01/2029
    • *Application Fee -  £175 + Valuation Fee. (£125 for further advance. £0 for product switches)
    • Valuation Fees Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch)
    • ~Product Fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch)
    • ^Cashback - £500 for remortgage applications
    • Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028, 1% until 31/01/2029
    • Maximum loan - £500,000
    • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
    • Cost for comparison - 7.6% APRC

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    5.84% JBSP 5 Year Fixed Rate to 31/01/2029 (XF0682)
    5.84% 8.44% 7.6%APRC
    • Repayment
    		 80% £599~ £500 for remortgage application^

    Some key features of this mortgage

     

    • Purpose - Joint Borrower Sole Proprietor applications for Purchase, Remortgage, Further Advance and Product Switches. Also available for product switch and further advance for existing guarantor mortgages
    • LTV - Maximum 80%
    • Fixed rate end date - 31/01/2029
    • *Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switch)
    • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch)
    • ~Product Fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch)
    • ^Cashback - £500 for remortgage applications
    • Early Repayment Charges - 2% in the first year, 1% in the second year
    • ^Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028, 1% until 31/01/2029
    • Maximum loan - £500,000
    • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
    • Cost for comparison - 7.6% APRC

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    5.99% 5 Year Fixed Rate to 31/01/2029 (XF0687)
    5.99% 8.44% 7.4%APRC
    • Interest-Only
    		 60% £0

    Some key features of this mortgage

    • Purpose - Product switch and further advance
    • LTV - Maximum 60%
    • Fixed Rate end date - 31/01/2029
    • Application Fee - £125 for further advance. £0 for product switch
    • Valuation Fees - £0
    • Product Fee - £0
    • Cashback - £0
    • Early Repayment Charges - 5% until 31/01/2025, 4% until  31/01/2026, 3% until  31/01/2027, 2% until  31/01/2028, 1% until  31/01/2029
    • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
    • Minimum loan - £2,000 for further advance. No minimum for product switches.
    • Cost for comparison - 7.4% APRC

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    6.14% 5 Year Fixed Rate to 28/02/2029 (XF0691)
    6.14% 9.19% 8.3%APRC
    • Interest-Only
    • Repayment
    		 60% £999

    Some key features of this mortgage

    • Purpose - Purchase, remortgage, further advance and product switch
    • Loan to Value - Maximum 60%
    • Fixed Rate end date - 28/02/2029
    • Application fee - £175 + Valuation Fee for purchase, remortgage. (£125 for further advance, £0, for switch)
    • Valuation Fees (Purchase) - Full standard valuation fee scale applies
    • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
    • Valuation Fees (Further advance and Product Switch) - £0
    • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies
    • Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and switch)
    • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
    • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
    • Minimum loan - £45,000 for purchase, remortgage, £2,000 for further advance. No minimum for product switches
    • Cost for comparison - 8.3% APRC

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    6.29% 5 Year Fixed Rate to 28/02/2029 (XF0692)
    6.29% 9.19% 8.4%APRC
    • Interest-Only
    • Repayment
    		 70% £999

    Some key features of this mortgage

    • Purpose - Purchase, remortgage, further advance and product switch
    • Loan to Value - Maximum 70%
    • Fixed Rate end date - 28/02/2029
    • Application fee - £175 + Valuation Fee for purchase, remortgage. (£125 for further advance, £0 for product switch)
    • Valuation Fees (Purchase) - Full standard valuation fee scale applies.
    • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
    • Valuation Fees (Further advance and Product Switch) - £0
    • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies 
    • Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and product switch)
    • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
    • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
    • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
    • Cost for comparison - 8.4% APRC

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    6.14% Ltd Co 5 Year Fixed Rate to 28/02/2028 (XF0693)
    6.14% 9.19% 8.5%APRC
    • Interest-Only
    • Repayment
    		 60% 2.00%~
     

    Some key features of this mortgage

    • Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
    • Loan to Value - Maximum 60%. 
    • Fixed Rate end date - 28/02/2029
    • Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
    • Valuation Fees (Purchase) - Full standard valuation fee scale applies
    • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
    • Valuation Fees (Further advance and Product Switch) - £0
    • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies 
    • ~Product Fee - 2.00% of the loan amount, subject to a minimum of £1,499. (£0 for further advance, £0 for product switch)
    • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
    • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
    • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
    • Cost for comparison - 8.5% APRC
    • Additional information: The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100 or 68209

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    6.29% Ltd Co 5 Year Fixed Rate to 28/02/2029 (XF0694)
    6.29% 9.19% 8.6%APRC
    • Interest-Only
    • Repayment
    		 70% 2.00%~

    Some key features of this mortgage

    • Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
    • Loan to Value - Maximum 70%. 
    • Fixed Rate end date - 28/02/2029
    • Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
    • Valuation Fees (Purchase) - Full standard valuation fee scale applies
    • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
    • Valuation Fees (Further advance and Product Switch) - £0
    • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies 
    • ~Product Fee - 2.00% of the loan amount, subject to a minimum of £1,499. (£0 for further advance, £0 for product switch)
    • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
    • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
    • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
    • Cost for comparison - 8.6% APRC
    • Additional information: The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100 or 68209

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    6.29% Expat 5 Year Fixed Rate to 28/02/2029 (XF0695)
    6.29% 9.19% 8.5%APRC
    • Interest-Only
    		 60% 1.00%^

    Some key features of this mortgage

    • Purpose - Expat purchase, remortgage, product switch and further advance
    • Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / remortgage applications submitted from directly authorised brokers. 
    • Loan to Value - Maximum 60%
    • Fixed Rate end date - 28/02/2029
    • Application fee  - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for switch)
    • Valuation Fees (Purchase) - Full standard valuation fee scale applies
    • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
    • Valuation Fees (Further advance and Product Switch) - £0
    • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies 
    • Legal fees - £100 minimum for further advances
    • ^Product fee - 1.00% of the loan amount, subject to a minimum of £1,000. (£0 for further advance, £0 for product switch
    • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029 
    • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
    • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
    • Cost for comparison - 8.5% APRC

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    6.39% Expat 5 Year Fixed Rate to 28/02/2029 (XF0696)
    6.39% 9.19% 8.5%APRC
    • Interest-Only
    		 70% 1.00%~ £500 cashback for remortgages^

    Some key features of this mortgage

    • Purpose - Expat purchase, remortgage, product switch and further advance
    • Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / remortgage applications submitted from directly authorised brokers. 
    • Loan to Value - Maximum 70%
    • Fixed Rate end date - 28/02/2029
    • Application fee  - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for switch)
    • Valuation Fees (Purchase) - Full standard valuation fee scale applies
    • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
    • Valuation Fees (Further advance and Product Switch) - £0
    • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies 
    • Legal fees - £100 minimum for further advances
    • ~Product fee - 1.00% of the loan amount, subject to a minimum of £1,000. (£0 for further advance, £0 for product switch)
    • ^Cashback - £500 for remortgage applications
    • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
    • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
    • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
    • Cost for comparison - 8.5% APRC

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    6.29% Expat 5 Year Fixed Rate to 28/02/2029 (XF0695)
    6.29% 9.19% 8.3%APRC
    • Interest-Only
    		 60% 0

    Some key features of this mortgage

    • Purpose - Expat product switch and further advance
    • Loan to Value - Maximum 60%
    • Fixed Rate end date - 28/02/2029
    • *Application Fee - £125 for further advance, £0 for switch
    • Valuation Fees (Further advance and Product Switch) - £0
    • Product Fee - £0
    • Legal fees - £100 minimum for further advances
    • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029 
    • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
    • Minimum loan - £2,000 for further advance. No minimum for product switches
    • Cost for comparison - 8.3% APRC

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    6.39% Expat 5 Year Fixed Rate to 28/02/2029 (XF0696)
    6.39% 9.19% 8.3%APRC
    • Interest-Only
    		 70% 0

    Some key features of this mortgage

    • Purpose - Expat product switch and further advance
    • Loan to Value - Maximum 70%
    • Fixed Rate end date - 28/02/2029
    • *Application Fee - £125 for further advance, £0 for switch
    • Valuation Fees (Further advance and Product Switch) - £0
    • Product Fee - £0
    • Legal fees - £100 minimum for further advances
    • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
    • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
    • Minimum loan - £2,000 for further advance. No minimum for product switches
    • Cost for comparison - 8.3% APRC

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    6.59% Expat 5 Year Fixed Rate to 28/02/2029 (XF0697)
    6.59% 9.19% 8.6%APRC
    • Interest-Only
    		 70% 1.00%~

    Some key features of this mortgage

    • Purpose - Expat Purchase and remortgage
    • Loan to Value - Maximum 70%
    • Fixed Rate end date - 28/02/2029
    • Application fee - £175 + Valuation Fee for purchase and remortgage
    • Valuation Fees (Purchase) - Full standard valuation fee scale applies.
    • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330.00 discount
    • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply
    • ~Product fee - 1.00% subject to a min of £1,000
    • Early Repayment Charges - 5% until 28/02/2025, 4% until 28/02/2026, 3% until 28/02/2027, 2% until 29/02/2028, 1% until 28/02/2029
    • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
    • Minimum loan - £45,000 for purchase and remortgage
    • Cost for comparison - 8.6% APRC

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    6.49% RIO 5 Year Fixed Rate to 31/01/2029 (XFZ019)
    6.49% 8.44% 7.9%APRC
    • Interest-Only
    		 50% £999~

    £500 cashback for remortgages^

    Overpayments allowed

    Some key features of this mortgage

    • Purpose - RIO applications for purchase, remortgage, product switch and additional borrowing
    • LTV - Maximum 50%.
    • Fixed Rate end date - 31/01/2029
    • Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for switch)
    • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance and switch)
    • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance and switch)
    • ^Cashback - £500 for remortgage applications
    • Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028, 1% until 31/01/2029
    • Overpayments - 10% per year allowed Early Repayment Charges free
    • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
    • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
    • Cost for comparison - 7.9% APRC
    • Additional criteria - Borrowers are required to nominate a Registered Contact when they apply.

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    6.89% 2 Year Fixed Rate to 31/01/2026 (XF0686)
    6.89% 8.44% 8.5%APRC
    • Interest-Only
    		 60% £999~  £500 cashback for remortgages^

    Some key features of this mortgage

    • Purpose - Purchase, remortgage
    • LTV - Maximum 60%
    • Fixed Rate end date - 31/01/2026
    • Application Fee - £175 + Valuation Fee
    • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
    • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount
    • ^Cashback - £500 for remortgage applications
    • Early Repayment Charges - 2% until 31/01/2025, 1% until 31/01/2026
    • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
    • Minimum loan - £45,000 for purchase and remortgage
    • Cost for comparison - 8.5% APRC

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    5.99% 5 Year Fixed Rate to 31/01/2029 (XF0687)
    5.99% 8.44% 7.3%APRC
    • Interest-Only
    		 60% £999~ £500 cashback for remortgages^

    Some key features of this mortgage

    • Purpose - Purchase, remortgage, product switch and further advance
    • Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, dealt with via our Mortgage Advisor Team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers
    • LTV - Maximum 60%
    • Fixed Rate end date - 31/01/2029
    • Application Fee - £175 + Valuation Fee. (£125 for further advances. £0 for product switch)
    • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advances. £0 for product switch)
    • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount. (£0 for further advances. £0 for product switch)
    • ^Cashback - £500 for remortgage applications
    • Early Repayment Charges - 5% until 31/01/2025, 4% until 31/01/2026, 3% until 31/01/2027, 2% until 31/01/2028, 1% until 31/01/2029
    • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
    • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
    • Cost for comparison - 7.3% APRC

    See full details for fee details, documents you'll need, and more.

    Take the next step:

    See full details See what I could borrow
    Ask us to call you back

    Comparing two mortgage products

    Mortage icon - House Mortgage icon - House
    Product DYNAMIC DYNAMIC
    Initial interest rate DYNAMIC DYNAMIC
    Current follow on rate DYNAMIC DYNAMIC
    Overall cost for comparison DYNAMIC DYNAMIC
    Repayment or Interest-Only? DYNAMIC DYNAMIC
    Max % loan to value (LTV) DYNAMIC DYNAMIC
    Product fees DYNAMIC DYNAMIC
    Additional benefits DYNAMIC DYNAMIC

    Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

    Case Study - Helping first time buyers get on the ladder

    Greg, a financial services professional, was keen to buy his first home in Bournemouth. This, however, was proving to be harder than he had thought.

    View full case study

    Over 125 years of helping people move in

    For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

    More about who we areView our awards

    Contact our expert UK team

    New enquiries

    Savings - 03330 140141

    Mortgages - 03330 140140

    newbusiness@familybsoc.co.uk

    Existing customers

    Savings - 03330 140144
     savings.service@familybsoc.co.uk

    Mortgages - 03330 140146
     mortgage.service@familybsoc.co.uk

    ...or ask the way that suits you.

    Request a call back

    We can call you back at a time that suits you.

    Visit us in branch

    Ashley Square, Epsom, Surrey, KT18 5DD.

    View our FAQs

    Your questions might be answered here.

    See full contact details