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Online Service update. Due to planned essential maintenance, our Online Service will be unavailable from 10pm on 8 May until 3am on 9 May. We apologise for any inconvenience this may cause.
- Savings customers. Your 2023/2024 Annual Interest Savings Summary has been despatched and will be with you shortly. Updated 29 April 2024
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Mortgage products - From Friday 3 May we have withdrawn all of our Owner Occupier and Buy to Let Fixed Rate mortgage products from sale for purchase, remortgage and further advance applications. If you are an existing borrower and your mortgage deal is ending and you would like to switch you can continue to have access to these products. Further information can be found here.
Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
6.94% Expat 1.50% Discounted Rate from follow on rate for 2 years (XD0218) |
Code XD0218 | |||||||||
More info | 2 years | 8.44% | 80% | £0 | £0 | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.69% Expat 1.75% Discounted Rate from follow on rate for 2 years (XD0217) |
Code XD0217 | |||||||||
More info | 2 years | 8.44% | 60% | £0 | £0 | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.84% JBSP 1.60% Discounted Rate from follow on rate for 2 years (XD0216) |
Code XD0216 | |||||||||
More info | 2 years | 8.44% | 80% | £175* | £599~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.29% Offset Mortgage 2.25% Discounted Rate from follow on rate for 2 years (XO0071) |
Code XO0071 | |||||||||
More info | 2 years | 8.54% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.59% JBSP 1.85% Discounted Rate from follow on rate for 2 years (XD0215) |
Code XD0215 | |||||||||
More info | 2 years | 8.44% | 60% | £175* | £599~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.59% Offset Mortgage 2.60% Discounted Rate from follow on rate for 2 years (XO0075) |
Code XO0075 | |||||||||
More info | 2 years | 9.19% | 60% | £175* | £999~ | £100^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
· Purpose - Offset applications for purchase, remortgage, product switch and further advance |
||||||||||
6.39% Offset Mortgage 2.15% Discounted Rate from follow on rate for 2 years (XO0072) |
Code XO0072 | |||||||||
More info | 2 years | 8.54% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.74% Offset Mortgage 2.45% Discounted Rate from follow on rate for 2 years (XO0076) |
Code XO0076 | |||||||||
More info | 2 years | 9.19% | 70% | £175* | £999~ | £100^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
· Purpose - Offset applications for purchase, remortgage, product switch and further advance
|
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
6.94% Expat 1.50% Discounted Rate from follow on rate for 2 years (XD0218) |
||||||||||
6.94% | 8.44% |
8.5% |
|
80% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.69% Expat 1.75% Discounted Rate from follow on rate for 2 years (XD0217) |
||||||||||
6.69% | 8.44% |
8.5% |
|
60% | £0 |
|
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.84% JBSP 1.60% Discounted Rate from follow on rate for 2 years (XD0216) |
||||||||||
6.84% | 8.44% |
8.6% |
|
80% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.29% Offset Mortgage 2.25% Discounted Rate from follow on rate for 2 years (XO0071) |
||||||||||
6.29% | 8.54% |
8.2% |
|
60% | £999~ |
£500 cashback for remortgages and £100 cashback for Offset Saver account^ Payment or Term reduction |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.59% JBSP 1.85% Discounted Rate from follow on rate for 2 years (XD0215) |
||||||||||
6.59% | 8.44% |
8.5% |
|
60% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.59% Offset Mortgage 2.60% Discounted Rate from follow on rate for 2 years (XO0075) |
||||||||||
6.59% | 9.19% |
9.2% |
|
60% | £999~ |
|
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.39% Offset Mortgage 2.15% Discounted Rate from follow on rate for 2 years (XO0072) |
||||||||||
6.39% | 8.54% |
8.2% |
|
80% | £999~ |
£500 cashback for remortgages and £100 cashback for Offset Saver account^ Payment or Term reduction |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.74% Offset Mortgage 2.45% Discounted Rate from follow on rate for 2 years (XO0076) |
||||||||||
6.74% | 9.19% |
9.3% |
|
70% | £999~ |
|
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Case Study - Helping first time buyers get on the ladder
Greg, a financial services professional, was keen to buy his first home in Bournemouth. This, however, was proving to be harder than he had thought.
Over 125 years of helping people move in
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Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
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