Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
5.34% Expat 5 Year Fixed Rate to 30/09/2030 (XF1021) |
Code XF1021 (EB) | |||||||||
More info | 30/09/2030 | 8.69% | 60% | £125* | £0~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.34% 5 Year Fixed Rate to 31/08/2030 (XF1019) |
Code XF1019 (EB) | |||||||||
More info | 31/08/2030 | 7.94% | 60% | £125* | £0~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.34% Expat 5 Year Fixed Rate to 30/09/2030 (XF1021) |
Code XF1021 (Direct) | |||||||||
More info | 30/09/2030 | 8.69% | 60% | £175* | 1.00%~ | £500^ | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% Expat 5 Year Fixed Rate to 30/09/2030 (XF1022) |
Code XF1022 (EB) | |||||||||
More info | 30/09/2030 | 8.69% | 75% | £125* | £0~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% 2 Year Fixed Rate to 31/08/2027 (XF1013) |
Code XF1013 (Direct) | |||||||||
More info | 31/08/2027 | 7.94% | 60% | £175* | £0~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% 5 Year Fixed Rate to 31/08/2030 (XF1018) |
Code XF1018 (Direct) | |||||||||
More info | 31/08/2030 | 7.94% | 80% | £175* | £0~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.34% 5 Year Fixed Rate to 31/08/2030 (XF1017) |
Code XF1017 (Direct) | |||||||||
More info | 31/08/2030 | 7.94% | 60% | £175* | £0~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% Expat 5 Year Fixed Rate to 30/09/2030 (XF1022) |
Code XF1022 (Direct) | |||||||||
More info | 30/09/2030 | 8.69% | 75% | £175* | 1.00%~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.59% 2 Year Fixed Rate to 31/08/2027 (XF1014) |
Code XF1014 (Direct) | |||||||||
More info | 31/08/2027 | 7.94% | 80% | £175* | £0~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.69% JBSP 2 Year Fixed Rate to 31/08/2027 (XF0984) |
Code XF0984 (EB) | |||||||||
More info | 31/08/2027 | 7.94% | 60% | £125* | £0~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.59% Expat 2 Year Fixed Rate to 31/08/2027 (XF1001) |
Code XF1001 | |||||||||
More info | 31/08/2027 | 8.69% | 75% | £175* | 1.00%~ | £0^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.54% 2 Year Fixed Rate to 31/08/2027 (XF0991) |
Code XF0991 | |||||||||
More info | 31/08/2027 | 8.69% | 75% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.54% RIO 5 Year Fixed Rate to 31/08/2030 (XFZ028) |
Code XFZ028 | |||||||||
More info | 31/08/2030 | 7.94% | 50% | £175* | £999~ | £500^ | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
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Contact your BDM
Online Application
|
||||||||||
5.14% 3 Year Fixed Rate to 31/08/2028 (XF0974) |
Code XF0974 (EB) | |||||||||
More info | 31/08/2028 | 7.94% | 80% | £125* | £0~ | £0 | Yes | No | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.24% 2 Year Fixed Rate to 31/08/2027 (XF0970) |
Code XF0970 | |||||||||
More info | 31/08/2027 | 7.94% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% 5 Year Fixed Rate to 30/09/2030 (XF0993) |
Code XF0993 | |||||||||
More info | 30/09/2030 | 8.69% | 75% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% 5 Year Fixed Rate to 30/09/2030 (XF0993) |
Code XF0993 (EB) | |||||||||
More info | 30/09/2030 | 8.69% | 75% | £125* | £0~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.39% 2 Year Fixed Rate to 31/08/2027 (XF0990) |
Code XF0990 (EB) | |||||||||
More info | 31/08/2027 | 8.69% | 60% | £125* | £0~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.59% Ltd Co 5 Year Fixed Rate to 30/09/2030 (XF0997) |
Code XF0997 | |||||||||
More info | 30/09/2030 | 8.69% | 75% | £175* | 1.00%~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.69% HMO Ltd Co 5 Year Fixed Rate to 30/09/2030 (XF0999) |
Code XF0999 | |||||||||
More info | 30/09/2030 | 8.69% | 70% | £175* | 1.00%~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
HMO Specific Criteria
|
- 1
- 2 (current)
- 3
- 4
- 5
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
5.34% Expat 5 Year Fixed Rate to 30/09/2030 (XF1021) |
||||||||||
5.34% | 8.69% |
7.5% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 5 Year Fixed Rate to 31/08/2030 (XF1019) |
||||||||||
5.34% | 7.94% |
6.5% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% Expat 5 Year Fixed Rate to 30/09/2030 (XF1021) |
||||||||||
5.34% | 8.69% |
7.8% |
|
60% | 1.00%~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% Expat 5 Year Fixed Rate to 30/09/2030 (XF1022) |
||||||||||
5.49% | 8.69% |
7.6% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% 2 Year Fixed Rate to 31/08/2027 (XF1013) |
||||||||||
5.44% | 7.94% |
7.6% |
|
60% | £0~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 5 Year Fixed Rate to 31/08/2030 (XF1018) |
||||||||||
5.49% | 7.94% |
6.9% |
|
80% | £0~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 5 Year Fixed Rate to 31/08/2030 (XF1017) |
||||||||||
5.34% | 7.94% |
6.8% |
|
60% | £0~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% Expat 5 Year Fixed Rate to 30/09/2030 (XF1022) |
||||||||||
5.49% | 8.69% |
7.9% |
|
75% | 1.00%~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% 2 Year Fixed Rate to 31/08/2027 (XF1014) |
||||||||||
5.59% | 7.94% |
7.7% |
|
80% | £0~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.69% JBSP 2 Year Fixed Rate to 31/08/2027 (XF0984) |
||||||||||
5.69% | 7.94% |
7.8% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% Expat 2 Year Fixed Rate to 31/08/2027 (XF1001) |
||||||||||
5.59% | 8.69% |
8.5% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% 2 Year Fixed Rate to 31/08/2027 (XF0991) |
||||||||||
5.54% | 8.69% |
8.5% |
|
75% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% RIO 5 Year Fixed Rate to 31/08/2030 (XFZ028) |
||||||||||
5.54% | 7.94% |
7.1% |
|
50% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.14% 3 Year Fixed Rate to 31/08/2028 (XF0974) |
||||||||||
5.14% | 7.94% |
6.4% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% 2 Year Fixed Rate to 31/08/2027 (XF0970) |
||||||||||
5.24% | 7.94% |
7.3% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 5 Year Fixed Rate to 30/09/2030 (XF0993) |
||||||||||
5.49% | 8.69% |
7.8% |
|
75% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 5 Year Fixed Rate to 30/09/2030 (XF0993) |
||||||||||
5.49% | 8.69% |
6.8% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.39% 2 Year Fixed Rate to 31/08/2027 (XF0990) |
||||||||||
5.39% | 8.69% |
8.0% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% Ltd Co 5 Year Fixed Rate to 30/09/2030 (XF0997) |
||||||||||
5.59% | 8.69% |
7.8% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.69% HMO Ltd Co 5 Year Fixed Rate to 30/09/2030 (XF0999) |
||||||||||
5.69% | 8.69% |
7.8% |
|
70% | 1.00%~ | |||||
Some key features of this mortgage
HMO Specific Criteria
See full details for fee details, documents you'll need, and more. |
- 1
- 2 (current)
- 3
- 4
- 5

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Case Study - Helping first time buyers get on the ladder
Greg, a financial services professional, was keen to buy his first home in Bournemouth. This, however, was proving to be harder than he had thought.
Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

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