Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
5.19% Family Mortgage 5 Year Fixed Rate to 31/01/2031 (XF1078) |
Code XF1078 | |||||||||
More info | 31/01/2031 | 7.94% | 95% | £175* | £599~ | £250^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.99% Ltd Co 5 Year Fixed Rate to 28/02/2031 (XF1100) |
Code XF1100 | |||||||||
More info | 28/02/2031 | 8.69% | 75% | £175* | 3.00%~ | £0^ | Yes | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.19% 2 Year Fixed Rate to 31/01/2028 (XF1089) |
Code XF1089 (EB) | |||||||||
More info | 31/01/2028 | 8.69% | 60% | £125* | £0~ | £0 | Yes | Yes | No | |
More info
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Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.14% JBSP 2 Year Fixed Rate to 31/01/2028 (XF1071) |
Code XF1071 | |||||||||
More info | 31/01/2028 | 7.94% | 90% | £0 | £599~ | £500^ | Yes | No | Yes | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.34% 2 Year Fixed Rate to 31/01/2028 (XF1081) |
Code XF1081 | |||||||||
More info | 31/01/2028 | 7.94% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.24% 5 Year Fixed Rate to 28/02/2031 (XF1091) |
Code XF1091 (EB) | |||||||||
More info | 28/02/2031 | 8.69% | 60% | £125* | £0~ | £0 | Yes | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.19% Ltd Co 2 Year Fixed Rate to 31/01/2028 (XF1095) |
Code XF1095 (EB) | |||||||||
More info | 31/01/2028 | 8.69% | 60% | £125* | £0~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.64% HMO Expat 5 Year Fixed Rate to 28/02/2031 (XF1110) |
Code XF1110 (EB) | |||||||||
More info | 28/02/2031 | 8.69% | 75% | £125* | £0~ | £0 | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% 5 Year Fixed Rate to 31/01/2031 (XF1087) |
Code XF1087 (EB) | |||||||||
More info | 31/01/2031 | 7.94% | 80% | £125* | £0~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.99% 3 Year Fixed Rate to 31/01/2029 (XF1073) |
Code XF1073 (EB) | |||||||||
More info | 31/01/2029 | 7.94% | 80% | £125* | £0~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% HMO Ltd Co 5 Year Fixed Rate to 28/02/2031 (XF1103) |
Code XF1103 | |||||||||
More info | 28/02/2031 | 8.69% | 75% | £175* | 1.00%~ | £0^ | Yes | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.89% 2 Year Fixed Rate to 31/01/2028 (XF1068) |
Code XF1068 (EB) | |||||||||
More info | 31/01/2028 | 7.94% | 60% | £125* | £0~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.34% 2 Year Fixed Rate to 31/01/2028 (XF1090) |
Code XF1090 | |||||||||
More info | 31/01/2028 | 8.69% | 75% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% 5 Year Fixed Rate to 31/01/2031 (XF1085) |
Code XF1085 (Direct) | |||||||||
More info | 31/01/2031 | 7.94% | 80% | £175* | 0.00%~ | £500^ | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% 2 Year Fixed Rate to 31/01/2028 (XF1082) |
Code XF1082 | |||||||||
More info | 31/01/2028 | 7.94% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.04% JBSP 5 Year Fixed Rate to 31/01/2031 (XF1076) |
Code XF1076 (EB) | |||||||||
More info | 31/01/2031 | 7.94% | 80% | £125* | £0~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.34% 2 Year Fixed Rate to 31/01/2028 (XF1090) |
Code XF1090 (EB) | |||||||||
More info | 31/01/2028 | 8.69% | 75% | £125* | £0~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.39% Expat 2 Year Fixed Rate to 31/01/2028 (XF1105) |
Code XF1105 | |||||||||
More info | 31/01/2028 | 8.69% | 75% | £175* | 1.00%~ | £0^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.19% Family Mortgage 5 Year Fixed Rate to 31/01/2031 (XF1078) |
Code XF1078 (EB) | |||||||||
More info | 31/01/2031 | 7.94% | 95% | £125* | £0~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% 2 Year Fixed Rate to 31/01/2028 (XF1080) |
Code XF1080 (Direct) | |||||||||
More info | 31/01/2028 | 7.94% | 80% | £175* | 0.00%~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
- 1 (current)
- 2
- 3
- 4
- 5
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
5.19% Family Mortgage 5 Year Fixed Rate to 31/01/2031 (XF1078) |
||||||||||
5.19% | 7.94% |
7.0% |
|
95% | £599~ |
£250 cashback for purchase applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.99% Ltd Co 5 Year Fixed Rate to 28/02/2031 (XF1100) |
||||||||||
4.99% | 8.69% |
7.8% |
|
75% | 3.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.19% 2 Year Fixed Rate to 31/01/2028 (XF1089) |
||||||||||
5.19% | 8.69% |
8.1% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.14% JBSP 2 Year Fixed Rate to 31/01/2028 (XF1071) |
||||||||||
5.14% | 7.94% |
7.6% |
|
90% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 2 Year Fixed Rate to 31/01/2028 (XF1081) |
||||||||||
5.34% | 7.94% |
7.6% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% 5 Year Fixed Rate to 28/02/2031 (XF1091) |
||||||||||
5.24% | 8.69% |
7.1% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.19% Ltd Co 2 Year Fixed Rate to 31/01/2028 (XF1095) |
||||||||||
5.19% | 8.69% |
8.2% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.64% HMO Expat 5 Year Fixed Rate to 28/02/2031 (XF1110) |
||||||||||
5.64% | 8.69% |
7.6% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% 5 Year Fixed Rate to 31/01/2031 (XF1087) |
||||||||||
5.44% | 7.94% |
6.5% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.99% 3 Year Fixed Rate to 31/01/2029 (XF1073) |
||||||||||
4.99% | 7.94% |
6.3% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% HMO Ltd Co 5 Year Fixed Rate to 28/02/2031 (XF1103) |
||||||||||
5.49% | 8.69% |
7.8% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.89% 2 Year Fixed Rate to 31/01/2028 (XF1068) |
||||||||||
4.89% | 7.94% |
6.8% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 2 Year Fixed Rate to 31/01/2028 (XF1090) |
||||||||||
5.34% | 8.69% |
8.4% |
|
75% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% 5 Year Fixed Rate to 31/01/2031 (XF1085) |
||||||||||
5.44% | 7.94% |
6.9% |
|
80% | 0.00%~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 2 Year Fixed Rate to 31/01/2028 (XF1082) |
||||||||||
5.49% | 7.94% |
7.7% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.04% JBSP 5 Year Fixed Rate to 31/01/2031 (XF1076) |
||||||||||
5.04% | 7.94% |
6.6% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 2 Year Fixed Rate to 31/01/2028 (XF1090) |
||||||||||
5.34% | 8.69% |
8.2% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.39% Expat 2 Year Fixed Rate to 31/01/2028 (XF1105) |
||||||||||
5.39% | 8.69% |
8.5% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.19% Family Mortgage 5 Year Fixed Rate to 31/01/2031 (XF1078) |
||||||||||
5.19% | 7.94% |
7.0% |
|
95% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 2 Year Fixed Rate to 31/01/2028 (XF1080) |
||||||||||
5.49% | 7.94% |
7.6% |
|
80% | 0.00%~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
- 1 (current)
- 2
- 3
- 4
- 5

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Case Study - Helping first time buyers get on the ladder
Greg, a financial services professional, was keen to buy his first home in Bournemouth. This, however, was proving to be harder than he had thought.
Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

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