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Our new and improved Online Service is here.
We've made some improvements to our Online Service. With several enhancements and added benefits our Online Service is now simpler and easier for you to use. Online Service changes
Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
5.04% 2 Year Fixed Rate to 30/11/2027 (XF1026) |
Code XF1026 | |||||||||
More info | 30/11/2027 | 7.94% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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4.94% 2 Year Fixed Rate to 30/11/2027 (XF1025) |
Code XF1025 | |||||||||
More info | 30/11/2027 | 7.94% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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5.19% JBSP 2 Year Fixed Rate to 30/11/2027 (XF1028) |
Code XF1028 | |||||||||
More info | 30/11/2027 | 7.94% | 90% | £None | £599~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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5.09% JBSP 2 Year Fixed Rate to 30/11/2027 (XF1027) |
Code XF1027 | |||||||||
More info | 30/11/2027 | 7.94% | 80% | £None | £599~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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4.89% 5 Year Fixed Rate to 31/10/2030 (XF1031) |
Code XF1031 | |||||||||
More info | 31/10/2030 | 7.94% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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4.99% 5 Year Fixed Rate to 31/10/2030 (XF1032) |
Code XF1032 | |||||||||
More info | 31/10/2030 | 7.94% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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5.34% 2 Year Fixed Rate to 30/11/2027 (XF1040) |
Code XF1040 | |||||||||
More info | 30/11/2027 | 7.94% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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5.14% JBSP 5 Year Fixed Rate to 31/10/2030 (XF1033) |
Code XF1033 | |||||||||
More info | 31/10/2030 | 7.94% | 80% | £None | £599~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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5.24% JBSP 5 Year Fixed Rate to 31/10/2030 (XF1034) |
Code XF1034 | |||||||||
More info | 31/10/2030 | 7.94% | 90% | £None | £599~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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5.29% Family Mortgage 5 Year Fixed Rate to 31/10/2030 (XF1035) |
Code XF1035 | |||||||||
More info | 31/10/2030 | 7.94% | 95% | £175* | £599~ | £250^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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5.49% 2 Year Fixed Rate to 30/11/2027 (XF1041) |
Code XF1041 | |||||||||
More info | 30/11/2027 | 7.94% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% JBSP 2 Year Fixed Rate to 30/11/2027 (XF1042) |
Code XF1042 | |||||||||
More info | 30/11/2027 | 7.94% | 60% | £175* | £599~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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5.29% 5 Year Fixed Rate to 31/10/2030 (XF1045) |
Code XF1045 | |||||||||
More info | 31/10/2030 | 7.94% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% 5 Year Fixed Rate to 31/10/2030 (XF1046) |
Code XF1046 | |||||||||
More info | 31/10/2030 | 7.94% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.54% RIO 5 Year Fixed Rate to 31/10/2030 (XFZ029) |
Code XFZ029 | |||||||||
More info | 31/10/2030 | 7.94% | 50% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.24% 2 Year Fixed Rate to 30/11/2027 (XF1048) |
Code XF1048 | |||||||||
More info | 30/11/2027 | 8.69% | 60% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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5.39% 2 Year Fixed Rate to 30/11/2027 (XF1049) |
Code XF1049 | |||||||||
More info | 30/11/2027 | 8.69% | 75% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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5.29% 5 Year Fixed Rate to 30/11/2030 (XF1050) |
Code XF1050 | |||||||||
More info | 30/11/2030 | 8.69% | 60% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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5.44% 5 Year Fixed Rate to 30/11/2030 (XF1051) |
Code XF1051 | |||||||||
More info | 30/11/2030 | 8.69% | 75% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.39% Ltd Co 2 Year Fixed Rate to 30/11/2027 (XF1053) |
Code XF1053 | |||||||||
More info | 30/11/2027 | 8.69% | 75% | £175* | 1.00%~ | £0^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
- 1 (current)
- 2
- 3
- 4
- 5
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
5.04% 2 Year Fixed Rate to 30/11/2027 (XF1026) |
||||||||||
5.04% | 7.94% |
7.2% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.94% 2 Year Fixed Rate to 30/11/2027 (XF1025) |
||||||||||
4.94% | 7.94% |
7.1% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.19% JBSP 2 Year Fixed Rate to 30/11/2027 (XF1028) |
||||||||||
5.19% | 7.94% |
7.6% |
|
90% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.09% JBSP 2 Year Fixed Rate to 30/11/2027 (XF1027) |
||||||||||
5.09% | 7.94% |
7.6% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.89% 5 Year Fixed Rate to 31/10/2030 (XF1031) |
||||||||||
4.89% | 7.94% |
6.1% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.99% 5 Year Fixed Rate to 31/10/2030 (XF1032) |
||||||||||
4.99% | 7.94% |
6.1% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 2 Year Fixed Rate to 30/11/2027 (XF1040) |
||||||||||
5.34% | 7.94% |
7.6% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.14% JBSP 5 Year Fixed Rate to 31/10/2030 (XF1033) |
||||||||||
5.14% | 7.94% |
7.0% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% JBSP 5 Year Fixed Rate to 31/10/2030 (XF1034) |
||||||||||
5.24% | 7.94% |
7.0% |
|
90% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.29% Family Mortgage 5 Year Fixed Rate to 31/10/2030 (XF1035) |
||||||||||
5.29% | 7.94% |
7.1% |
|
95% | £599~ |
£250 cashback for purchase applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 2 Year Fixed Rate to 30/11/2027 (XF1041) |
||||||||||
5.49% | 7.94% |
7.6% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% JBSP 2 Year Fixed Rate to 30/11/2027 (XF1042) |
||||||||||
5.44% | 7.94% |
7.8% |
|
60% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.29% 5 Year Fixed Rate to 31/10/2030 (XF1045) |
||||||||||
5.29% | 7.94% |
6.8% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% 5 Year Fixed Rate to 31/10/2030 (XF1046) |
||||||||||
5.44% | 7.94% |
6.9% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% RIO 5 Year Fixed Rate to 31/10/2030 (XFZ029) |
||||||||||
5.54% | 7.94% |
7.0% |
|
50% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% 2 Year Fixed Rate to 30/11/2027 (XF1048) |
||||||||||
5.24% | 8.69% |
8.4% |
|
60% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.39% 2 Year Fixed Rate to 30/11/2027 (XF1049) |
||||||||||
5.39% | 8.69% |
8.4% |
|
75% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.29% 5 Year Fixed Rate to 30/11/2030 (XF1050) |
||||||||||
5.29% | 8.69% |
7.6% |
|
60% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% 5 Year Fixed Rate to 30/11/2030 (XF1051) |
||||||||||
5.44% | 8.69% |
7.7% |
|
75% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.39% Ltd Co 2 Year Fixed Rate to 30/11/2027 (XF1053) |
||||||||||
5.39% | 8.69% |
8.4% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
- 1 (current)
- 2
- 3
- 4
- 5

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Case Study - Helping first time buyers get on the ladder
Greg, a financial services professional, was keen to buy his first home in Bournemouth. This, however, was proving to be harder than he had thought.
Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
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