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Savings products - In preparation of the launch of our new and improved Online Service we have temporarily withdrawn online applications for all our savings products. You can still apply for these products by post or in branch. All savings products will be available to apply online from 12 May. We apologise for any inconvenience this may cause.
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Online Service update. Due to planned essential maintenance our Online Service will be unavailable from 6pm until 12am on Wednesday 7 May. Our Online Service will also be unavailable between 5.30pm on Friday 9 May until 9am on Monday 12 May. We apologise for any inconvenience this may cause.
Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
4.94% 5 Year Fixed Rate to 31/08/2030 (XF1009) |
Code XF1009 | |||||||||
More info | 31/08/2030 | 7.94% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.29% JBSP 2 Year Fixed Rate to 31/08/2027 (XF1007) |
Code XF1007 | |||||||||
More info | 31/08/2027 | 7.94% | 80% | £None | £0~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.39% JBSP 2 Year Fixed Rate to 31/08/2027 (XF1008) |
Code XF1008 | |||||||||
More info | 31/08/2027 | 7.94% | 90% | £None | £0~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.19% JBSP 5 Year Fixed Rate to 31/08/2030 (XF1011) |
Code XF1011 | |||||||||
More info | 31/08/2030 | 7.94% | 80% | £None | £0~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.04% 5 Year Fixed Rate to 31/08/2030 (XF1010) |
Code XF1010 | |||||||||
More info | 31/08/2030 | 7.94% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.59% 2 Year Fixed Rate to 31/08/2027 (XF1016) |
Code XF1016 | |||||||||
More info | 31/08/2027 | 7.94% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.34% 5 Year Fixed Rate to 31/08/2030 (XF1019) |
Code XF1019 | |||||||||
More info | 31/08/2030 | 7.94% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% 2 Year Fixed Rate to 31/08/2027 (XF1015) |
Code XF1015 | |||||||||
More info | 31/08/2027 | 7.94% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.29% JBSP 5 Year Fixed Rate to 31/08/2030 (XF1012) |
Code XF1012 | |||||||||
More info | 31/08/2030 | 7.94% | 90% | £None | £0~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% 5 Year Fixed Rate to 31/08/2030 (XF1020) |
Code XF1020 | |||||||||
More info | 31/08/2030 | 7.94% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.29% JBSP 2 Year Fixed Rate to 31/08/2027 (XF1007) |
Code XF1007 (EB) | |||||||||
More info | 31/08/2027 | 7.94% | 80% | £125* | £0~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.94% 5 Year Fixed Rate to 31/08/2030 (XF1009) |
Code XF1009 (EB) | |||||||||
More info | 31/08/2030 | 7.94% | 60% | £125* | £0~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.54% Expat 5 Year Fixed Rate to 30/09/2030 (XF1023) |
Code XF1023 | |||||||||
More info | 30/09/2030 | 8.69% | 75% | £175* | 1.00%~ | £0^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.39% JBSP 2 Year Fixed Rate to 31/08/2027 (XF1008) |
Code XF1008 (EB) | |||||||||
More info | 31/08/2027 | 7.94% | 90% | £125* | £0~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.04% 5 Year Fixed Rate to 31/08/2030 (XF1010) |
Code XF1010 (EB) | |||||||||
More info | 31/08/2030 | 7.94% | 80% | £125* | £0~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% 2 Year Fixed Rate to 31/08/2027 (XF1015) |
Code XF1015 (EB) | |||||||||
More info | 31/08/2027 | 7.94% | 60% | £125* | £0~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.59% 2 Year Fixed Rate to 31/08/2027 (XF1016) |
Code XF1016 (EB) | |||||||||
More info | 31/08/2027 | 7.94% | 80% | £125* | £0~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.19% JBSP 5 Year Fixed Rate to 31/08/2030 (XF1011) |
Code XF1011 (EB) | |||||||||
More info | 31/08/2030 | 7.94% | 80% | £125* | £0~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.29% JBSP 5 Year Fixed Rate to 31/08/2030 (XF1012) |
Code XF1012 (EB) | |||||||||
More info | 31/08/2030 | 7.94% | 90% | £125* | £0~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.49% 5 Year Fixed Rate to 31/08/2030 (XF1020) |
Code XF1020 (EB) | |||||||||
More info | 31/08/2030 | 7.94% | 80% | £125* | £0~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
- 1 (current)
- 2
- 3
- 4
- 5
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
4.94% 5 Year Fixed Rate to 31/08/2030 (XF1009) |
||||||||||
4.94% | 7.94% |
6.1% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.29% JBSP 2 Year Fixed Rate to 31/08/2027 (XF1007) |
||||||||||
5.29% | 7.94% |
7.7% |
|
80% | £0~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.39% JBSP 2 Year Fixed Rate to 31/08/2027 (XF1008) |
||||||||||
5.39% | 7.94% |
7.7% |
|
90% | £0~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.19% JBSP 5 Year Fixed Rate to 31/08/2030 (XF1011) |
||||||||||
5.19% | 7.94% |
7.0% |
|
80% | £0~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.04% 5 Year Fixed Rate to 31/08/2030 (XF1010) |
||||||||||
5.04% | 7.94% |
6.2% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% 2 Year Fixed Rate to 31/08/2027 (XF1016) |
||||||||||
5.59% | 7.94% |
7.7% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 5 Year Fixed Rate to 31/08/2030 (XF1019) |
||||||||||
5.34% | 7.94% |
6.9% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% 2 Year Fixed Rate to 31/08/2027 (XF1015) |
||||||||||
5.44% | 7.94% |
7.7% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.29% JBSP 5 Year Fixed Rate to 31/08/2030 (XF1012) |
||||||||||
5.29% | 7.94% |
7.0% |
|
90% | £0~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 5 Year Fixed Rate to 31/08/2030 (XF1020) |
||||||||||
5.49% | 7.94% |
7.0% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.29% JBSP 2 Year Fixed Rate to 31/08/2027 (XF1007) |
||||||||||
5.29% | 7.94% |
7.5% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.94% 5 Year Fixed Rate to 31/08/2030 (XF1009) |
||||||||||
4.94% | 7.94% |
5.6% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% Expat 5 Year Fixed Rate to 30/09/2030 (XF1023) |
||||||||||
5.54% | 8.69% |
7.9% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.39% JBSP 2 Year Fixed Rate to 31/08/2027 (XF1008) |
||||||||||
5.39% | 7.94% |
7.6% |
|
90% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.04% 5 Year Fixed Rate to 31/08/2030 (XF1010) |
||||||||||
5.04% | 7.94% |
5.7% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% 2 Year Fixed Rate to 31/08/2027 (XF1015) |
||||||||||
5.44% | 7.94% |
7.5% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% 2 Year Fixed Rate to 31/08/2027 (XF1016) |
||||||||||
5.59% | 7.94% |
7.5% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.19% JBSP 5 Year Fixed Rate to 31/08/2030 (XF1011) |
||||||||||
5.19% | 7.94% |
6.7% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.29% JBSP 5 Year Fixed Rate to 31/08/2030 (XF1012) |
||||||||||
5.29% | 7.94% |
6.8% |
|
90% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 5 Year Fixed Rate to 31/08/2030 (XF1020) |
||||||||||
5.49% | 7.94% |
6.6% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
- 1 (current)
- 2
- 3
- 4
- 5

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Case Study - Helping first time buyers get on the ladder
Greg, a financial services professional, was keen to buy his first home in Bournemouth. This, however, was proving to be harder than he had thought.
Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
...or ask the way that suits you.
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