Notices

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Rate changes following Bank of England decision to decrease its Bank Rate by 0.25% to 4.25% on 8 May 2025. Read more

Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 June 2025. We will be writing to all customers individually to confirm the new rates.
Mortgages: Tracker mortgages will change on 25 June 2025 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

Windfall Bond

Our Windfall Bond account earns you interest and entry into a monthly free prize draw with a chance to win between £100 and £50,000.

See full details

Open a Windfall Bond account with us today!

Current annual interest (AER gross): 3.50%

Decreasing on 1 June annual interest (AER gross) to 3.25%
following the recent change to the Bank of England Bank Rate

35 day notice savings account

The Windfall Bond is a unique savings account, quite unlike any other. It allows you to keep your capital secure and accessible*, earns you interest and entry into a monthly free prize draw for the chance to win up to £50,000.

See full product details and apply

Upcoming prize draw and prizes!

Find out how many prizes are on offer at the next prize draw

and upcoming draw dates

Find out!

How it works

Find out how the Windfall Bond works, the monthly free draw rules and your chances of winning.

Windfall Bond Prize allocation

The number of prizes entered into the Monthly Free Prize Draw will vary each month. Find details of the prize allocation method we use

Find out more

Frequently asked questions

Answers to the most common questions asked by our members about the Windfall Bond.

Do you need our help?

If you have any questions about the Windfall Bond, please contact our New Business Team

Get in touch

* Eligible deposits held with Family Building Society are protected up to a total of £85,000 by the FSCS. Windfall Bond funds are accessible without access charge by account closure after 35 days' notice.

All our savings accounts are FSCS protected.