Notices

  • Online Service update. Due to planned essential maintenance, our Online Service will be unavailable between 9:00am to 10:00am on Saturday 25 October. We apologise for any inconvenience this may cause.

  • Please note that our Market Tracker Cash ISA (2) has been withdrawn from sale. Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.

  • Mortgage products - On Tuesday 30 September 2025, we made changes to our mortgage product range. This included decreases across many of our Fixed Rate products for Owner Occupier and Buy to Let products.

    Buy to Let Limited Companies

    In addition we launched new Fixed Rate products for Buy to Let Limited Company landlords (UK registered companies) who have expat shareholders and/or directors in our acceptable list of countries.

    Managed Mortgage Rates and Discounted Variable Rates

    From 1 October 2025, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We have written to existing customers who have been impacted by this change, with details relevant to them.

  • We've made some improvements to our Online Service. With several enhancements and added benefits our Online Service is now simpler and easier for you to use.  Online Service changes

Windfall Bond Upcoming Draw and Prizes

Find out details of the upcoming draw, including the total Prize Fund value and number of prizes on offer

The next prize draw is on 14 November 2025

 


November 2025 - Upcoming Prizes!

In October we had 13,716 qualifying Windfall Bond entries*.

Therefore the number of prizes in November's prize draw are as follows:

LevelPrize valueNumber of prizes
Level A£50,0001
Level B£10,0003
Level C£1,00017
Level D£50017
Level E£10088

This provides a total of 126 prizes for the month of November, worth £114,300.

November's free prize draw is on 14 November 2025.

*Each Windfall Bond requires a £10,000 deposit and details of a nominated bank/building society on record. Newly opened Windfall Bonds qualify for the Monthly Free Prize Draw in the second calendar month after the bond has been opened. for example, a Windfall Bond opened in October would be entered into December's Monthly Free Prize Draw.

Visit the Prize Allocation Method page for further details.

For information on the Windfall Bond's Prize Draw Rules and Terms and Condition, please read the Windfall Bond Product Features leaflet.

Our Windfall Bond Monthly Free Draw takes place on the 10th working day of every calendar month.

The next prize draw is on 14 November 2025

Future dates 

  • 12 December 2025
  • 14 January 2026
  • 13 February 2026
  • 13 March 2026
  • 16 April 2026

Confirmation that the draw has occurred, along with a summary of the prizes available in the upcoming Windfall Bond prize draw, is provided in an email to all customers who have registered their email with us.  The winners are then notified separately.

A list of winners will be available on our website no later than four weeks after each monthly draw takes place.

How winners are notified

Winners of the monthly free prize draw will be notified by us separately using the details held on the relevant Windfall Bond account record by one of the following methods: by email, in writing or by telephone within 10 working days from the date when the monthly draw takes place.

  • If you are a winner of a Level A or a Level B prize, a member of our Family Service Team will contact you to confirm your details, after which the prize money will be paid into your nominated bank account
  • If you are a Level C, D or E prize winner – the prize money will automatically be paid into your nominated account and we will notify you by email or letter.

If you have any questions about the Windfall Bond, please contact us.

£10,000 Windfall Bond Winner - Case Study

After researching investment options, Mrs. Rushworth chose Family Building Society for its competitive rates. Over the years, she invested in various products and eventually won one of our major prizes!

Windfall Bond winner

Product details

Apply for a Windfall Bond and earn 3.00% annual interest (Gross AER)

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How it works

Find out how the Windfall Bond works, the monthly free draw rules and your chances of winning.

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Frequently asked questions

Answers to the most common questions asked by our members about the Windfall Bond.

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